Financial Institutions Stock Today

FISI Stock  USD 27.38  0.01  0.04%   

Performance

5 of 100

 
Weak
 
Strong
Modest

Odds Of Distress

Less than 9

 
High
 
Low
Low
Financial Institutions is trading at 27.38 as of the 26th of December 2024. This is a 0.04 percent decrease since the beginning of the trading day. The stock's open price was 27.39. Financial Institutions has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat modest performance during the last 90 days. The performance scores are derived for the period starting the 26th of November 2024 and ending today, the 26th of December 2024. Click here to learn more.
Business Domain
Banks
IPO Date
25th of June 1999
Category
Financial Services
Classification
Financials
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York. The company has 19.47 M outstanding shares of which 123.23 K shares are currently shorted by private and institutional investors with about 0.8 trading days to cover. More on Financial Institutions

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Financial Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOMartin Birmingham
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0070.0082
Fairly Down
Very volatile
Asset Turnover0.04690.0325
Way Up
Pretty Stable
Total Current Liabilities3.4 B3.2 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total5.8 B5.5 B
Sufficiently Up
Slightly volatile
Total Assets3.2 B6.2 B
Way Down
Slightly volatile
Total Current Assets118.2 M124.4 M
Notably Down
Slightly volatile
Total Cash From Operating Activities10.3 M10.9 M
Notably Down
Pretty Stable
Debt Levels
Financial Institutions can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Financial Institutions' financial leverage. It provides some insight into what part of Financial Institutions' total assets is financed by creditors.
Liquidity
Financial Institutions currently holds 343.32 M in liabilities with Debt to Equity (D/E) ratio of 0.13, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Financial Institutions' use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

182.52 Million
Financial Institutions (FISI) is traded on NASDAQ Exchange in USA. It is located in 220 Liberty Street, Warsaw, NY, United States, 14569 and employs 624 people. Financial Institutions is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 533.41 M. Financial Institutions conducts business under Banks sector and is part of Financials industry. The entity has 19.47 M outstanding shares of which 123.23 K shares are currently shorted by private and institutional investors with about 0.8 trading days to cover. Financial Institutions currently holds about 147.9 M in cash with 10.89 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.65.
Check Financial Institutions Probability Of Bankruptcy
Ownership Allocation
Financial Institutions holds a total of 19.47 Million outstanding shares. Over half of Financial Institutions' outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Financial Ownership Details

Financial Stock Institutional Holders

InstituionRecorded OnShares
Canandaigua National Bank & Trust Co2024-09-30
289.9 K
State Street Corp2024-09-30
283.7 K
Morgan Stanley - Brokerage Accounts2024-09-30
252.9 K
Modern Wealth Management Llc2024-09-30
194.8 K
Northern Trust Corp2024-09-30
189.2 K
Zacks Investment Management Inc2024-09-30
184.8 K
Prudential Financial Inc2024-09-30
183 K
Hotchkis & Wiley Capital Management Llc2024-09-30
145.1 K
Bank Of New York Mellon Corp2024-09-30
142.8 K
Pl Capital Advisors, Llc2024-09-30
1.8 M
Blackrock Inc2024-06-30
1.4 M
View Financial Institutions Diagnostics

Financial Institutions Historical Income Statement

As of now, Financial Institutions' Total Other Income Expense Net is increasing as compared to previous years. The Financial Institutions' current Cost Of Revenue is estimated to increase to about 341.7 M, while Depreciation And Amortization is projected to decrease to under 864.5 K. View More Fundamentals

Financial Stock Against Markets

Financial Institutions Corporate Management

Sandra ByersController VPProfile
William IICFO VPProfile
Shelly DoranIR Contact OfficerProfile
Kate CroftDirector RelationsProfile
When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.2
Earnings Share
3.17
Revenue Per Share
14.042
Quarterly Revenue Growth
(0.08)
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.