Consumer Portfolio Services Stock Working Capital
| CPSS Stock | USD 8.30 0.17 2.01% |
Fundamental analysis of Consumer Portfolio allows traders to better anticipate movements in Consumer Portfolio's stock price by examining its financial health and performance throughout various phases of its business cycle.
| Last Reported | Projected for Next Year | ||
| Change In Working Capital | -564 K | -535.8 K |
Consumer | Working Capital | Build AI portfolio with Consumer Stock |
Consumer Portfolio Services Company Working Capital Analysis
Consumer Portfolio's Working Capital is a measure of company efficiency and operating liquidity. The working capital is usually calculated by subtracting Current Liabilities from Current Assets. It is an important indicator of the firm ability to continue its normal operations without additional debt obligations. .
More About Working Capital | All Equity Analysis
Working Capital | = | Current Assets | - | Current Liabilities |
Current Consumer Portfolio Working Capital | 2.04 B |
Most of Consumer Portfolio's fundamental indicators, such as Working Capital, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Consumer Portfolio Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Consumer Working Capital Driver Correlations
Understanding the fundamental principles of building solid financial models for Consumer Portfolio is extremely important. It helps to project a fair market value of Consumer Stock properly, considering its historical fundamentals such as Working Capital. Since Consumer Portfolio's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Consumer Portfolio's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Consumer Portfolio's interrelated accounts and indicators.
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Working Capital can be positive or negative, depending on how much of current debt the company is carrying on its balance sheet. In general terms, companies that have a lot of working capital will experience more growth in the near future since they can expand and improve their operations using existing resources. On the other hand, companies with small or negative working capital may lack the funds necessary for growth or future operation. Working Capital also shows if the company has sufficient liquid resources to satisfy short-term liabilities and operational expenses.
| Competition |
In accordance with the company's disclosures, Consumer Portfolio Services has a Working Capital of 2.04 B. This is 55.17% lower than that of the Consumer Finance sector and 98.85% lower than that of the Financials industry. The working capital for all United States stocks is 37.8% lower than that of the firm.
Consumer Working Capital Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Consumer Portfolio's direct or indirect competition against its Working Capital to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Consumer Portfolio could also be used in its relative valuation, which is a method of valuing Consumer Portfolio by comparing valuation metrics of similar companies.Consumer Portfolio is currently under evaluation in working capital category among its peers.
Consumer Portfolio ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Consumer Portfolio's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Consumer Portfolio's managers, analysts, and investors.Environmental | Governance | Social |
Consumer Fundamentals
| Return On Equity | 0.0666 | ||||
| Return On Asset | 0.0055 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 3.59 B | ||||
| Shares Outstanding | 22.22 M | ||||
| Shares Owned By Insiders | 32.28 % | ||||
| Shares Owned By Institutions | 47.36 % | ||||
| Number Of Shares Shorted | 223.33 K | ||||
| Price To Earning | 9.22 X | ||||
| Price To Book | 0.62 X | ||||
| Price To Sales | 0.98 X | ||||
| Revenue | 393.51 M | ||||
| Gross Profit | 192.26 M | ||||
| EBITDA | 28.29 M | ||||
| Net Income | 19.2 M | ||||
| Cash And Equivalents | 11.35 M | ||||
| Cash Per Share | 0.54 X | ||||
| Total Debt | 3.13 B | ||||
| Current Ratio | 41.76 X | ||||
| Book Value Per Share | 13.64 X | ||||
| Cash Flow From Operations | 233.75 M | ||||
| Short Ratio | 13.56 X | ||||
| Earnings Per Share | 0.80 X | ||||
| Price To Earnings To Growth | 0.33 X | ||||
| Target Price | 15.0 | ||||
| Number Of Employees | 932 | ||||
| Beta | 0.91 | ||||
| Market Capitalization | 188.24 M | ||||
| Total Asset | 3.49 B | ||||
| Retained Earnings | 267.06 M | ||||
| Working Capital | 2.04 B | ||||
| Current Asset | 2.07 B | ||||
| Current Liabilities | 29.51 M | ||||
| Net Asset | 3.49 B |
About Consumer Portfolio Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Consumer Portfolio Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Consumer Portfolio using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Consumer Portfolio Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Consumer Stock Analysis
When running Consumer Portfolio's price analysis, check to measure Consumer Portfolio's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumer Portfolio is operating at the current time. Most of Consumer Portfolio's value examination focuses on studying past and present price action to predict the probability of Consumer Portfolio's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumer Portfolio's price. Additionally, you may evaluate how the addition of Consumer Portfolio to your portfolios can decrease your overall portfolio volatility.