UMB Net Tangible Assets vs Net Debt Analysis

UMBF Stock

USD 108.39 1.60 1.45%

UMB Financial financial indicator trend analysis is much more than just breaking down UMB Financial prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether UMB Financial is a good investment. Please check the relationship between UMB Financial Net Tangible Assets and its Net Debt accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Net Tangible Assets vs Net Debt

Net Tangible Assets vs Net Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of UMB Financial Net Tangible Assets account and Net Debt. At this time, the significance of the direction appears to have pay attention.

The correlation between UMB Financial's Net Tangible Assets and Net Debt is -0.72. Overlapping area represents the amount of variation of Net Tangible Assets that can explain the historical movement of Net Debt in the same time period over historical financial statements of UMB Financial, assuming nothing else is changed. The correlation between historical values of UMB Financial's Net Tangible Assets and Net Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Tangible Assets of UMB Financial are associated (or correlated) with its Net Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Debt has no effect on the direction of Net Tangible Assets i.e., UMB Financial's Net Tangible Assets and Net Debt go up and down completely randomly.

Correlation Coefficient

-0.72

Relationship Direction	Negative
Relationship Strength	Weak

View All Relationships

Net Tangible Assets

The total assets of a company minus any intangible assets such as patents, copyrights, and goodwill; it represents the physical assets of a company.

Net Debt

The total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds.

Most indicators from UMB Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into UMB Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

The UMB Financial's current Sales General And Administrative To Revenue is estimated to increase to 0.28, while Selling General Administrative is projected to decrease to roughly 305.8 M.

	2022	2023	2024	2025 (projected)
Operating Income	532.0M	421.6M	541.3M	568.3M
Other Operating Expenses	1.1B	1.8B	2.1B	2.2B

Operating Income Other Operating Expenses

UMB Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Term Debt	Net Receivables	Other Current Assets	Short Term Investments	Common Stock Total Equity	Common Stock	Other Liab
Common Stock Shares Outstanding		0.65	0.37	0.3	0.32	0.76	0.51	-0.5	0.67	0.39	0.42	-0.11	0.47	0.32	0.39	0.81	0.27	0.5	0.48	0.31	0.44	0.37	0.31	0.28	0.29	-0.58
Total Assets	0.65		0.73	0.81	0.83	0.96	0.27	-0.76	0.99	0.86	0.79	-0.09	0.52	0.67	0.74	0.54	0.52	0.86	0.59	0.68	0.83	0.35	0.52	0.47	0.48	0.05
Short Long Term Debt Total	0.37	0.73		0.49	0.5	0.72	0.38	-0.58	0.68	0.62	0.47	-0.12	0.1	0.61	0.57	0.56	0.16	0.74	0.48	0.99	0.54	0.37	0.8	0.64	0.64	0.21
Other Current Liab	0.3	0.81	0.49		0.96	0.68	-0.16	-0.51	0.81	0.81	0.94	0.23	0.45	0.6	0.82	0.18	0.84	0.59	0.46	0.46	0.94	0.06	0.14	0.33	0.34	0.24
Total Current Liabilities	0.32	0.83	0.5	0.96		0.71	-0.15	-0.51	0.84	0.81	0.92	0.16	0.4	0.6	0.83	0.2	0.79	0.62	0.47	0.46	0.94	0.19	0.17	0.32	0.33	0.17
Total Stockholder Equity	0.76	0.96	0.72	0.68	0.71		0.49	-0.73	0.95	0.77	0.72	-0.05	0.47	0.7	0.63	0.7	0.43	0.76	0.66	0.69	0.72	0.35	0.61	0.58	0.59	-0.15
Property Plant And Equipment Net	0.51	0.27	0.38	-0.16	-0.15	0.49		-0.21	0.26	0.02	-0.09	-0.19	0.2	0.27	-0.2	0.73	-0.17	0.21	0.42	0.42	-0.11	0.02	0.63	0.7	0.7	-0.55
Net Debt	-0.5	-0.76	-0.58	-0.51	-0.51	-0.73	-0.21		-0.68	-0.9	-0.57	-0.14	-0.36	-0.82	-0.37	-0.35	-0.22	-0.69	-0.75	-0.56	-0.43	-0.62	-0.65	-0.24	-0.25	-0.19
Retained Earnings	0.67	0.99	0.68	0.81	0.84	0.95	0.26	-0.68		0.79	0.78	-0.13	0.57	0.58	0.77	0.54	0.56	0.83	0.52	0.62	0.86	0.27	0.42	0.46	0.47	0.02
Cash	0.39	0.86	0.62	0.81	0.81	0.77	0.02	-0.9	0.79		0.82	0.25	0.37	0.87	0.63	0.25	0.53	0.72	0.74	0.6	0.71	0.5	0.52	0.29	0.31	0.28
Non Current Assets Total	0.42	0.79	0.47	0.94	0.92	0.72	-0.09	-0.57	0.78	0.82		0.45	0.39	0.72	0.83	0.26	0.85	0.47	0.64	0.44	0.92	0.24	0.17	0.29	0.31	0.07
Non Currrent Assets Other	-0.11	-0.09	-0.12	0.23	0.16	-0.05	-0.19	-0.14	-0.13	0.25	0.45		-0.16	0.52	0.1	-0.16	0.44	-0.44	0.53	-0.06	0.14	0.11	-0.05	-0.03	-0.03	-0.02
Other Assets	0.47	0.52	0.1	0.45	0.4	0.47	0.2	-0.36	0.57	0.37	0.39	-0.16		0.15	0.24	0.21	0.5	0.41	0.28	0.07	0.41	0.02	-0.06	0.28	0.3	-0.07
Cash And Short Term Investments	0.32	0.67	0.61	0.6	0.6	0.7	0.27	-0.82	0.58	0.87	0.72	0.52	0.15		0.4	0.34	0.42	0.44	0.92	0.64	0.49	0.48	0.69	0.47	0.48	0.08
Non Current Liabilities Total	0.39	0.74	0.57	0.82	0.83	0.63	-0.2	-0.37	0.77	0.63	0.83	0.1	0.24	0.4		0.23	0.68	0.57	0.3	0.5	0.95	0.25	0.08	0.13	0.14	0.2
Other Stockholder Equity	0.81	0.54	0.56	0.18	0.2	0.7	0.73	-0.35	0.54	0.25	0.26	-0.16	0.21	0.34	0.23		0.14	0.44	0.47	0.55	0.28	0.25	0.57	0.67	0.66	-0.59
Total Liab	0.27	0.52	0.16	0.84	0.79	0.43	-0.17	-0.22	0.56	0.53	0.85	0.44	0.5	0.42	0.68	0.14		0.22	0.46	0.16	0.8	-0.02	-0.17	0.29	0.3	-0.05
Property Plant And Equipment Gross	0.5	0.86	0.74	0.59	0.62	0.76	0.21	-0.69	0.83	0.72	0.47	-0.44	0.41	0.44	0.57	0.44	0.22		0.34	0.69	0.6	0.36	0.54	0.37	0.37	0.19
Total Current Assets	0.48	0.59	0.48	0.46	0.47	0.66	0.42	-0.75	0.52	0.74	0.64	0.53	0.28	0.92	0.3	0.47	0.46	0.34		0.51	0.4	0.55	0.61	0.5	0.51	-0.2
Short Term Debt	0.31	0.68	0.99	0.46	0.46	0.69	0.42	-0.56	0.62	0.6	0.44	-0.06	0.07	0.64	0.5	0.55	0.16	0.69	0.51		0.49	0.33	0.83	0.68	0.68	0.2
Net Receivables	0.44	0.83	0.54	0.94	0.94	0.72	-0.11	-0.43	0.86	0.71	0.92	0.14	0.41	0.49	0.95	0.28	0.8	0.6	0.4	0.49		0.15	0.09	0.28	0.29	0.13
Other Current Assets	0.37	0.35	0.37	0.06	0.19	0.35	0.02	-0.62	0.27	0.5	0.24	0.11	0.02	0.48	0.25	0.25	-0.02	0.36	0.55	0.33	0.15		0.42	-0.06	-0.06	-0.04
Short Term Investments	0.31	0.52	0.8	0.14	0.17	0.61	0.63	-0.65	0.42	0.52	0.17	-0.05	-0.06	0.69	0.08	0.57	-0.17	0.54	0.61	0.83	0.09	0.42		0.65	0.65	0.03
Common Stock Total Equity	0.28	0.47	0.64	0.33	0.32	0.58	0.7	-0.24	0.46	0.29	0.29	-0.03	0.28	0.47	0.13	0.67	0.29	0.37	0.5	0.68	0.28	-0.06	0.65		1.0	-0.21
Common Stock	0.29	0.48	0.64	0.34	0.33	0.59	0.7	-0.25	0.47	0.31	0.31	-0.03	0.3	0.48	0.14	0.66	0.3	0.37	0.51	0.68	0.29	-0.06	0.65	1.0		-0.21
Other Liab	-0.58	0.05	0.21	0.24	0.17	-0.15	-0.55	-0.19	0.02	0.28	0.07	-0.02	-0.07	0.08	0.2	-0.59	-0.05	0.19	-0.2	0.2	0.13	-0.04	0.03	-0.21	-0.21

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UMB Financial Account Relationship Matchups

UMB Financial fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Common Stock Shares Outstanding	48.3M	48.7M	48.7M	48.8M	49.1M	50.2M
Total Assets	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Short Long Term Debt Total	2.6B	3.5B	2.6B	3.5B	3.0B	1.8B
Other Current Liab	9.9B	16.3B	14.1B	36.2B	43.5B	45.7B
Total Current Liabilities	12.2B	19.6B	16.3B	39.3B	46.1B	48.4B
Total Stockholder Equity	3.0B	3.1B	2.7B	3.1B	3.5B	3.6B
Property Plant And Equipment Net	293.1M	270.9M	263.6M	211.3M	204.6M	233.6M
Net Debt	(3.3B)	(9.0B)	(1.3B)	(2.1B)	(5.6B)	(5.3B)
Retained Earnings	1.9B	2.2B	2.5B	2.8B	3.2B	3.3B
Cash	3.5B	9.3B	1.7B	5.6B	8.6B	9.0B
Non Current Assets Total	11.1B	14.3B	549.8M	30.8B	33.7B	35.3B
Non Currrent Assets Other	(96.8M)	(95.1M)	(13.6B)	1.5B	2.1B	2.3B
Other Assets	9.0B	7.1B	38.0B	5.6B	49.3B	51.8B
Cash And Short Term Investments	12.8B	21.2B	420K	12.7B	16.3B	17.2B
Liabilities And Stockholders Equity	33.1B	42.7B	38.5B	44.0B	50.4B	52.9B
Non Current Liabilities Total	269.6M	271.5M	381.3M	1.6B	822.9M	864.1M
Other Stockholder Equity	752.3M	787.1M	778.7M	791.5M	809.6M	572.6M
Total Liab	269.6M	271.5M	381.3M	40.9B	46.9B	49.3B
Property Plant And Equipment Gross	293.1M	849.0M	875.8M	606.2M	623.2M	654.3M
Total Current Assets	13.0B	21.4B	420K	13.2B	16.8B	17.6B
Short Term Debt	2.3B	3.2B	2.2B	3.1B	2.6B	1.7B
Net Receivables	139.9M	131.1M	189.2M	519.7M	425.4M	446.7M
Accumulated Other Comprehensive Income	318.3M	126.3M	(702.7M)	(556.9M)	(573.1M)	(544.4M)
Other Current Assets	5.4B	10.7B	2.9B	6.2B	5.6B	3.9B
Short Term Investments	9.3B	12.0B	7.0B	7.1B	7.8B	5.9B
Other Liab	62.1M	154.5M	188.7M	172.9M	198.8M	123.9M
Accounts Payable	232.2M	319.7M	35.6B	239.6M	215.7M	204.9M
Long Term Debt	269.6M	271.5M	381.3M	383.2M	385.3M	404.6M
Inventory	(5.4B)	(10.7B)	(3.1B)	(966.9M)	(870.2M)	(913.7M)
Treasury Stock	(278.0M)	(338.1M)	(323.5M)	(347.3M)	(312.5M)	(328.2M)
Intangible Assets	21.1M	14.4M	78.7M	101.4M	80.8M	49.5M
Property Plant Equipment	300.3M	293.1M	270.9M	263.6M	303.2M	276.7M
Net Tangible Assets	2.4B	2.8B	3.0B	2.4B	2.7B	2.0B
Retained Earnings Total Equity	1.7B	1.9B	2.2B	2.5B	2.9B	1.5B
Long Term Debt Total	97.5M	269.6M	271.5M	381.3M	438.5M	460.4M
Capital Surpluse	1.1B	1.1B	1.1B	1.1B	1.3B	1.1B
Long Term Investments	26.7B	13.8B	13.2B	13.2B	13.6B	17.1B

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Other Information on Investing in UMB Stock

Balance Sheet is a snapshot of the financial position of UMB Financial at a specified time, usually calculated after every quarter, six months, or one year. UMB Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of UMB Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which UMB currently owns. An asset can also be divided into two categories, current and non-current.

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UMB Net Tangible Assets vs Net Debt Analysis

Net Tangible Assets vs Net Debt

Net Tangible Assets vs Net Debt Correlation Analysis

Correlation Coefficient

Net Tangible Assets

Net Debt

UMB Financial fundamental ratios Correlations

UMB Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

UMB Financial fundamental ratios Accounts

Currently Active Assets on Macroaxis

Other Information on Investing in UMB Stock

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Common Stock	+ 1.0	Common Stock Total Equity
Retained Earnings	+ 0.99	Total Assets
Short Term Debt	+ 0.99	Short Long Term Debt Total
Total Stockholder Equity	+ 0.96	Total Assets
Total Current Liabilities	+ 0.96	Other Current Liab
Retained Earnings	+ 0.95	Total Stockholder Equity

Cash	- 0.9	Net Debt
Cash And Short Term Investments	- 0.82	Net Debt
Net Debt	- 0.76	Total Assets
Total Current Assets	- 0.75	Net Debt
Net Debt	- 0.73	Total Stockholder Equity
Property Plant And Equipment Gross	- 0.69	Net Debt