Consumer Finance Companies By Book Value Per Share Ratio

Book Value Per Share
Book Value Per ShareEfficiencyMarket RiskExp Return
1KSPI Joint Stock
8.96 K
(0.01)
 2.81 
(0.04)
2COF Capital One Financial
165.05
 0.12 
 1.75 
 0.22 
3LU Lufax Holding
108.24
 0.04 
 2.97 
 0.11 
4WRLD World Acceptance
82.28
 0.13 
 2.45 
 0.32 
5QD Qudian Inc
68.79
 0.22 
 3.02 
 0.68 
6LX Lexinfintech Holdings
66.31
(0.10)
 3.89 
(0.37)
7ENVA Enova International
49.01
 0.10 
 2.01 
 0.20 
8FCFS FirstCash
48.24
 0.02 
 1.81 
 0.04 
9AXP American Express
46.42
 0.09 
 1.56 
 0.14 
10ALLY Ally Financial
39.71
 0.14 
 1.79 
 0.26 
11RM Regional Management Corp
36.43
 0.15 
 2.10 
 0.31 
12ECPG Encore Capital Group
34.84
 0.07 
 3.52 
 0.25 
13OMF OneMain Holdings
27.98
 0.19 
 1.60 
 0.30 
14NAVI Navient Corp
25.79
 0.03 
 2.23 
 0.06 
15MFIN Medallion Financial Corp
17.31
 0.14 
 1.97 
 0.27 
16GDOT Green Dot
17.27
 0.08 
 4.13 
 0.32 
17EZPW EZCORP Inc
16.24
 0.01 
 2.05 
 0.03 
18LC LendingClub Corp
12.25
 0.22 
 3.46 
 0.78 
19NRDS Nerdwallet
4.99
 0.01 
 2.01 
 0.02 
20MOGO Mogo Inc
2.84
 0.09 
 16.47 
 1.48 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Book Value per Share (B/S) can be calculated by subtracting liabilities from assets, and then dividing it by the total number of currently outstanding shares. It indicates the level of safety associated with each common share after removing the effects of liabilities. In other words, a shareholder can use this ratio to see how much he or she can sell the stake in the company in the event of a liquidation. The naive approach to look at Book Value per Share is to compare it to current stock price. If Book Value per Share is higher than the currently traded stock price, the company can be considered undervalued. However, investors must be aware that conventional calculation of Book Value does not include intangible assets such as goodwill, intellectual property, trademarks or brands and may not be an appropriate measure for many firms.