Consumer Portfolio Services Stock Fundamentals
| CPSS Stock | USD 9.07 0.30 3.20% |
Fundamental analysis of Consumer Portfolio allows traders to better anticipate movements in Consumer Portfolio's stock price by examining its financial health and performance throughout various phases of its business cycle.
At this time, Consumer Portfolio's Total Other Income Expense Net is comparatively stable compared to the past year. Net Income Applicable To Common Shares is likely to gain to about 103.8 M in 2025, whereas Depreciation And Amortization is likely to drop slightly above 818.9 K in 2025. Consumer | Select Account or Indicator | Build AI portfolio with Consumer Stock |
Consumer Portfolio Services Company Operating Margin Analysis
Consumer Portfolio's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Consumer Portfolio Operating Margin | 0.14 % |
Most of Consumer Portfolio's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Consumer Portfolio Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
| Competition |
Consumer Pretax Profit Margin
Pretax Profit Margin |
|
Based on the recorded statements, Consumer Portfolio Services has an Operating Margin of 0.1376%. This is 99.25% lower than that of the Consumer Finance sector and 99.39% lower than that of the Financials industry. The operating margin for all United States stocks is 102.5% lower than that of the firm.
Consumer Portfolio Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Consumer Portfolio's current stock value. Our valuation model uses many indicators to compare Consumer Portfolio value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Consumer Portfolio competition to find correlations between indicators driving Consumer Portfolio's intrinsic value. More Info.Consumer Portfolio Services is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.09 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Consumer Portfolio Services is roughly 11.53 . At this time, Consumer Portfolio's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Consumer Portfolio by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Consumer Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Consumer Portfolio's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Consumer Portfolio could also be used in its relative valuation, which is a method of valuing Consumer Portfolio by comparing valuation metrics of similar companies.Consumer Portfolio is currently under evaluation in operating margin category among its peers.
Consumer Portfolio ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Consumer Portfolio's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Consumer Portfolio's managers, analysts, and investors.Environmental | Governance | Social |
Consumer Fundamentals
| Return On Equity | 0.0669 | ||||
| Return On Asset | 0.0058 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 3.5 B | ||||
| Shares Outstanding | 21.56 M | ||||
| Shares Owned By Insiders | 33.27 % | ||||
| Shares Owned By Institutions | 48.65 % | ||||
| Number Of Shares Shorted | 257.61 K | ||||
| Price To Earning | 9.22 X | ||||
| Price To Book | 0.69 X | ||||
| Price To Sales | 1.04 X | ||||
| Revenue | 393.51 M | ||||
| Gross Profit | 188.78 M | ||||
| EBITDA | 28.29 M | ||||
| Net Income | 19.2 M | ||||
| Cash And Equivalents | 11.35 M | ||||
| Cash Per Share | 0.54 X | ||||
| Total Debt | 3.13 B | ||||
| Current Ratio | 41.76 X | ||||
| Book Value Per Share | 13.88 X | ||||
| Cash Flow From Operations | 233.75 M | ||||
| Short Ratio | 16.91 X | ||||
| Earnings Per Share | 0.79 X | ||||
| Price To Earnings To Growth | 0.33 X | ||||
| Target Price | 15.0 | ||||
| Number Of Employees | 943 | ||||
| Beta | 0.95 | ||||
| Market Capitalization | 195.55 M | ||||
| Total Asset | 3.49 B | ||||
| Retained Earnings | 267.06 M | ||||
| Working Capital | 2.04 B | ||||
| Current Asset | 2.07 B | ||||
| Current Liabilities | 29.51 M | ||||
| Net Asset | 3.49 B |
About Consumer Portfolio Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Consumer Portfolio Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Consumer Portfolio using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Consumer Portfolio Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 393.5 M | 201.9 M | |
| Cost Of Revenue | 185.9 M | 195.2 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.38 | 0.25 | |
| Revenue Per Share | 18.48 | 10.00 | |
| Ebit Per Revenue | 0.07 | 0.04 |
Thematic Opportunities
Explore Investment Opportunities
Additional Tools for Consumer Stock Analysis
When running Consumer Portfolio's price analysis, check to measure Consumer Portfolio's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumer Portfolio is operating at the current time. Most of Consumer Portfolio's value examination focuses on studying past and present price action to predict the probability of Consumer Portfolio's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumer Portfolio's price. Additionally, you may evaluate how the addition of Consumer Portfolio to your portfolios can decrease your overall portfolio volatility.