UMB Short Long Term Debt Total vs Common Stock Analysis

UMBF Stock

USD 108.39 1.60 1.45%

UMB Financial financial indicator trend analysis is much more than just breaking down UMB Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether UMB Financial is a good investment. Please check the relationship between UMB Financial Short Long Term Debt Total and its Common Stock accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Short Long Term Debt Total vs Common Stock

Short Long Term Debt Total vs Common Stock Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of UMB Financial Short Long Term Debt Total account and Common Stock. At this time, the significance of the direction appears to have strong relationship.

The correlation between UMB Financial's Short Long Term Debt Total and Common Stock is 0.64. Overlapping area represents the amount of variation of Short Long Term Debt Total that can explain the historical movement of Common Stock in the same time period over historical financial statements of UMB Financial, assuming nothing else is changed. The correlation between historical values of UMB Financial's Short Long Term Debt Total and Common Stock is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Short Long Term Debt Total of UMB Financial are associated (or correlated) with its Common Stock. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Common Stock has no effect on the direction of Short Long Term Debt Total i.e., UMB Financial's Short Long Term Debt Total and Common Stock go up and down completely randomly.

Correlation Coefficient

0.64

Relationship Direction	Positive
Relationship Strength	Significant

View All Relationships

Short Long Term Debt Total

Common Stock

Most indicators from UMB Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into UMB Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

The UMB Financial's current Sales General And Administrative To Revenue is estimated to increase to 0.28, while Selling General Administrative is projected to decrease to roughly 305.8 M.

	2022	2023	2024	2025 (projected)
Operating Income	532.0M	421.6M	541.3M	568.3M
Other Operating Expenses	1.1B	1.8B	2.1B	2.2B

Operating Income Other Operating Expenses

UMB Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Net Receivables	Other Current Assets	Short Term Investments	Common Stock Total Equity	Common Stock	Other Liab
Common Stock Shares Outstanding		0.65	0.37	0.3	0.32	0.76	0.51	-0.5	0.67	0.39	0.42	-0.11	0.47	0.32	0.39	0.81	0.27	0.5	0.48	0.31	0.44	0.37	0.31	0.28	0.29	-0.58
Total Assets	0.65		0.73	0.81	0.83	0.96	0.27	-0.76	0.99	0.86	0.79	-0.09	0.52	0.67	0.74	0.54	0.52	0.86	0.59	0.68	0.83	0.35	0.52	0.47	0.48	0.05
Short Long Term Debt Total	0.37	0.73		0.49	0.5	0.72	0.38	-0.58	0.68	0.62	0.47	-0.12	0.1	0.61	0.57	0.56	0.16	0.74	0.48	0.99	0.54	0.37	0.8	0.64	0.64	0.21
Other Current Liab	0.3	0.81	0.49		0.96	0.68	-0.16	-0.51	0.81	0.81	0.94	0.23	0.45	0.6	0.82	0.18	0.84	0.59	0.46	0.46	0.94	0.06	0.14	0.33	0.34	0.24
Total Current Liabilities	0.32	0.83	0.5	0.96		0.71	-0.15	-0.51	0.84	0.81	0.92	0.16	0.4	0.6	0.83	0.2	0.79	0.62	0.47	0.46	0.94	0.19	0.17	0.32	0.33	0.17
Total Stockholder Equity	0.76	0.96	0.72	0.68	0.71		0.49	-0.73	0.95	0.77	0.72	-0.05	0.47	0.7	0.63	0.7	0.43	0.76	0.66	0.69	0.72	0.35	0.61	0.58	0.59	-0.15
Property Plant And Equipment Net	0.51	0.27	0.38	-0.16	-0.15	0.49		-0.21	0.26	0.02	-0.09	-0.19	0.2	0.27	-0.2	0.73	-0.17	0.21	0.42	0.42	-0.11	0.02	0.63	0.7	0.7	-0.55
Net Debt	-0.5	-0.76	-0.58	-0.51	-0.51	-0.73	-0.21		-0.68	-0.9	-0.57	-0.14	-0.36	-0.82	-0.37	-0.35	-0.22	-0.69	-0.75	-0.56	-0.43	-0.62	-0.65	-0.24	-0.25	-0.19
Retained Earnings	0.67	0.99	0.68	0.81	0.84	0.95	0.26	-0.68		0.79	0.78	-0.13	0.57	0.58	0.77	0.54	0.56	0.83	0.52	0.62	0.86	0.27	0.42	0.46	0.47	0.02
Cash	0.39	0.86	0.62	0.81	0.81	0.77	0.02	-0.9	0.79		0.82	0.25	0.37	0.87	0.63	0.25	0.53	0.72	0.74	0.6	0.71	0.5	0.52	0.29	0.31	0.28
Non Current Assets Total	0.42	0.79	0.47	0.94	0.92	0.72	-0.09	-0.57	0.78	0.82		0.45	0.39	0.72	0.83	0.26	0.85	0.47	0.64	0.44	0.92	0.24	0.17	0.29	0.31	0.07
Non Currrent Assets Other	-0.11	-0.09	-0.12	0.23	0.16	-0.05	-0.19	-0.14	-0.13	0.25	0.45		-0.16	0.52	0.1	-0.16	0.44	-0.44	0.53	-0.06	0.14	0.11	-0.05	-0.03	-0.03	-0.02
Other Assets	0.47	0.52	0.1	0.45	0.4	0.47	0.2	-0.36	0.57	0.37	0.39	-0.16		0.15	0.24	0.21	0.5	0.41	0.28	0.07	0.41	0.02	-0.06	0.28	0.3	-0.07
Cash And Short Term Investments	0.32	0.67	0.61	0.6	0.6	0.7	0.27	-0.82	0.58	0.87	0.72	0.52	0.15		0.4	0.34	0.42	0.44	0.92	0.64	0.49	0.48	0.69	0.47	0.48	0.08
Non Current Liabilities Total	0.39	0.74	0.57	0.82	0.83	0.63	-0.2	-0.37	0.77	0.63	0.83	0.1	0.24	0.4		0.23	0.68	0.57	0.3	0.5	0.95	0.25	0.08	0.13	0.14	0.2
Other Stockholder Equity	0.81	0.54	0.56	0.18	0.2	0.7	0.73	-0.35	0.54	0.25	0.26	-0.16	0.21	0.34	0.23		0.14	0.44	0.47	0.55	0.28	0.25	0.57	0.67	0.66	-0.59
Total Liab	0.27	0.52	0.16	0.84	0.79	0.43	-0.17	-0.22	0.56	0.53	0.85	0.44	0.5	0.42	0.68	0.14		0.22	0.46	0.16	0.8	-0.02	-0.17	0.29	0.3	-0.05
Property Plant And Equipment Gross	0.5	0.86	0.74	0.59	0.62	0.76	0.21	-0.69	0.83	0.72	0.47	-0.44	0.41	0.44	0.57	0.44	0.22		0.34	0.69	0.6	0.36	0.54	0.37	0.37	0.19
Total Current Assets	0.48	0.59	0.48	0.46	0.47	0.66	0.42	-0.75	0.52	0.74	0.64	0.53	0.28	0.92	0.3	0.47	0.46	0.34		0.51	0.4	0.55	0.61	0.5	0.51	-0.2
Short Term Debt	0.31	0.68	0.99	0.46	0.46	0.69	0.42	-0.56	0.62	0.6	0.44	-0.06	0.07	0.64	0.5	0.55	0.16	0.69	0.51		0.49	0.33	0.83	0.68	0.68	0.2
Net Receivables	0.44	0.83	0.54	0.94	0.94	0.72	-0.11	-0.43	0.86	0.71	0.92	0.14	0.41	0.49	0.95	0.28	0.8	0.6	0.4	0.49		0.15	0.09	0.28	0.29	0.13
Other Current Assets	0.37	0.35	0.37	0.06	0.19	0.35	0.02	-0.62	0.27	0.5	0.24	0.11	0.02	0.48	0.25	0.25	-0.02	0.36	0.55	0.33	0.15		0.42	-0.06	-0.06	-0.04
Short Term Investments	0.31	0.52	0.8	0.14	0.17	0.61	0.63	-0.65	0.42	0.52	0.17	-0.05	-0.06	0.69	0.08	0.57	-0.17	0.54	0.61	0.83	0.09	0.42		0.65	0.65	0.03
Common Stock Total Equity	0.28	0.47	0.64	0.33	0.32	0.58	0.7	-0.24	0.46	0.29	0.29	-0.03	0.28	0.47	0.13	0.67	0.29	0.37	0.5	0.68	0.28	-0.06	0.65		1.0	-0.21
Common Stock	0.29	0.48	0.64	0.34	0.33	0.59	0.7	-0.25	0.47	0.31	0.31	-0.03	0.3	0.48	0.14	0.66	0.3	0.37	0.51	0.68	0.29	-0.06	0.65	1.0		-0.21
Other Liab	-0.58	0.05	0.21	0.24	0.17	-0.15	-0.55	-0.19	0.02	0.28	0.07	-0.02	-0.07	0.08	0.2	-0.59	-0.05	0.19	-0.2	0.2	0.13	-0.04	0.03	-0.21	-0.21

Click cells to compare fundamentals

UMB Financial Account Relationship Matchups

UMB Financial fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Common Stock Shares Outstanding	48.3M	48.7M	48.7M	48.8M	49.1M	50.2M
Total Assets	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Short Long Term Debt Total	2.6B	3.5B	2.6B	3.5B	3.0B	1.8B
Other Current Liab	9.9B	16.3B	14.1B	36.2B	43.5B	45.7B
Total Current Liabilities	12.2B	19.6B	16.3B	39.3B	46.1B	48.4B
Total Stockholder Equity	3.0B	3.1B	2.7B	3.1B	3.5B	3.6B
Property Plant And Equipment Net	293.1M	270.9M	263.6M	211.3M	204.6M	233.6M
Net Debt	(3.3B)	(9.0B)	(1.3B)	(2.1B)	(5.6B)	(5.3B)
Retained Earnings	1.9B	2.2B	2.5B	2.8B	3.2B	3.3B
Cash	3.5B	9.3B	1.7B	5.6B	8.6B	9.0B
Non Current Assets Total	11.1B	14.3B	549.8M	30.8B	33.7B	35.3B
Non Currrent Assets Other	(96.8M)	(95.1M)	(13.6B)	1.5B	2.1B	2.3B
Other Assets	9.0B	7.1B	38.0B	5.6B	49.3B	51.8B
Cash And Short Term Investments	12.8B	21.2B	420K	12.7B	16.3B	17.2B
Liabilities And Stockholders Equity	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Non Current Liabilities Total	269.6M	271.5M	381.3M	1.6B	822.9M	864.1M
Other Stockholder Equity	752.3M	787.1M	778.7M	791.5M	809.6M	572.6M
Total Liab	269.6M	271.5M	381.3M	40.9B	46.9B	49.3B
Property Plant And Equipment Gross	293.1M	849.0M	875.8M	606.2M	623.2M	654.3M
Total Current Assets	13.0B	21.4B	420K	13.2B	16.8B	17.6B
Short Term Debt	2.3B	3.2B	2.2B	3.1B	2.6B	1.7B
Net Receivables	139.9M	131.1M	189.2M	519.7M	425.4M	446.7M
Accumulated Other Comprehensive Income	318.3M	126.3M	(702.7M)	(556.9M)	(573.1M)	(544.4M)
Other Current Assets	5.4B	10.7B	2.9B	6.2B	5.6B	3.9B
Short Term Investments	9.3B	12.0B	7.0B	7.1B	7.8B	5.9B
Other Liab	62.1M	154.5M	188.7M	172.9M	198.8M	123.9M
Accounts Payable	232.2M	319.7M	35.6B	239.6M	215.7M	204.9M
Long Term Debt	269.6M	271.5M	381.3M	383.2M	385.3M	404.6M
Inventory	(5.4B)	(10.7B)	(3.1B)	(966.9M)	(870.2M)	(913.7M)
Treasury Stock	(278.0M)	(338.1M)	(323.5M)	(347.3M)	(312.5M)	(328.2M)
Intangible Assets	21.1M	14.4M	78.7M	101.4M	80.8M	49.5M
Property Plant Equipment	300.3M	293.1M	270.9M	263.6M	303.2M	276.7M
Net Tangible Assets	2.4B	2.8B	3.0B	2.4B	2.7B	2.0B
Retained Earnings Total Equity	1.7B	1.9B	2.2B	2.5B	2.9B	1.5B
Long Term Debt Total	97.5M	269.6M	271.5M	381.3M	438.5M	460.4M
Capital Surpluse	1.1B	1.1B	1.1B	1.1B	1.3B	1.1B
Long Term Investments	26.7B	13.8B	13.2B	13.2B	13.6B	17.1B

Currently Active Assets on Macroaxis

USOI	Credit Suisse X Links
ULTY	Tidal Trust II
CONY	YieldMax N Option
BCAT	BlackRock Capital Allocation
PDI	Pimco Dynamic Income

Other Information on Investing in UMB Stock

Balance Sheet is a snapshot of the financial position of UMB Financial at a specified time, usually calculated after every quarter, six months, or one year. UMB Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of UMB Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which UMB currently owns. An asset can also be divided into two categories, current and non-current.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2025 Macroaxis LLC

UMB Short Long Term Debt Total vs Common Stock Analysis

Short Long Term Debt Total vs Common Stock

Short Long Term Debt Total vs Common Stock Correlation Analysis

Correlation Coefficient

Short Long Term Debt Total

Common Stock

UMB Financial fundamental ratios Correlations

UMB Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

UMB Financial fundamental ratios Accounts

Currently Active Assets on Macroaxis

Other Information on Investing in UMB Stock

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Common Stock	+ 1.0	Common Stock Total Equity
Retained Earnings	+ 0.99	Total Assets
Short Term Debt	+ 0.99	Short Long Term Debt Total
Total Stockholder Equity	+ 0.96	Total Assets
Total Current Liabilities	+ 0.96	Other Current Liab
Retained Earnings	+ 0.95	Total Stockholder Equity

Cash	- 0.9	Net Debt
Cash And Short Term Investments	- 0.82	Net Debt
Net Debt	- 0.76	Total Assets
Total Current Assets	- 0.75	Net Debt
Net Debt	- 0.73	Total Stockholder Equity
Property Plant And Equipment Gross	- 0.69	Net Debt