Is Allstate Stock a Good Investment?

Allstate Investment Advice

ALL

To provide specific investment advice or recommendations on The Allstate stock, we recommend investors consider the following general factors when evaluating The Allstate. This will help you to make an informed decision on whether to include Allstate in one of your diversified portfolios:

Examine Allstate's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Allstate's leadership team and their track record. Good management can help Allstate navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Allstate's business and its evolving consumer preferences.
Compare Allstate's performance and market position to its competitors. Analyze how Allstate is positioned in terms of product offerings, innovation, and market share.
Check if Allstate pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Allstate's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in The Allstate stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if The Allstate is a good investment.

Sell

Buy

Cautious Hold

Macroaxis provides advice on Allstate to complement and cross-verify current analyst consensus on The Allstate. Our investment recommendation engine determines the company's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Allstate is not overpriced, please confirm all Allstate fundamentals, including its gross profit, book value per share, and the relationship between the price to earning and cash per share . Given that Allstate has a price to earning of 41.55 X, we suggest you to validate The Allstate market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Weak	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Undervalued	Details
Odds Of Distress	Tiny	Details
Economic Sensitivity	Barely shadows the market	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Strong Buy	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Possible Manipulator	Details

Examine Allstate Stock

Researching Allstate's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 82.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.96. Some equities with similar Price to Book (P/B) outperform the market in the long run. Allstate has Price/Earnings To Growth (PEG) ratio of 1.28. The entity recorded earning per share (EPS) of 38.07. The firm last dividend was issued on the 1st of December 2025. Allstate had 2:1 split on the 2nd of July 1998.

To determine if Allstate is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Allstate's research are outlined below:

	The Allstate has 8.09 B in debt with debt to equity (D/E) ratio of 0.45, which is OK given its current industry classification. Allstate has a current ratio of 0.4, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Nevertheless, prudent borrowing could serve as an effective mechanism for Allstate to finance growth opportunities yielding strong returns.
	Over 82.0% of Allstate shares are held by institutions such as insurance companies
	On 2nd of January 2026 Allstate paid $ 1.0 per share dividend to its current shareholders
	Latest headline from seekingalpha.com: Allstate signals 4B share buyback and 8 percent dividend hike amid transformative growth and cost controls

Allstate uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in The Allstate. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Allstate's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	7th of February 2024 Upcoming Quarterly Report	View
	1st of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	7th of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Allstate's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Allstate's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
1996-02-05	1995-12-31	0.4	0.44	0.04	10
2002-07-18	2002-06-30	0.58	0.64	0.06	10
1997-10-21	1997-09-30	0.62	0.69	0.07	11
2011-10-31	2011-09-30	0.08	0.16	0.08	100
2002-10-16	2002-09-30	0.68	0.77	0.09	13
2010-04-28	2010-03-31	0.79	0.69	-0.1	12
2003-07-16	2003-06-30	0.75	0.85	0.1	13
2003-02-05	2002-12-31	0.77	0.87	0.1	12

Allstate Target Price Consensus

Allstate target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Allstate's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.

20	Strong Buy

Most Allstate analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Allstate stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Allstate, talking to its executives and customers, or listening to those companies' conference calls.

Macroaxis Advice Exposure Valuation

Allstate Target Price Projection

Allstate's current and average target prices are 207.55 and 236.48, respectively. The current price of Allstate is the price at which The Allstate is currently trading. On the other hand, Allstate's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Allstate Market Quote on 7th of February 2026

Low Price	205.36	Odds
High Price	215.74	Odds

207.55 Target Price

Analyst Consensus On Allstate Target Price

Low Estimate	215.19	Odds
High Estimate	262.49	Odds

236.4762

Historical

Lowest Forecast 215.19

Target Price 236.48

Highest Forecast 262.49

Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on The Allstate and the information provided on this page.

Allstate Analyst Ratings

Allstate's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Allstate stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Allstate's financials, market performance, and future outlook by experienced professionals. Allstate's historical ratings below, therefore, can serve as a valuable tool for investors.

Know Allstate's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Allstate is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading The Allstate backward and forwards among themselves. Allstate's institutional investor refers to the entity that pools money to purchase Allstate's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Deutsche Bank Ag	2025-06-30	2.9 M
Ubs Asset Mgmt Americas Inc	2025-06-30	2.8 M
Boston Partners Global Investors, Inc	2025-06-30	2.7 M
Norges Bank	2025-06-30	2.4 M
Dimensional Fund Advisors, Inc.	2025-06-30	2.2 M
Goldman Sachs Group Inc	2025-06-30	2.1 M
Bank Of New York Mellon Corp	2025-06-30	1.9 M
Legal & General Group Plc	2025-06-30	1.9 M
Charles Schwab Investment Management Inc	2025-06-30	1.8 M
Vanguard Group Inc	2025-06-30	33.2 M
Blackrock Inc	2025-06-30	22.5 M

Note, although Allstate's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Allstate's market capitalization trends

The company currently falls under 'Large-Cap' category with a total capitalization of 54.31 B.

Market Cap

23.68 Billion

Allstate's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.04	0.04
Return On Capital Employed	0.06	0.07
Return On Assets	0.04	0.04
Return On Equity	0.25	0.26

The company has Net Profit Margin of 0.15 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.29 %, which entails that for every 100 dollars of revenue, it generated $0.29 of operating income.

Determining Allstate's profitability involves analyzing its financial statements and using various financial metrics to determine if Allstate is a good buy. For example, gross profit margin measures Allstate's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Allstate's profitability and make more informed investment decisions.

Evaluate Allstate's management efficiency

Allstate has Return on Asset of 0.0649 % which means that on every $100 spent on assets, it made $0.0649 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.3952 %, implying that it generated $0.3952 on every 100 dollars invested. Allstate's management efficiency ratios could be used to measure how well Allstate manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is expected to rise to 0.04 this year. Return On Capital Employed is expected to rise to 0.07 this year. At this time, Allstate's Fixed Asset Turnover is quite stable compared to the past year. Return On Assets is expected to rise to 0.04 this year, although the value of Non Current Assets Total will most likely fall to about 77.3 B.

	Last Reported	Projected for Next Year
Book Value Per Share	72.76	76.40
Tangible Book Value Per Share	59.14	62.10
Enterprise Value Over EBITDA	9.99	9.49
Price Book Value Ratio	2.73	1.65
Enterprise Value Multiple	9.99	9.49
Price Fair Value	2.73	1.65
Enterprise Value	25.1 B	22.3 B

The decision-making processes within Allstate are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.

Dividend Yield

0.0186

Forward Dividend Yield

0.0186

Forward Dividend Rate

Beta

0.235

Basic technical analysis of Allstate Stock

As of the 7th of February, Allstate shows the Risk Adjusted Performance of 0.0819, semi deviation of 1.45, and Mean Deviation of 1.07. Allstate technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Allstate jensen alpha, and the relationship between the coefficient of variation and potential upside to decide if Allstate is priced correctly, providing market reflects its regular price of 207.55 per share. Given that Allstate has jensen alpha of 0.1277, we suggest you to validate The Allstate's prevailing market performance to make sure the company can sustain itself at a future point.

Allstate's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Allstate insiders, such as employees or executives, is commonly permitted as long as it does not rely on Allstate's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Allstate insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		Suren Gupta over three months ago Disposition of 13898 shares by Suren Gupta of Allstate subject to Rule 16b-3
		Robert Toohey over a year ago Disposition of 12865 shares by Robert Toohey of Allstate at 137.24 subject to Rule 16b-3
		Thomas Wilson over a year ago Disposition of 500 shares by Thomas Wilson of Allstate at 192.836 subject to Rule 16b-3
		Robert Toohey over a year ago Disposition of 640 shares by Robert Toohey of Allstate at 172.82 subject to Rule 16b-3
		Margaret Keane over a year ago Acquisition by Margaret Keane of 164 shares of Allstate at 189.88 subject to Rule 16b-3
		Donald Brown over a year ago Disposition of 1124 shares by Donald Brown of Allstate subject to Rule 16b-3

Allstate's Outstanding Corporate Bonds

Allstate issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Allstate uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Allstate bonds can be classified according to their maturity, which is the date when The Allstate has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	ALLSTATE P 555 Corp Bond US020002AS04	View
	US020002AU59 Corp Bond US020002AU59	View
	ALLSTATE P 45 Corp Bond US020002BA86	View
	US020002BB69 Corp Bond US020002BB69	View
	ALLSTATE P 42 Corp Bond US020002BC43	View
	US020002AP64 Corp Bond US020002AP64	View
	ALLSTATE P 535 Corp Bond US020002AQ48	View
	ALL 69 15 MAY 38 Corp Bond US020002AJ05	View

View All Allstate Corporate Bonds

Understand Allstate's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Allstate's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.0819
	Market Risk Adjusted Performance	2.44
	Mean Deviation	1.07
	Semi Deviation	1.45
	Downside Deviation	1.66
	Coefficient Of Variation	1041.76
	Standard Deviation	1.48
	Variance	2.19
	Information Ratio	0.0354
	Jensen Alpha	0.1277
	Total Risk Alpha	(0.01)
	Sortino Ratio	0.0315
	Treynor Ratio	2.43
	Maximum Drawdown	8.07
	Value At Risk	(2.08)
	Potential Upside	2.3
	Downside Variance	2.75
	Semi Variance	2.09
	Expected Short fall	(1.06)
	Skewness	(0.68)
	Kurtosis	2.36

	Risk Adjusted Performance	0.0819
	Market Risk Adjusted Performance	2.44
	Mean Deviation	1.07
	Semi Deviation	1.45
	Downside Deviation	1.66
	Coefficient Of Variation	1041.76
	Standard Deviation	1.48
	Variance	2.19
	Information Ratio	0.0354
	Jensen Alpha	0.1277
	Total Risk Alpha	(0.01)
	Sortino Ratio	0.0315
	Treynor Ratio	2.43
	Maximum Drawdown	8.07
	Value At Risk	(2.08)
	Potential Upside	2.3
	Downside Variance	2.75
	Semi Variance	2.09
	Expected Short fall	(1.06)
	Skewness	(0.68)
	Kurtosis	2.36

Consider Allstate's intraday indicators

Allstate intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Allstate stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	111877.0
	Daily Balance Of Power	(0.74)
	Rate Of Daily Change	0.96
	Day Median Price	210.55
	Day Typical Price	209.55
	Price Action Indicator	(6.82)
	Period Momentum Indicator	(7.64)

Allstate Corporate Filings

F4	5th of February 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
8K	4th of February 2026 Report filed with the SEC to announce major events that shareholders should know about	View Verify
	24th of November 2025 Other Reports	View Verify
13A	14th of November 2025 An amended filing to the original Schedule 13G	View Verify

Allstate time-series forecasting models is one of many Allstate's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Allstate's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Allstate Stock media impact

There is far too much social signal, news, headlines, and media speculation about Allstate that are available to investors today. This information is accessible both publicly - through Allstate's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Allstate-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.

A primary focus of Allstate news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Allstate relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Allstate's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Allstate alpha.

Allstate Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Allstate can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors may consider stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to consider selling stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Allstate Historical Investor Sentiment

Investor biases related to Allstate's public news can be used to forecast risks associated with an investment in Allstate. The trend in average sentiment can be used to explain how an investor holding Allstate can time the market purely based on public headlines and social activities around The Allstate. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Allstate's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Allstate and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Allstate news discussions. The higher the estimate score, the more favorable the investor's outlook on Allstate.

Allstate Maximum Pain Price Across April 17th 2026 Option Contracts

Allstate's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Allstate close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Allstate's options.

Allstate Corporate Directors

Jacques Perold	Independent Director	Profile
Andrea Redmond	Independent Director	Profile
Margaret Keane	Independent Director	Profile
Judith Sprieser	Lead Independent Director	Profile

Already Invested in The Allstate?

The danger of trading The Allstate is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Allstate is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Allstate. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Allstate is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

When determining whether Allstate is a strong investment it is important to analyze Allstate's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Allstate's future performance. For an informed investment choice regarding Allstate Stock, refer to the following important reports: