Highly Leveraged Consumer Finance Companies

Total Debt
Total DebtEfficiencyMarket RiskExp Return
1KSPI Joint Stock
221.46 B
 0.00 
 2.83 
 0.01 
2AXP American Express
51.09 B
 0.08 
 1.56 
 0.13 
3NAVI Navient Corp
48.32 B
 0.01 
 2.24 
 0.03 
4LU Lufax Holding
44.86 B
 0.03 
 2.97 
 0.08 
5OMF OneMain Holdings
21.44 B
 0.19 
 1.60 
 0.31 
6LX Lexinfintech Holdings
5.27 B
(0.07)
 3.94 
(0.29)
7ECPG Encore Capital Group
3.67 B
 0.06 
 3.53 
 0.23 
8ENVA Enova International
3.6 B
 0.11 
 2.01 
 0.22 
9RM Regional Management Corp
1.51 B
 0.16 
 2.10 
 0.33 
10UPST Upstart Holdings
1.45 B
 0.25 
 3.98 
 1.01 
11QFIN 360 Finance
1.4 B
(0.17)
 2.21 
(0.39)
12QD Qudian Inc
787.4 M
 0.22 
 3.02 
 0.68 
13PRG PROG Holdings
655.06 M
 0.10 
 2.89 
 0.28 
14EZPW EZCORP Inc
566.94 M
 0.01 
 2.05 
 0.02 
15WRLD World Acceptance
525.56 M
 0.13 
 2.45 
 0.33 
16XYF X Financial Class
341.23 M
 0.05 
 3.99 
 0.20 
17MFIN Medallion Financial Corp
288.59 M
 0.11 
 2.03 
 0.22 
18MOGO Mogo Inc
85.62 M
 0.09 
 16.47 
 1.49 
19YRD Yirendai
40.77 M
(0.03)
 3.01 
(0.08)
20FINV FinVolution Group
34.36 M
 0.02 
 2.37 
 0.05 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively. In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.