Community Bank System Stock Performance

CBU Stock  USD 54.46  0.93  1.68%   
The firm shows a Beta (market volatility) of 1.35, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Community Bank will likely underperform. At this point, Community Bank System has a negative expected return of -0.0102%. Please make sure to confirm Community Bank's downside variance, and the relationship between the sortino ratio and accumulation distribution , to decide if Community Bank System performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

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Over the last 90 days Community Bank System has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable fundamental drivers, Community Bank is not utilizing all of its potentials. The current stock price uproar, may contribute to short-horizon losses for the private investors. ...more

Actual Historical Performance (%)

One Day Return
(1.68)
Five Day Return
(6.95)
Year To Date Return
(10.82)
Ten Year Return
41.9
All Time Return
1.3 K
Forward Dividend Yield
0.0337
Payout Ratio
0.4026
Last Split Factor
2:1
Forward Dividend Rate
1.88
Dividend Date
2025-10-10
1
Community Financial System Inc Q1 2025 Everything You Need To Know Ahead Of Earnings
04/29/2025
2
Acquisition by Marya Wlos of 2266 shares of Community Bank subject to Rule 16b-3
05/02/2025
3
HomeTrust Bank Further Recognized for Strong Financial Performanceand as a Most Loved Workplace
05/08/2025
4
Community Financial System, Inc. Holdings Decreased by Community Bank N.A.
06/18/2025
5
Santander Sells Branches to Community Bank Amid Digital Shift
06/25/2025
6
BCTCares Foundation and Its Local Backpack Program Partners Launch Annual Pack the Pack Campaign to Raise 100,000 to Feed Local Food-Insecure Children
07/07/2025
 
Community Bank dividend paid on 10th of July 2025
07/10/2025
7
Uniquely prepared STCUs Lindsey Myhre to assume roles of president, CEO
07/11/2025
8
Community Financial System, Inc. Announces Increase to Its Quarterly Dividend Resulting in Its ...
07/16/2025
9
Community Financial System Is Increasing Its Dividend To 0.47
07/21/2025
10
CB Financial Services, Inc. Announces Second Quarter 2025 Financial Results and Declares ...
07/22/2025
11
Community Financial Q2 2025 Earnings Transcript
07/23/2025
Begin Period Cash Flow191 M
Total Cashflows From Investing Activities-835.6 M

Community Bank Relative Risk vs. Return Landscape

If you would invest  5,520  in Community Bank System on April 26, 2025 and sell it today you would lose (74.00) from holding Community Bank System or give up 1.34% of portfolio value over 90 days. Community Bank System is generating negative expected returns assuming volatility of 1.5588% on return distribution over 90 days investment horizon. In other words, 13% of stocks are less volatile than Community, and above 99% of all equities are expected to generate higher returns over the next 90 days.
  Expected Return   
       Risk  
Considering the 90-day investment horizon Community Bank is expected to under-perform the market. In addition to that, the company is 1.98 times more volatile than its market benchmark. It trades about -0.01 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.22 per unit of volatility.

Community Bank Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for Community Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Community Bank System, and traders can use it to determine the average amount a Community Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.0065

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Negative ReturnsCBU

Estimated Market Risk

 1.56
  actual daily
13
87% of assets are more volatile

Expected Return

 -0.01
  actual daily
0
Most of other assets have higher returns

Risk-Adjusted Return

 -0.01
  actual daily
0
Most of other assets perform better
Based on monthly moving average Community Bank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Community Bank by adding Community Bank to a well-diversified portfolio.

Community Bank Fundamentals Growth

Community Stock prices reflect investors' perceptions of the future prospects and financial health of Community Bank, and Community Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Community Stock performance.

About Community Bank Performance

Assessing Community Bank's fundamental ratios provides investors with valuable insights into Community Bank's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Community Bank is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.09  0.12 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.11 

Things to note about Community Bank System performance evaluation

Checking the ongoing alerts about Community Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Community Bank System help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Community Bank generated a negative expected return over the last 90 days
About 75.0% of the company shares are held by institutions such as insurance companies
On 10th of July 2025 Community Bank paid $ 0.46 per share dividend to its current shareholders
Latest headline from fool.com: Community Financial Q2 2025 Earnings Transcript
Evaluating Community Bank's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Community Bank's stock performance include:
  • Analyzing Community Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Community Bank's stock is overvalued or undervalued compared to its peers.
  • Examining Community Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Community Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Community Bank's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Community Bank's stock. These opinions can provide insight into Community Bank's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Community Bank's stock performance is not an exact science, and many factors can impact Community Bank's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Additional Tools for Community Stock Analysis

When running Community Bank's price analysis, check to measure Community Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Bank is operating at the current time. Most of Community Bank's value examination focuses on studying past and present price action to predict the probability of Community Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Bank's price. Additionally, you may evaluate how the addition of Community Bank to your portfolios can decrease your overall portfolio volatility.