TransUnion Financials

TRU Stock  USD 84.34  0.84  1.01%   
Based on the analysis of TransUnion's profitability, liquidity, and operating efficiency, TransUnion may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, TransUnion's Total Permanent Equity is comparatively stable compared to the past year. Current Deferred Revenue is likely to gain to about 161.6 M in 2026, whereas Short and Long Term Debt Total is likely to drop slightly above 4.1 B in 2026.
 
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TransUnion Balance Sheet Chart

At this time, TransUnion's Total Permanent Equity is comparatively stable compared to the past year. Current Deferred Revenue is likely to gain to about 161.6 M in 2026, whereas Short and Long Term Debt Total is likely to drop slightly above 4.1 B in 2026.
Key indicators impacting TransUnion's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio2.351.42
Way Up
Slightly volatile
Operating Income433.2 M766.7 M
Way Down
Slightly volatile
Current Ratio1.271.53
Significantly Down
Pretty Stable
The essential information of the day-to-day investment outlook for TransUnion includes many different criteria found on its balance sheet. An individual investor should monitor TransUnion's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in TransUnion.

Cash And Equivalents

591.02 Million

  
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TransUnion Earnings Geography

Please note, the imprecision that can be found in TransUnion's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of TransUnion. Check TransUnion's Beneish M Score to see the likelihood of TransUnion's management manipulating its earnings.

TransUnion Stock Summary

TransUnion competes with UL Solutions, Woodward, Carpenter Technology, Southwest Airlines, and XPO Logistics. Markets segment provides consumer reports, actionable insights, and analytics to businesses. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois. TransUnion operates under Consulting Services classification in the United States and is traded on New York Stock Exchange. It employs 10200 people.
Specialization
Financial Services, Commercial & Professional Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS89400J1079
Business Address555 West Adams,
SectorProfessional Services
IndustryIndustrials
BenchmarkDow Jones Industrial
Websitewww.transunion.com
Phone312 985 2000
CurrencyUSD - US Dollar

TransUnion Key Financial Ratios

TransUnion Key Balance Sheet Accounts

202120222023202420252026 (projected)
Total Assets12.6B11.7B11.1B11.0B12.6B8.1B
Other Current Liab449.1M386.9M500.3M501.3M576.5M294.6M
Net Debt4.7B5.2B5.0B4.5B5.2B3.7B
Retained Earnings2.3B2.4B2.2B2.4B2.7B2.8B
Accounts Payable270.2M250.4M251.3M294.6M338.8M189.3M
Cash1.8B585.3M476.2M679.5M781.4M449.5M
Long Term Debt6.3B5.6B5.3B5.1B5.8B3.9B
Net Receivables563.2M602.2M723M888.6M1.0B1.1B
Good Will5.5B5.6B5.2B5.1B5.9B3.7B
Other Current Assets223.3M260.1M273.2M231.2M265.9M192.1M
Total Liab8.6B7.4B7.0B6.7B7.7B5.5B
Total Current Assets2.6B1.5B1.5B1.8B2.1B1.1B
Treasury Stock(179.2M)(215.2M)(252M)(284.5M)(256.1M)(243.2M)
Short Term Debt153M148.3M115.8M92.6M106.5M88.4M
Intangible Assets3.8B3.7B3.5B3.3B3.7B2.7B

TransUnion Key Income Statement Accounts

The reason investors look at the income statement is to determine what TransUnion's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
202120222023202420252026 (projected)
Interest Expense132.2M230.9M288.2M265.2M305.0M191.7M
Total Revenue3.0B3.7B3.8B4.2B4.8B2.6B
Gross Profit1.9B2.3B2.3B2.5B2.9B1.7B
Operating Income651.9M626.3M128.5M666.7M766.7M433.2M
Ebit618.2M613.9M142.9M666.3M766.2M419.7M
Ebitda995.2M1.1B667.3M1.2B1.4B783.9M
Cost Of Revenue1.0B1.4B1.5B1.7B1.9B2.0B
Income Before Tax505.6M383M(145.3M)401.1M461.3M234.2M
Net Income1.4B266.3M(206.2M)284.4M327.1M267.2M
Income Tax Expense131.9M118.9M44.7M98.8M113.6M119.3M
Minority Interest(15M)(15.2M)(15.8M)(18M)(16.2M)(15.4M)
Tax Provision130.9M119.9M95.9M98.8M113.6M75.9M
Interest Income3.4M4.7M16.7M28.5M25.7M16.2M
Net Interest Income(128.8M)(237.2M)(275.8M)(256.9M)(231.2M)(242.8M)
Extraordinary Items49.8M1.0B17.5M(700K)(805K)(764.8K)

TransUnion Key Cash Accounts

202120222023202420252026 (projected)
Change In Cash1.3B(1.3B)(109.1M)203.3M183.0M192.1M
Free Cash Flow584.1M(1M)334.7M516.7M594.2M323.9M
Depreciation377M519M524.4M537.8M618.5M368.0M
Other Non Cash Items53.7M28.2M447.1M82.2M94.5M57.8M
Dividends Paid69.8M77.8M81.8M82.7M74.4M70.7M
Capital Expenditures224.2M298.2M310.7M315.8M363.2M206.4M
Net Income370.5M267.3M(190.1M)302.3M347.6M190.7M
End Period Cash Flow1.8B585.3M476.2M679.5M781.4M457.7M
Investments(2.2B)(723.9M)(217.8M)(307.4M)(276.7M)(290.5M)
Net Borrowings2.9B(714.6M)(341.9M)(191.9M)(220.7M)(209.7M)
Change To Netincome33.8M23.1M105.7M22.1M25.4M26.7M
Change Receivables7.3M(23.6M)(36.2M)(37.5M)(43.1M)(45.3M)

TransUnion Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining TransUnion's current stock value. Our valuation model uses many indicators to compare TransUnion value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across TransUnion competition to find correlations between indicators driving TransUnion's intrinsic value. More Info.
TransUnion is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.51  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for TransUnion is roughly  1.96 . At this time, TransUnion's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value TransUnion by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.
Most indicators from TransUnion's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into TransUnion current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TransUnion. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
For more information on how to buy TransUnion Stock please use our How to Invest in TransUnion guide.Sales General And Administrative To Revenue is likely to gain to 0.32 in 2026, whereas Selling General Administrative is likely to drop slightly above 771.8 M in 2026.
 2023 2024 2025 2026 (projected)
Interest Expense288.2M265.2M305.0M191.7M
Depreciation And Amortization524.4M537.8M618.5M364.2M

TransUnion fundamental ratios Correlations

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0.40.470.40.630.470.530.290.640.440.640.560.180.460.240.370.170.740.470.40.67-0.530.38-0.250.610.52
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Click cells to compare fundamentals

TransUnion Account Relationship Matchups

TransUnion fundamental ratios Accounts

202120222023202420252026 (projected)
Total Assets12.6B11.7B11.1B11.0B12.6B8.1B
Other Current Liab449.1M386.9M500.3M501.3M576.5M294.6M
Net Debt4.7B5.2B5.0B4.5B5.2B3.7B
Retained Earnings2.3B2.4B2.2B2.4B2.7B2.8B
Accounts Payable270.2M250.4M251.3M294.6M338.8M189.3M
Cash1.8B585.3M476.2M679.5M781.4M449.5M
Long Term Debt6.3B5.6B5.3B5.1B5.8B3.9B
Net Receivables563.2M602.2M723M888.6M1.0B1.1B
Good Will5.5B5.6B5.2B5.1B5.9B3.7B
Other Current Assets223.3M260.1M273.2M231.2M265.9M192.1M
Total Liab8.6B7.4B7.0B6.7B7.7B5.5B
Total Current Assets2.6B1.5B1.5B1.8B2.1B1.1B
Treasury Stock(179.2M)(215.2M)(252M)(284.5M)(256.1M)(243.2M)
Short Term Debt153M148.3M115.8M92.6M106.5M88.4M
Intangible Assets3.8B3.7B3.5B3.3B3.7B2.7B
Today, most investors in TransUnion Stock are looking for potential investment opportunities by analyzing not only static indicators but also various TransUnion's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of TransUnion growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.32)

At this time, TransUnion's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

TransUnion January 8, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of TransUnion help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of TransUnion. We use our internally-developed statistical techniques to arrive at the intrinsic value of TransUnion based on widely used predictive technical indicators. In general, we focus on analyzing TransUnion Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build TransUnion's daily price indicators and compare them against related drivers.

Additional Tools for TransUnion Stock Analysis

When running TransUnion's price analysis, check to measure TransUnion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TransUnion is operating at the current time. Most of TransUnion's value examination focuses on studying past and present price action to predict the probability of TransUnion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TransUnion's price. Additionally, you may evaluate how the addition of TransUnion to your portfolios can decrease your overall portfolio volatility.