TransUnion Valuation

TRU Stock  USD 92.25  1.36  1.45%   
At this time, the company appears to be undervalued. TransUnion has a current Real Value of $102.36 per share. The regular price of the company is $92.25. Our model measures the value of TransUnion from inspecting the company fundamentals such as Shares Outstanding of 195.1 M, operating margin of 0.28 %, and Return On Equity of 0.0889 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting TransUnion's valuation include:
Price Book
4.1642
Enterprise Value
22.8 B
Enterprise Value Ebitda
17.4781
Price Sales
4.2266
Forward PE
22.6757
Undervalued
Today
92.25
Please note that TransUnion's price fluctuation is very steady at this time. Calculation of the real value of TransUnion is based on 3 months time horizon. Increasing TransUnion's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
TransUnion's intrinsic value may or may not be the same as its current market price of 92.25, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  92.25 Real  102.36 Target  104.5 Hype  92.44 Naive  90.23
The intrinsic value of TransUnion's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence TransUnion's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
102.36
Real Value
104.55
Upside
Estimating the potential upside or downside of TransUnion helps investors to forecast how TransUnion stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of TransUnion more accurately as focusing exclusively on TransUnion's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.950.991.07
Details
Hype
Prediction
LowEstimatedHigh
90.2592.4494.63
Details
Potential
Annual Dividend
LowForecastedHigh
0.350.350.36
Details
20 Analysts
Consensus
LowTarget PriceHigh
95.10104.50116.00
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use TransUnion's intrinsic value based on its ongoing forecasts of TransUnion's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against TransUnion's closest peers.

TransUnion Cash

449.52 Million

TransUnion Valuation Trend

TransUnion's real value is important for investors to make better decisions and a more accurate overall view of TransUnion's financial worth over time. Using both TransUnion's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.

TransUnion Revenue by Product

TransUnion Total Value Analysis

TransUnion is at this time projected to have company total value of 22.85 B with market capitalization of 18 B, debt of 5.21 B, and cash on hands of 679.5 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the TransUnion fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
22.85 B
18 B
5.21 B
679.5 M

TransUnion Investor Information

About 100.0% of the company shares are owned by institutional investors. The book value of TransUnion was at this time reported as 22.48. The company has Price/Earnings To Growth (PEG) ratio of 1.74. TransUnion last dividend was issued on the 22nd of May 2025. The entity had 6:5 split on the 8th of May 2014. Based on the analysis of TransUnion's profitability, liquidity, and operating efficiency, TransUnion is not in a good financial situation at this time. It has a very high probability of going through financial hardship in August.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.190.1594
Fairly Up
Pretty Stable
Total Cash From Operating Activities530.3 M832.5 M
Way Down
Slightly volatile
Operating Income433.2 M666.7 M
Way Down
Slightly volatile

TransUnion Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. TransUnion has an asset utilization ratio of 38.09 percent. This implies that the Company is making $0.38 for each dollar of assets. An increasing asset utilization means that TransUnion is more efficient with each dollar of assets it utilizes for everyday operations.
 
Yuan Drop
 
Covid

TransUnion Ownership Allocation

The majority of TransUnion outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in TransUnion to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in TransUnion. Please pay attention to any change in the institutional holdings of TransUnion as this could imply that something significant has changed or is about to change at the company.

TransUnion Profitability Analysis

The company reported the last year's revenue of 4.18 B. Total Income to common stockholders was 302.3 M with profit before taxes, overhead, and interest of 2.55 B.

TransUnion Past Distributions to stockholders

About TransUnion Valuation

The stock valuation mechanism determines TransUnion's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of TransUnion based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of TransUnion. We calculate exposure to TransUnion's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of TransUnion's related companies.
Last ReportedProjected for Next Year
Gross Profit2.5 B1.7 B
Pretax Profit Margin 0.10  0.06 
Operating Profit Margin 0.16  0.19 
Net Profit Margin 0.07  0.07 
Gross Profit Margin 0.60  0.51 
TransUnion's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether TransUnion's value is low or high relative to the company's performance and growth projections. Determining the market value of TransUnion can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of TransUnion represents a small ownership stake in the entity. As a stockholder of TransUnion, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

TransUnion Dividends Analysis For Valuation

Dividend Payout Ratio is likely to gain to 0.31 in 2025, despite the fact that Dividends Paid is likely to grow to (78.6 M). . At this time, TransUnion's Retained Earnings are comparatively stable compared to the past year. Retained Earnings Total Equity is likely to gain to about 3 B in 2025, whereas Earnings Yield is likely to drop 0.01 in 2025.
Last ReportedProjected for Next Year
Dividends Paid-82.7 M-78.6 M
Dividend Payout Ratio 0.29  0.31 
Dividend Paid And Capex Coverage Ratio 2.09  1.78 
There are various types of dividends TransUnion can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of TransUnion shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from TransUnion directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When TransUnion pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of TransUnion by the value of the dividends paid out.

TransUnion Growth Indicators

Investing in growth stocks can be very risky. If the company such as TransUnion does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding196.7 M
Quarterly Earnings Growth Y O Y1.273
Forward Price Earnings22.6757

TransUnion Current Valuation Indicators

TransUnion's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final TransUnion's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as TransUnion, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use TransUnion's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes TransUnion's worth.

Additional Tools for TransUnion Stock Analysis

When running TransUnion's price analysis, check to measure TransUnion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TransUnion is operating at the current time. Most of TransUnion's value examination focuses on studying past and present price action to predict the probability of TransUnion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TransUnion's price. Additionally, you may evaluate how the addition of TransUnion to your portfolios can decrease your overall portfolio volatility.