Consumer Finance Companies By Current Ratio

Current Ratio
Current RatioEfficiencyMarket RiskExp Return
1ECPG Encore Capital Group
13.36
 0.06 
 3.53 
 0.23 
2NAVI Navient Corp
11.86
 0.01 
 2.24 
 0.03 
3YRD Yirendai
4.84
(0.03)
 3.01 
(0.08)
4MOGO Mogo Inc
4.65
 0.09 
 16.47 
 1.49 
5PRG PROG Holdings
3.32
 0.10 
 2.89 
 0.28 
6AXP American Express
1.62
 0.08 
 1.56 
 0.13 
7PT Pintec Technology Holdings
1.3
 0.00 
 3.75 
(0.01)
8AIHS Senmiao Technology
1.12
 0.10 
 118.75 
 12.09 
9025816AZ2 AMERICAN EXPRESS 815
0.0
 0.08 
 0.84 
 0.06 
10025816BF5 AMERICAN EXPRESS 405
0.0
 0.03 
 0.97 
 0.03 
11025816CA5 AMERICAN EXPRESS 42
0.0
(0.11)
 0.40 
(0.04)
12025816CF4 AMERICAN EXPRESS PANY
0.0
(0.03)
 0.24 
(0.01)
13025816CH0 AXP 355
0.0
(0.03)
 0.55 
(0.02)
14025816CL1 AXP 4732065 04 NOV 26
0.0
 0.02 
 0.37 
 0.01 
15025816CM9 American Express Co
0.0
(0.09)
 0.36 
(0.03)
16025816CP2 AXP 33 03 MAY 27
0.0
(0.14)
 0.36 
(0.05)
17025816CS6 AXP 255 04 MAR 27
0.0
(0.11)
 0.94 
(0.11)
180258M0EL9 AMERICAN EXPRESS CR
0.0
(0.08)
 0.44 
(0.04)
19025816CW7 AXP 405 03 MAY 29
0.0
 0.10 
 0.23 
 0.02 
20025816CX5 AXP 4989 26 MAY 33
0.0
(0.03)
 0.86 
(0.02)
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Current Ratio is calculated by dividing the Current Assets of a company by its Current Liabilities. It measures whether or not a company has enough cash or liquid assets to pay its current liability over the next fiscal year. The ratio is regarded as a test of liquidity for a company. Typically, short-term creditors will prefer a high current ratio because it reduces their overall risk. However, investors may prefer a lower current ratio since they are more concerned about growing the business using assets of the company. Acceptable current ratios may vary from one sector to another, but the generally accepted benchmark is to have current assets at least as twice as current liabilities (i.e., Current Ration of 2 to 1).