Is SoFi Technologies Stock a Good Investment?
SoFi Technologies Investment Advice | SOFI |
- Examine SoFi Technologies' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research SoFi Technologies' leadership team and their track record. Good management can help SoFi Technologies navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact SoFi Technologies' business and its evolving consumer preferences.
- Compare SoFi Technologies' performance and market position to its competitors. Analyze how SoFi Technologies is positioned in terms of product offerings, innovation, and market share.
- Check if SoFi Technologies pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about SoFi Technologies' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in SoFi Technologies stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if SoFi Technologies is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Strong | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves totally opposite to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine SoFi Technologies Stock
Researching SoFi Technologies' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 54.0% of the company shares are owned by institutional investors. The book value of SoFi Technologies was at this time reported as 6.16. The company had not issued any dividends in recent years.
To determine if SoFi Technologies is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding SoFi Technologies' research are outlined below:
| SoFi Technologies currently holds about 935.16 M in cash with (1.12 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.01. |
SoFi Technologies uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in SoFi Technologies. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to SoFi Technologies' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 6th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
SoFi Technologies' market capitalization trends
The company currently falls under 'Large-Cap' category with a current market capitalization of 29.96 B.SoFi Technologies' profitablity analysis
The company has Profit Margin (PM) of 0.19 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.Determining SoFi Technologies' profitability involves analyzing its financial statements and using various financial metrics to determine if SoFi Technologies is a good buy. For example, gross profit margin measures SoFi Technologies' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of SoFi Technologies' profitability and make more informed investment decisions.
Basic technical analysis of SoFi Stock
As of the 25th of August, SoFi Technologies has the coefficient of variation of 286.05, and Risk Adjusted Performance of 0.2656. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of SoFi Technologies, as well as the relationship between them.SoFi Technologies' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific SoFi Technologies insiders, such as employees or executives, is commonly permitted as long as it does not rely on SoFi Technologies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases SoFi Technologies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Arun Pinto over a week ago Disposition of 24147 shares by Arun Pinto of SoFi Technologies at 22.849 subject to Rule 16b-3 | ||
Derek White over three months ago Acquisition by Derek White of 148403 shares of SoFi Technologies subject to Rule 16b-3 | ||
Chad Borton over a year ago Acquisition by Chad Borton of 80751 shares of SoFi Technologies subject to Rule 16b-3 | ||
Stafford Webb Lauren over a year ago Sale by Stafford Webb Lauren of 135832 shares of SoFi Technologies | ||
Aaron Webster over a year ago Sale by Aaron Webster of 215299 shares of SoFi Technologies | ||
Stafford Webb Lauren over a year ago Exercise or conversion by Stafford Webb Lauren of 93271 shares of SoFi Technologies subject to Rule 16b-3 | ||
Aaron Webster over a year ago Exercise or conversion by Aaron Webster of 154147 shares of SoFi Technologies subject to Rule 16b-3 | ||
Derek White over a year ago Exercise or conversion by Derek White of 69438 shares of SoFi Technologies subject to Rule 16b-3 |
SoFi Technologies' Outstanding Corporate Bonds
SoFi Technologies issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. SoFi Technologies uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most SoFi bonds can be classified according to their maturity, which is the date when SoFi Technologies has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand SoFi Technologies' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing SoFi Technologies' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.2656 | |||
| Market Risk Adjusted Performance | (1.03) | |||
| Mean Deviation | 2.4 | |||
| Semi Deviation | 2.12 | |||
| Downside Deviation | 2.63 | |||
| Coefficient Of Variation | 286.05 | |||
| Standard Deviation | 2.98 | |||
| Variance | 8.86 | |||
| Information Ratio | 0.3146 | |||
| Jensen Alpha | 1.12 | |||
| Total Risk Alpha | 0.6509 | |||
| Sortino Ratio | 0.3558 | |||
| Treynor Ratio | (1.04) | |||
| Maximum Drawdown | 12.67 | |||
| Value At Risk | (3.15) | |||
| Potential Upside | 6.0 | |||
| Downside Variance | 6.93 | |||
| Semi Variance | 4.48 | |||
| Expected Short fall | (3.03) | |||
| Skewness | (0.18) | |||
| Kurtosis | (0.05) |
| Risk Adjusted Performance | 0.2656 | |||
| Market Risk Adjusted Performance | (1.03) | |||
| Mean Deviation | 2.4 | |||
| Semi Deviation | 2.12 | |||
| Downside Deviation | 2.63 | |||
| Coefficient Of Variation | 286.05 | |||
| Standard Deviation | 2.98 | |||
| Variance | 8.86 | |||
| Information Ratio | 0.3146 | |||
| Jensen Alpha | 1.12 | |||
| Total Risk Alpha | 0.6509 | |||
| Sortino Ratio | 0.3558 | |||
| Treynor Ratio | (1.04) | |||
| Maximum Drawdown | 12.67 | |||
| Value At Risk | (3.15) | |||
| Potential Upside | 6.0 | |||
| Downside Variance | 6.93 | |||
| Semi Variance | 4.48 | |||
| Expected Short fall | (3.03) | |||
| Skewness | (0.18) | |||
| Kurtosis | (0.05) |
Consider SoFi Technologies' intraday indicators
SoFi Technologies intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of SoFi Technologies stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
SoFi Technologies time-series forecasting models is one of many SoFi Technologies' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary SoFi Technologies' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
SoFi Stock media impact
There is far too much social signal, news, headlines, and media speculation about SoFi Technologies that are available to investors today. This information is accessible both publicly - through SoFi Technologies' media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of SoFi-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of SoFi Technologies news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of SoFi Technologies relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to SoFi Technologies' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive SoFi Technologies alpha.
SoFi Technologies Corporate Management
| Chad Borton | Group EVP | Profile | |
| Eric Schuppenhauer | Executive Borrow | Profile | |
| Katie Wells | Executive Member | Profile | |
| Anthony Noto | CEO Director | Profile | |
| Robert Lavet | General Secretary | Profile | |
| Stephen Simcock | General Secretary | Profile | |
| Diane Tucker | Senior Operations | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price. For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SoFi Technologies. If investors know SoFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SoFi Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of SoFi Technologies is measured differently than its book value, which is the value of SoFi that is recorded on the company's balance sheet. Investors also form their own opinion of SoFi Technologies' value that differs from its market value or its book value, called intrinsic value, which is SoFi Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SoFi Technologies' market value can be influenced by many factors that don't directly affect SoFi Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between SoFi Technologies' value and its price, as these two are different measures arrived at by various means. Investors typically determine if SoFi Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SoFi Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.