Consumer Portfolio Services Stock Performance
| CPSS Stock | USD 8.01 0.38 4.53% |
The firm shows a Beta (market volatility) of 1.22, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Consumer Portfolio will likely underperform. At this point, Consumer Portfolio has a negative expected return of -0.12%. Please make sure to confirm Consumer Portfolio's jensen alpha, skewness, as well as the relationship between the Skewness and day typical price , to decide if Consumer Portfolio performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Consumer Portfolio Services has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest unfluctuating performance, the Stock's basic indicators remain stable and the newest uproar on Wall Street may also be a sign of mid-term gains for the firm private investors. ...more
Actual Historical Performance (%)
One Day Return (4.53) | Five Day Return (2.08) | Year To Date Return (24.79) | Ten Year Return 40.03 | All Time Return 52.57 |
Last Split Factor 2:1 | Last Split Date 1996-03-15 |
1 | Disposition of 15000 shares by April Crisp of Consumer Portfolio at 3.53 subject to Rule 16b-3 | 06/02/2025 |
2 | Disposition of 100 shares by April Crisp of Consumer Portfolio at 9.75 subject to Rule 16b-3 | 06/06/2025 |
3 | Disposition of 4176 shares by Roberts William B of Consumer Portfolio at 9.2501 subject to Rule 16b-3 | 06/09/2025 |
4 | Disposition of 1647 shares by Washer Greg of Consumer Portfolio at 10.1 subject to Rule 16b-3 | 06/12/2025 |
5 | Insider Selling Consumer Portfolio Services, Inc. Director Sells 95,322.24 in Stock | 06/16/2025 |
6 | Disposition of 2500 shares by April Crisp of Consumer Portfolio at 2.47 subject to Rule 16b-3 | 06/20/2025 |
7 | Consumer Portfolio Services investors will be pleased with their splendid 2 percent return over the last five years | 07/01/2025 |
8 | Technical Pivots with Risk Controls - news.stocktradersdaily.com | 07/14/2025 |
9 | What analysts say about Consumer Portfolio Services Inc. stock - Free Investment Community - jammulinksnews.com | 07/22/2025 |
10 | Disposition of 10000 shares by Roberts William B of Consumer Portfolio at 10.3332 subject to Rule 16b-3 | 07/23/2025 |
11 | Consumer Portfolio Services to Release Quarterly Earnings on Tuesday - MarketBeat | 07/25/2025 |
12 | CPS Announces 418.33 Million Senior Subordinate Asset-Backed Securitization | 07/28/2025 |
13 | Insider Trading | 08/04/2025 |
14 | Consumer Portfolio Services Q2 Earnings Snapshot | 08/11/2025 |
15 | CPSS 2Q25 Earnings Review EPS Miss on Higher Interest Expense Still Plenty of Leverage in the Model | 08/12/2025 |
| Begin Period Cash Flow | 125.4 M | |
| Total Cashflows From Investing Activities | -769.7 M |
Consumer Portfolio Relative Risk vs. Return Landscape
If you would invest 876.00 in Consumer Portfolio Services on May 19, 2025 and sell it today you would lose (75.00) from holding Consumer Portfolio Services or give up 8.56% of portfolio value over 90 days. Consumer Portfolio Services is currently does not generate positive expected returns and assumes 2.2861% risk (volatility on return distribution) over the 90 days horizon. In different words, 20% of stocks are less volatile than Consumer, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Consumer Portfolio Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Consumer Portfolio's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Consumer Portfolio Services, and traders can use it to determine the average amount a Consumer Portfolio's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0508
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CPSS |
Estimated Market Risk
| 2.29 actual daily | 20 80% of assets are more volatile |
Expected Return
| -0.12 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.05 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Consumer Portfolio is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Consumer Portfolio by adding Consumer Portfolio to a well-diversified portfolio.
Consumer Portfolio Fundamentals Growth
Consumer Stock prices reflect investors' perceptions of the future prospects and financial health of Consumer Portfolio, and Consumer Portfolio fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Consumer Stock performance.
| Return On Equity | 0.0666 | ||||
| Return On Asset | 0.0055 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 3.58 B | ||||
| Shares Outstanding | 22.22 M | ||||
| Price To Earning | 9.22 X | ||||
| Price To Book | 0.59 X | ||||
| Price To Sales | 0.93 X | ||||
| Revenue | 393.51 M | ||||
| Gross Profit | 192.26 M | ||||
| EBITDA | 28.29 M | ||||
| Net Income | 19.2 M | ||||
| Cash And Equivalents | 11.35 M | ||||
| Cash Per Share | 0.54 X | ||||
| Total Debt | 3.13 B | ||||
| Current Ratio | 41.76 X | ||||
| Book Value Per Share | 13.64 X | ||||
| Cash Flow From Operations | 233.75 M | ||||
| Earnings Per Share | 0.80 X | ||||
| Market Capitalization | 178.02 M | ||||
| Total Asset | 3.49 B | ||||
| Retained Earnings | 267.06 M | ||||
| Working Capital | 2.04 B | ||||
| Current Asset | 2.07 B | ||||
| Current Liabilities | 29.51 M | ||||
About Consumer Portfolio Performance
Assessing Consumer Portfolio's fundamental ratios provides investors with valuable insights into Consumer Portfolio's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Consumer Portfolio is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 0.33 | 0.35 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.07 |
Things to note about Consumer Portfolio performance evaluation
Checking the ongoing alerts about Consumer Portfolio for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Consumer Portfolio help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Consumer Portfolio generated a negative expected return over the last 90 days | |
| About 32.0% of the company shares are held by company insiders | |
| Latest headline from finance.yahoo.com: CPSS 2Q25 Earnings Review EPS Miss on Higher Interest Expense Still Plenty of Leverage in the Model |
- Analyzing Consumer Portfolio's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Consumer Portfolio's stock is overvalued or undervalued compared to its peers.
- Examining Consumer Portfolio's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Consumer Portfolio's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Consumer Portfolio's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Consumer Portfolio's stock. These opinions can provide insight into Consumer Portfolio's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Consumer Stock Analysis
When running Consumer Portfolio's price analysis, check to measure Consumer Portfolio's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumer Portfolio is operating at the current time. Most of Consumer Portfolio's value examination focuses on studying past and present price action to predict the probability of Consumer Portfolio's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumer Portfolio's price. Additionally, you may evaluate how the addition of Consumer Portfolio to your portfolios can decrease your overall portfolio volatility.