Is Nelnet Stock a Good Investment?

Nelnet Investment Advice

NNI

To provide specific investment advice or recommendations on Nelnet Inc stock, we recommend investors consider the following general factors when evaluating Nelnet Inc. This will help you to make an informed decision on whether to include Nelnet in one of your diversified portfolios:

Examine Nelnet's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Nelnet's leadership team and their track record. Good management can help Nelnet navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Consumer Finance space and any emerging trends that could impact Nelnet's business and its evolving consumer preferences.
Compare Nelnet's performance and market position to its competitors. Analyze how Nelnet is positioned in terms of product offerings, innovation, and market share.
Check if Nelnet pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Nelnet's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Nelnet Inc stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Nelnet Inc is a good investment.

Sell

Buy

Sell

Macroaxis provides trade recommendations on Nelnet Inc to complement and cross-verify current analyst consensus on Nelnet. Our advice engine determines the firm's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Nelnet Inc is not overpriced, please verify all Nelnet Inc fundamentals, including its current ratio, total asset, and the relationship between the net income and price to earnings to growth . Given that Nelnet Inc has a price to earning of 10.94 X, we recommend you to check Nelnet market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your last-minute risk tolerance and investing horizon.

Market Performance	Very Weak	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Overvalued	Details
Odds Of Distress	Low	Details
Economic Sensitivity	Moves indifferently to market moves	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Hold	Details
Financial Strenth (F Score)	Strong	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Possible Manipulator	Details

Examine Nelnet Stock

Researching Nelnet's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 38.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.17. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Nelnet Inc last dividend was issued on the 2nd of December 2024.

To determine if Nelnet is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Nelnet's research are outlined below:

	Nelnet Inc generated a negative expected return over the last 90 days
	Nelnet Inc has a strong financial position based on the latest SEC filings
	About 57.0% of the company shares are owned by institutional investors
	Latest headline from kalkinemedia.com: Nelnet Continues to Attract Institutional Interest and Growth

Nelnet uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Nelnet Inc. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Nelnet's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	27th of February 2024 Upcoming Quarterly Report	View
	13th of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	27th of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Nelnet's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Nelnet's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2004-04-28	2004-03-31	0.2	0.24	0.04	20
2007-07-31	2007-06-30	0.49	0.44	-0.05	10
2007-04-27	2007-03-31	0.49	0.54	0.05	10
2008-02-29	2007-12-31	0.26	0.34	0.08	30
2006-10-27	2006-09-30	0.54	0.62	0.08	14
2007-11-02	2007-09-30	0.36	0.45	0.09	25
2012-08-08	2012-06-30	1.05	1.18	0.13	12
2011-11-08	2011-09-30	1.09	1.22	0.13	11

Know Nelnet's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Nelnet is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Nelnet Inc backward and forwards among themselves. Nelnet's institutional investor refers to the entity that pools money to purchase Nelnet's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Sycale Advisors (ny) Llc	2024-09-30	203.7 K
Charles Schwab Investment Management Inc	2024-09-30	199.2 K
Jpmorgan Chase & Co	2024-09-30	132 K
Bandera Partners Llc	2024-09-30	127 K
American Century Companies Inc	2024-09-30	119.2 K
Charter Trust Co	2024-09-30	107.1 K
Bank Of New York Mellon Corp	2024-09-30	106.3 K
Lawson Kroeker Investment Management Inc	2024-09-30	102.8 K
Goldman Sachs Group Inc	2024-09-30	90.8 K
Dimensional Fund Advisors, Inc.	2024-09-30	2 M
Magnolia Group, Llc	2024-09-30	1.9 M

Note, although Nelnet's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Nelnet's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 3.87 B.

Market Cap

3.47 Billion

Nelnet's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.01	0.01
Return On Capital Employed	(0.02)	(0.02)
Return On Assets	0.01	0.01
Return On Equity	0.03	0.03

The company has Net Profit Margin of 0.09 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of (0.01) %, which entails that for every $100 of revenue, it lost $0.01.

Determining Nelnet's profitability involves analyzing its financial statements and using various financial metrics to determine if Nelnet is a good buy. For example, gross profit margin measures Nelnet's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Nelnet's profitability and make more informed investment decisions.

Evaluate Nelnet's management efficiency

As of now, Nelnet's Return On Tangible Assets are increasing as compared to previous years. The Nelnet's current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is forecasted to increase to (0.02). As of now, Nelnet's Non Current Assets Total are decreasing as compared to previous years. The Nelnet's current Return On Tangible Assets is estimated to increase to 0.01, while Total Current Assets are projected to decrease to under 974.2 M. Nelnet's management efficiency ratios could be used to measure how well Nelnet manages its routine affairs as well as how well it operates its assets and liabilities.

	Last Reported	Projected for Next Year
Book Value Per Share	86.11	90.41
Tangible Book Value Per Share	80.69	84.72
Enterprise Value Over EBITDA	14.43	13.70
Price Book Value Ratio	1.01	0.96
Enterprise Value Multiple	14.43	13.70
Price Fair Value	1.01	0.96
Enterprise Value	14.8 B	18.1 B

Leadership effectiveness at Nelnet Inc is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.

Dividend Yield

0.0106

Forward Dividend Yield

0.0106

Forward Dividend Rate

1.12

Beta

0.924

Basic technical analysis of Nelnet Stock

As of the 27th of December, Nelnet secures the Standard Deviation of 1.73, risk adjusted performance of (0.02), and Mean Deviation of 1.07. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Nelnet Inc, as well as the relationship between them.

Nelnet's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Nelnet insiders, such as employees or executives, is commonly permitted as long as it does not rely on Nelnet's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Nelnet insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Van Deun Jona M over a month ago Disposition of 440 shares by Van Deun Jona M of Nelnet at 110.32 subject to Rule 16b-3
		William Munn over a month ago Disposition of 198 shares by William Munn of Nelnet at 108.09 subject to Rule 16b-3
		Kathleen Farrell over a month ago Acquisition by Kathleen Farrell of 2166 shares of Nelnet at 83.14 subject to Rule 16b-3
		Matthew Dunlap over two months ago Disposition of tradable shares by Matthew Dunlap of Nelnet at 88.63 subject to Rule 16b-3
		William Munn over three months ago Disposition of 198 shares by William Munn of Nelnet at 108.09 subject to Rule 16b-3
		Butterfield Shelby J over three months ago Disposition of tradable shares by Butterfield Shelby J of Nelnet subject to Rule 16b-3
		William Munn over three months ago Disposition of 2500 shares by William Munn of Nelnet at 91.3 subject to Rule 16b-3
		Kimberly Rath over six months ago Acquisition by Kimberly Rath of 2045 shares of Nelnet subject to Rule 16b-3
		Preeta Bansal over six months ago Acquisition by Preeta Bansal of 2166 shares of Nelnet at 83.14 subject to Rule 16b-3
		Kathleen Farrell over six months ago Disposition of 1700 shares by Kathleen Farrell of Nelnet at 101.73 subject to Rule 16b-3
		Terry Heimes over six months ago Disposition of 356 shares by Terry Heimes of Nelnet at 90.43 subject to Rule 16b-3
		Adam Peterson over six months ago Acquisition by Adam Peterson of 2123 shares of Nelnet subject to Rule 16b-3

Nelnet's Outstanding Corporate Bonds

Nelnet issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Nelnet Inc uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Nelnet bonds can be classified according to their maturity, which is the date when Nelnet Inc has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Dana 575 percent Corp Bond US235822AB96	View
	Boeing Co 2196 Corp Bond US097023DG73	View
	Morgan Stanley 3591 Corp Bond US61744YAK47	View
	Morgan Stanley 3971 Corp Bond US61744YAL20	View

View All Nelnet Corporate Bonds

Understand Nelnet's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Nelnet's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	(0.02)
	Market Risk Adjusted Performance	1.06
	Mean Deviation	1.07
	Coefficient Of Variation	(3,474)
	Standard Deviation	1.73
	Variance	2.99
	Information Ratio	(0.06)
	Jensen Alpha	(0.06)
	Total Risk Alpha	(0.15)
	Treynor Ratio	1.05
	Maximum Drawdown	15.35
	Value At Risk	(2.08)
	Potential Upside	1.72
	Skewness	(0.67)
	Kurtosis	10.86

	Risk Adjusted Performance	(0.02)
	Market Risk Adjusted Performance	1.06
	Mean Deviation	1.07
	Coefficient Of Variation	(3,474)
	Standard Deviation	1.73
	Variance	2.99
	Information Ratio	(0.06)
	Jensen Alpha	(0.06)
	Total Risk Alpha	(0.15)
	Treynor Ratio	1.05
	Maximum Drawdown	15.35
	Value At Risk	(2.08)
	Potential Upside	1.72
	Skewness	(0.67)
	Kurtosis	10.86

Consider Nelnet's intraday indicators

Nelnet intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Nelnet stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Daily Balance Of Power	(9,223,372,036,855)
	Rate Of Daily Change	0.99
	Day Median Price	105.46
	Day Typical Price	105.46
	Price Action Indicator	(0.58)
	Period Momentum Indicator	(1.15)

Nelnet Corporate Filings

F3	18th of November 2024 An amendment to the original Schedule 13D filing	View Verify
F4	13th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
8K	7th of November 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify
	25th of June 2024 Other Reports	View Verify

Nelnet time-series forecasting models is one of many Nelnet's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Nelnet's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Nelnet Stock media impact

Far too much social signal, news, headlines, and media speculation about Nelnet that are available to investors today. That information is available publicly through Nelnet media outlets and privately through word of mouth or via Nelnet internal channels. However, regardless of the origin, that massive amount of Nelnet data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Nelnet news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Nelnet relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Nelnet's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Nelnet alpha.

Nelnet Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Nelnet can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Nelnet Corporate Directors

Preeta Bansal	Independent Director	Profile
David Graff	Independent Director	Profile
William Cintani	Independent Director	Profile
Thomas Henning	Lead Independent Director	Profile

When determining whether Nelnet Inc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Nelnet's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nelnet Inc Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nelnet Inc Stock: