Ally Financial Stock Performance
| ALLY Stock | USD 39.88 0.36 0.89% |
On a scale of 0 to 100, Ally Financial holds a performance score of 15. The firm shows a Beta (market volatility) of -0.0517, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Ally Financial are expected to decrease at a much lower rate. During the bear market, Ally Financial is likely to outperform the market. Please check Ally Financial's treynor ratio, as well as the relationship between the expected short fall and day median price , to make a quick decision on whether Ally Financial's price patterns will revert.
Risk-Adjusted Performance
Solid
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Ally Financial are ranked lower than 15 (%) of all global equities and portfolios over the last 90 days. In spite of fairly fragile essential indicators, Ally Financial showed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (2.58) | Five Day Return (1.02) | Year To Date Return 8.64 | Ten Year Return 71.37 | All Time Return 49.6 |
Forward Dividend Yield 0.0308 | Payout Ratio | Last Split Factor 310:1 | Forward Dividend Rate 1.2 | Dividend Date 2025-08-15 |
| Ally Financial dividend paid on 15th of May 2025 | 05/15/2025 |
1 | ALLY Strategic Focus and Profitability Insights ALLY Stock News | 05/30/2025 |
2 | Ally Financial schedules release of second quarter 2025 financial results | 06/18/2025 |
3 | Ally Financial Receives Price Target Boost from Morgan Stanley ALLY Stock News | 07/10/2025 |
4 | Ally Financial Inc. Shares Bought by State of Michigan Retirement System | 07/14/2025 |
5 | Capital One Earnings Expected to Grow What to Know Ahead of Next Weeks Release | 07/15/2025 |
6 | Ally Financial Maintains Quarterly Dividend Amid Positive Outlook | 07/16/2025 |
7 | Earnings Preview For Ally Financial | 07/17/2025 |
8 | Stocks Slip As Netflix Fails To Impress, Bitcoin Eyes Negative Week Whats Moving Markets Friday | 07/18/2025 |
| Begin Period Cash Flow | 7.4 B | |
| Total Cashflows From Investing Activities | 5 B |
Ally Financial Relative Risk vs. Return Landscape
If you would invest 3,112 in Ally Financial on April 22, 2025 and sell it today you would earn a total of 773.00 from holding Ally Financial or generate 24.84% return on investment over 90 days. Ally Financial is currently generating 0.369% in daily expected returns and assumes 1.8182% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than Ally, and 93% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Ally Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ally Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Ally Financial, and traders can use it to determine the average amount a Ally Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2029
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Estimated Market Risk
| 1.82 actual daily | 16 84% of assets are more volatile |
Expected Return
| 0.37 actual daily | 7 93% of assets have higher returns |
Risk-Adjusted Return
| 0.2 actual daily | 15 85% of assets perform better |
Based on monthly moving average Ally Financial is performing at about 15% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Ally Financial by adding it to a well-diversified portfolio.
Ally Financial Fundamentals Growth
Ally Stock prices reflect investors' perceptions of the future prospects and financial health of Ally Financial, and Ally Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Ally Stock performance.
| Return On Equity | 0.0216 | ||||
| Return On Asset | 0.0016 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | 0.01 % | ||||
| Current Valuation | 23.79 B | ||||
| Shares Outstanding | 307.18 M | ||||
| Price To Earning | 4.50 X | ||||
| Price To Book | 1.03 X | ||||
| Price To Sales | 1.84 X | ||||
| Revenue | 16.37 B | ||||
| Gross Profit | 6.66 B | ||||
| EBITDA | 2.04 B | ||||
| Net Income | 668 M | ||||
| Cash And Equivalents | 5 B | ||||
| Cash Per Share | 16.76 X | ||||
| Total Debt | 19.23 B | ||||
| Debt To Equity | 275.80 % | ||||
| Current Ratio | 0.85 X | ||||
| Book Value Per Share | 37.92 X | ||||
| Cash Flow From Operations | 4.53 B | ||||
| Earnings Per Share | 0.60 X | ||||
| Market Capitalization | 12.25 B | ||||
| Total Asset | 191.84 B | ||||
| Retained Earnings | 270 M | ||||
About Ally Financial Performance
Evaluating Ally Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Ally Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Ally Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Equity | 0.05 | 0.05 |
Things to note about Ally Financial performance evaluation
Checking the ongoing alerts about Ally Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Ally Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Ally Financial currently holds 19.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity. | |
| Over 86.0% of Ally Financial shares are held by institutions such as insurance companies | |
| Latest headline from benzinga.com: Stocks Slip As Netflix Fails To Impress, Bitcoin Eyes Negative Week Whats Moving Markets Friday |
- Analyzing Ally Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Ally Financial's stock is overvalued or undervalued compared to its peers.
- Examining Ally Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Ally Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Ally Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Ally Financial's stock. These opinions can provide insight into Ally Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.