Community Bank System Stock Performance
| CBU Stock | USD 54.29 0.01 0.02% |
The firm shows a Beta (market volatility) of 1.35, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Community Bank will likely underperform. At this point, Community Bank System has a negative expected return of -0.0153%. Please make sure to confirm Community Bank's downside variance, and the relationship between the sortino ratio and accumulation distribution , to decide if Community Bank System performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Community Bank System has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable fundamental drivers, Community Bank is not utilizing all of its potentials. The current stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Actual Historical Performance (%)
One Day Return 0.0551 | Five Day Return (6.90) | Year To Date Return (10.77) | Ten Year Return 42.57 | All Time Return 1.3 K |
Forward Dividend Yield 0.0337 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.88 | Dividend Date 2025-10-10 |
1 | Acquisition by Marya Wlos of 2266 shares of Community Bank subject to Rule 16b-3 | 05/02/2025 |
2 | HomeTrust Bank Further Recognized for Strong Financial Performanceand as a Most Loved Workplace | 05/08/2025 |
3 | Community Financial System, Inc. Holdings Decreased by Community Bank N.A. | 06/18/2025 |
4 | Santander Sells Branches to Community Bank Amid Digital Shift | 06/25/2025 |
5 | BCTCares Foundation and Its Local Backpack Program Partners Launch Annual Pack the Pack Campaign to Raise 100,000 to Feed Local Food-Insecure Children | 07/07/2025 |
| Community Bank dividend paid on 10th of July 2025 | 07/10/2025 |
6 | Uniquely prepared STCUs Lindsey Myhre to assume roles of president, CEO | 07/11/2025 |
7 | Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its ... | 07/16/2025 |
8 | Community Financial System Is Increasing Its Dividend To 0.47 | 07/21/2025 |
9 | CB Financial Services, Inc. Announces Second Quarter 2025 Financial Results and Declares ... | 07/22/2025 |
10 | Community Financial Q2 2025 Earnings Transcript | 07/23/2025 |
| Begin Period Cash Flow | 191 M | |
| Total Cashflows From Investing Activities | -835.6 M |
Community | Build AI portfolio with Community Stock |
Community Bank Relative Risk vs. Return Landscape
If you would invest 5,520 in Community Bank System on April 27, 2025 and sell it today you would lose (92.00) from holding Community Bank System or give up 1.67% of portfolio value over 90 days. Community Bank System is generating negative expected returns assuming volatility of 1.5465% on return distribution over 90 days investment horizon. In other words, 13% of stocks are less volatile than Community, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Community Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Community Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Community Bank System, and traders can use it to determine the average amount a Community Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0099
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CBU |
Estimated Market Risk
| 1.55 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.02 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Community Bank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Community Bank by adding Community Bank to a well-diversified portfolio.
Community Bank Fundamentals Growth
Community Stock prices reflect investors' perceptions of the future prospects and financial health of Community Bank, and Community Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Community Stock performance.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0117 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 3.29 B | |||
| Shares Outstanding | 52.87 M | |||
| Price To Earning | 19.81 X | |||
| Price To Book | 1.56 X | |||
| Price To Sales | 3.88 X | |||
| Revenue | 940.71 M | |||
| Gross Profit | 741.96 M | |||
| EBITDA | 265.36 M | |||
| Net Income | 182.48 M | |||
| Cash And Equivalents | 247.39 M | |||
| Cash Per Share | 4.60 X | |||
| Total Debt | 998.87 M | |||
| Debt To Equity | 0.35 % | |||
| Book Value Per Share | 33.47 X | |||
| Cash Flow From Operations | 242.28 M | |||
| Earnings Per Share | 3.67 X | |||
| Market Capitalization | 2.88 B | |||
| Total Asset | 16.39 B | |||
| Retained Earnings | 1.28 B | |||
About Community Bank Performance
Assessing Community Bank's fundamental ratios provides investors with valuable insights into Community Bank's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Community Bank is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.09 | 0.12 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.11 |
Things to note about Community Bank System performance evaluation
Checking the ongoing alerts about Community Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Community Bank System help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Community Bank generated a negative expected return over the last 90 days | |
| About 75.0% of the company shares are held by institutions such as insurance companies | |
| On 10th of July 2025 Community Bank paid $ 0.46 per share dividend to its current shareholders | |
| Latest headline from fool.com: Community Financial Q2 2025 Earnings Transcript |
- Analyzing Community Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Community Bank's stock is overvalued or undervalued compared to its peers.
- Examining Community Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Community Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Community Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Community Bank's stock. These opinions can provide insight into Community Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Community Stock Analysis
When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.