Umb Financial Stock Performance
| UMBF Stock | USD 108.12 0.07 0.06% |
On a scale of 0 to 100, UMB Financial holds a performance score of 9. The entity owns a Beta (Systematic Risk) of 1.56, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, UMB Financial will likely underperform. Please check UMB Financial's maximum drawdown, skewness, and the relationship between the total risk alpha and downside variance , to make a quick decision on whether UMB Financial's current price history will revert.
Risk-Adjusted Performance
OK
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in UMB Financial are ranked lower than 9 (%) of all global equities and portfolios over the last 90 days. Despite nearly inconsistent fundamental drivers, UMB Financial reported solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.0648 | Five Day Return (1.53) | Year To Date Return (3.28) | Ten Year Return 98.6 | All Time Return 3.1 K |
Forward Dividend Yield 0.0148 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.6 | Dividend Date 2025-07-01 |
1 | Disposition of 1111 shares by Uma Wilson of UMB Financial at 47.68 subject to Rule 16b-3 | 05/13/2025 |
2 | UMB Financial Corporation Announces Pricing of an Underwritten Offering of 12,000,000 ... | 05/29/2025 |
3 | Disposition of 1452 shares by Kemper J Mariner of UMB Financial at 101.84 subject to Rule 16b-3 | 06/02/2025 |
4 | Boston Trust Walden Corp Sells 5,019 Shares of UMB Financial Corporation - MarketBeat | 06/20/2025 |
5 | Acquisition by Lazo Margaret of 3660 shares of UMB Financial at 1.0 subject to Rule 16b-3 | 06/24/2025 |
| UMB Financial dividend paid on 1st of July 2025 | 07/01/2025 |
6 | UMB Financial Corp Announces Second Quarter 2025 Earnings Release and Conference Call ... | 07/09/2025 |
7 | Acquisition by Amy Harris of 1003 shares of UMB Financial subject to Rule 16b-3 | 07/10/2025 |
8 | UMBF Maintains Buy Rating as Price Target Raised by Truist Securities UMBF Stock News | 07/11/2025 |
9 | 12,780 Shares in UMB Financial Corporation Purchased by Fortress Wealth Management Inc. - MarketBeat | 07/15/2025 |
10 | UMB Financial Earnings Expected to Grow Should You Buy | 07/22/2025 |
11 | ASB or UMBF Which Is the Better Value Stock Right Now | 07/23/2025 |
| Begin Period Cash Flow | 5.5 B | |
| Total Cashflows From Investing Activities | -3.3 B |
UMB Financial Relative Risk vs. Return Landscape
If you would invest 9,557 in UMB Financial on April 27, 2025 and sell it today you would earn a total of 1,255 from holding UMB Financial or generate 13.13% return on investment over 90 days. UMB Financial is currently generating 0.2105% in daily expected returns and assumes 1.7162% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than UMB, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
UMB Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for UMB Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as UMB Financial, and traders can use it to determine the average amount a UMB Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1227
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | UMBF | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 1.72 actual daily | 15 85% of assets are more volatile |
Expected Return
| 0.21 actual daily | 4 96% of assets have higher returns |
Risk-Adjusted Return
| 0.12 actual daily | 9 91% of assets perform better |
Based on monthly moving average UMB Financial is performing at about 9% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of UMB Financial by adding it to a well-diversified portfolio.
UMB Financial Fundamentals Growth
UMB Stock prices reflect investors' perceptions of the future prospects and financial health of UMB Financial, and UMB Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on UMB Stock performance.
| Return On Equity | 0.0833 | ||||
| Return On Asset | 0.0072 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.25 % | ||||
| Current Valuation | 9.67 B | ||||
| Shares Outstanding | 75.92 M | ||||
| Price To Earning | 10.79 X | ||||
| Price To Book | 1.24 X | ||||
| Price To Sales | 4.95 X | ||||
| Revenue | 2.64 B | ||||
| Gross Profit | 1.66 B | ||||
| EBITDA | 594.04 M | ||||
| Net Income | 441.24 M | ||||
| Cash And Equivalents | 2.87 B | ||||
| Cash Per Share | 59.41 X | ||||
| Total Debt | 3 B | ||||
| Debt To Equity | 9.08 % | ||||
| Book Value Per Share | 87.43 X | ||||
| Cash Flow From Operations | 225.29 M | ||||
| Earnings Per Share | 7.95 X | ||||
| Market Capitalization | 8.21 B | ||||
| Total Asset | 50.41 B | ||||
| Retained Earnings | 3.17 B | ||||
About UMB Financial Performance
By analyzing UMB Financial's fundamental ratios, stakeholders can gain valuable insights into UMB Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if UMB Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if UMB Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.13 | 0.08 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.07 |
Things to note about UMB Financial performance evaluation
Checking the ongoing alerts about UMB Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for UMB Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Over 89.0% of the company outstanding shares are owned by institutional investors | |
| On 1st of July 2025 UMB Financial paid $ 0.4 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: ASB or UMBF Which Is the Better Value Stock Right Now |
- Analyzing UMB Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether UMB Financial's stock is overvalued or undervalued compared to its peers.
- Examining UMB Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating UMB Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of UMB Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of UMB Financial's stock. These opinions can provide insight into UMB Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for UMB Stock analysis
When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
| Technical Analysis Check basic technical indicators and analysis based on most latest market data | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Content Syndication Quickly integrate customizable finance content to your own investment portal | |
| FinTech Suite Use AI to screen and filter profitable investment opportunities | |
| Portfolio Holdings Check your current holdings and cash postion to detemine if your portfolio needs rebalancing | |
| Portfolio Anywhere Track or share privately all of your investments from the convenience of any device | |
| Price Transformation Use Price Transformation models to analyze the depth of different equity instruments across global markets |