Enova International Stock Today

ENVA Stock  USD 102.02  2.15  2.15%   

Performance

10 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 6

 
High
 
Low
Low
Enova International is trading at 102.02 as of the 21st of November 2024, a 2.15 percent increase since the beginning of the trading day. The stock's open price was 99.87. Enova International has only a 6 % chance of going through financial distress over the next few years and had a ok performance during the last 90 days. Equity ratings for Enova International are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 2nd of December 2022 and ending today, the 21st of November 2024. Click here to learn more.
Business Domain
Financial Services
IPO Date
13th of November 2014
Classification
Financials
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois. Enova International operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 26.21 M outstanding shares of which 1.62 M shares are currently shorted by private and institutional investors with about 8.36 trading days to cover. More on Enova International

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Enova Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEODaniel Feehan
Business ConcentrationConsumer Finance, Financial Services, NYSE Composite, SP Small-Cap 600, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.06090.0382
Way Up
Very volatile
Asset Turnover0.750.4618
Way Up
Slightly volatile
Gross Profit Margin0.440.4888
Moderately Down
Very volatile
Net Debt2.7 B2.6 B
Sufficiently Up
Slightly volatile
Total Current Liabilities297.7 M283.5 M
Sufficiently Up
Pretty Stable
Non Current Liabilities Total3.2 B3.1 B
Sufficiently Up
Slightly volatile
Total Assets4.8 B4.6 B
Sufficiently Up
Slightly volatile
Total Current Assets51.6 M54.4 M
Notably Down
Slightly volatile
Total Cash From Operating Activities1.2 B1.2 B
Sufficiently Up
Slightly volatile
Debt Levels
Enova International can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Enova International's financial leverage. It provides some insight into what part of Enova International's total assets is financed by creditors.
Liquidity
Enova International currently holds 2.99 B in liabilities with Debt to Equity (D/E) ratio of 1.83, which is about average as compared to similar companies. Enova International has a current ratio of 17.62, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Enova International's use of debt, we should always consider it together with its cash and equity.

Change In Cash

208.99 Million
Enova International (ENVA) is traded on New York Stock Exchange in USA. It is located in 175 West Jackson Boulevard, Chicago, IL, United States, 60604 and employs 1,675 people. Enova International is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.62 B. Enova International conducts business under Consumer Finance sector and is part of Financials industry. The entity has 26.21 M outstanding shares of which 1.62 M shares are currently shorted by private and institutional investors with about 8.36 trading days to cover. Enova International currently holds about 87.73 M in cash with 1.17 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.77.
Check Enova International Probability Of Bankruptcy
Ownership Allocation
Enova International holds a total of 26.21 Million outstanding shares. The majority of Enova International outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Enova International to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Enova International. Please pay attention to any change in the institutional holdings of Enova International as this could imply that something significant has changed or is about to change at the company. Also note that almost three hundred thirty-two thousand eight hundred seventeen invesors are currently shorting Enova International expressing very little confidence in its future performance.
Check Enova Ownership Details

Enova Stock Institutional Holders

InstituionRecorded OnShares
Harspring Capital Management Llc2024-09-30
410 K
Jpmorgan Chase & Co2024-06-30
401.3 K
Goldman Sachs Group Inc2024-06-30
398.3 K
Northern Trust Corp2024-09-30
393.9 K
Millennium Management Llc2024-06-30
357.7 K
Sparta 24 Ltd.2024-09-30
333.4 K
D. E. Shaw & Co Lp2024-06-30
325.7 K
No Street Gp Lp2024-09-30
325 K
Assenagon Asset Management Sa2024-09-30
310.5 K
Blackrock Inc2024-06-30
5.1 M
Vanguard Group Inc2024-09-30
M
View Enova International Diagnostics

Enova International Historical Income Statement

At present, Enova International's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 435.2 M, whereas Depreciation And Amortization is forecasted to decline to about 36.2 M. View More Fundamentals

Enova Stock Against Markets

Enova International Corporate Directors

Gregg KaplanIndependent DirectorProfile
Mark McGowanIndependent DirectorProfile
Ellen CarnahanIndependent DirectorProfile
Mark TebbeIndependent DirectorProfile
When determining whether Enova International offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Enova International's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Enova International Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Enova International Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Enova International. If investors know Enova will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Enova International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.217
Earnings Share
6.28
Revenue Per Share
42.107
Quarterly Revenue Growth
0.194
Return On Assets
0.0398
The market value of Enova International is measured differently than its book value, which is the value of Enova that is recorded on the company's balance sheet. Investors also form their own opinion of Enova International's value that differs from its market value or its book value, called intrinsic value, which is Enova International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Enova International's market value can be influenced by many factors that don't directly affect Enova International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Enova International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Enova International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Enova International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.