Umb Financial Stock Today
| UMBF Stock | USD 114.94 0.94 0.81% |
PerformanceWeakest
| Odds Of DistressLow
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UMB Financial is trading at 114.94 as of the 9th of December 2025. This is a 0.81% down since the beginning of the trading day. The stock's lowest day price was 114.3. UMB Financial has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 9th of November 2025 and ending today, the 9th of December 2025. Click here to learn more.
Business Domain Banks | IPO Date 27th of March 1990 | Category Financial Services | Classification Financials |
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The company was founded in 1913 and is headquartered in Kansas City, Missouri. Ump Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 75.95 M outstanding shares of which 2.54 M shares are at this time shorted by private and institutional investors with about 5.03 trading days to cover. More on UMB Financial
Moving together with UMB Stock
| 0.73 | FBNC | First Bancorp | PairCorr |
| 0.82 | FFBC | First Financial Bancorp Normal Trading | PairCorr |
| 0.83 | AUB | Atlantic Union Bankshares | PairCorr |
Moving against UMB Stock
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UMB Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| President CEO of the Bank | James Rine | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Financial 100, SP Midcap 400, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
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Debt LevelsUMB Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand UMB Financial's financial leverage. It provides some insight into what part of UMB Financial's total assets is financed by creditors.
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UMB Financial (UMBF) is traded on NASDAQ Exchange in USA and employs 3,698 people. UMB Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 8.68 B. UMB Financial conducts business under Banks sector and is part of Financials industry. The entity has 75.95 M outstanding shares of which 2.54 M shares are at this time shorted by private and institutional investors with about 5.03 trading days to cover.
UMB Financial currently holds about 2.87 B in cash with 225.29 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 59.41.
Check UMB Financial Probability Of Bankruptcy
Ownership AllocationUMB Financial secures a total of 75.95 Million outstanding shares. The majority of UMB Financial outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to take positions in UMB Financial to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in UMB Financial. Please pay attention to any change in the institutional holdings of UMB Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check UMB Ownership Details
UMB Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Earnest Partners Llc | 2025-06-30 | 1.4 M | |
| Neuberger Berman Group Llc | 2025-06-30 | 1.4 M | |
| Victory Capital Management Inc. | 2025-06-30 | 1.2 M | |
| Citadel Advisors Llc | 2025-06-30 | 1.1 M | |
| Northern Trust Corp | 2025-06-30 | 933 K | |
| Norges Bank | 2025-06-30 | 892.2 K | |
| Goldman Sachs Group Inc | 2025-06-30 | 879.3 K | |
| Charles Schwab Investment Management Inc | 2025-06-30 | 805.5 K | |
| Principal Financial Group Inc | 2025-06-30 | 776.9 K | |
| Blackrock Inc | 2025-06-30 | 9.1 M | |
| Vanguard Group Inc | 2025-06-30 | 7.9 M |
UMB Financial Risk Profiles
Investors will always prefer to have the highest possible return on investment while minimizing volatility. UMB Financial market risk premium is the additional return an investor will receive from holding UMB Financial long position in a well-diversified portfolio.
| Mean Deviation | 1.23 | |||
| Standard Deviation | 1.87 | |||
| Variance | 3.49 | |||
| Risk Adjusted Performance | (0.03) |
UMB Stock Against Markets
UMB Financial Corporate Management
| David Odgers | Chief VP | Profile | |
| Uma Wilson | Executive Officer | Profile | |
| Heather Miller | Marketing Sales | Profile | |
| Stacy King | Executive Officer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.058 | Dividend Share 1.6 | Earnings Share 8.97 | Revenue Per Share | Quarterly Revenue Growth 0.696 |
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.