Jiayin Group Stock Net Income
| JFIN Stock | USD 13.08 0.26 1.95% |
By evaluating key metrics such as revenue growth, profitability, cash flow trends, and balance sheet strength, investors can better assess Jiayin's long-term financial health and intrinsic value.
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 1.1 B | 677.2 M | |
| Net Income Applicable To Common Shares | 1.4 B | 1.4 B | |
| Net Income | 1.1 B | 1.5 B | |
| Net Income Per Share | 4.97 | 5.22 | |
| Net Income Per E B T | 0.82 | 0.66 |
Jiayin | Net Income | Build AI portfolio with Jiayin Stock |
Jiayin Group Company Net Income Analysis
Jiayin's Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current Jiayin Net Income | 1.06 B |
Most of Jiayin's fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Jiayin Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Jiayin Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Jiayin is extremely important. It helps to project a fair market value of Jiayin Stock properly, considering its historical fundamentals such as Net Income. Since Jiayin's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Jiayin's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Jiayin's interrelated accounts and indicators.
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Jiayin Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Jiayin Group reported net income of 1.06 B. This is 33.77% lower than that of the Consumer Finance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 85.03% lower than that of the firm.
Jiayin Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Jiayin's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Jiayin could also be used in its relative valuation, which is a method of valuing Jiayin by comparing valuation metrics of similar companies.Jiayin is currently under evaluation in net income category among its peers.
Jiayin Current Valuation Drivers
We derive many important indicators used in calculating different scores of Jiayin from analyzing Jiayin's financial statements. These drivers represent accounts that assess Jiayin's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Jiayin's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 4.3B | 3.0B | 3.4B | 7.9B | 9.9B | 12.4B | |
| Enterprise Value | 4.2B | 2.9B | 3.2B | 7.5B | 9.4B | 12.2B |
Jiayin ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Jiayin's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Jiayin's managers, analysts, and investors.Environmental | Governance | Social |
Jiayin Institutional Holders
Institutional Holdings refers to the ownership stake in Jiayin that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Jiayin's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Jiayin's value.| Shares | Amvescap Plc. | 2025-03-31 | 12.2 K | Ewa, Llc | 2025-06-30 | 11.7 K | Wolverine Trading Llc | 2025-03-31 | 11.5 K | Simplex Trading, Llc | 2025-03-31 | 10.5 K | Group One Trading, Lp | 2025-03-31 | 8.5 K | Belvedere Trading Llc | 2025-03-31 | 6.5 K | E Fund Management (hk) Co., Ltd | 2025-06-30 | 6.2 K | Tidemark Llc | 2025-03-31 | 4.7 K | Wells Fargo & Co | 2025-03-31 | 1.5 K | Barclays Plc | 2025-03-31 | 271.1 K | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 86.5 K |
Jiayin Fundamentals
| Return On Equity | 0.43 | ||||
| Return On Asset | 0.17 | ||||
| Profit Margin | 0.22 % | ||||
| Operating Margin | 0.34 % | ||||
| Current Valuation | 698.41 M | ||||
| Shares Outstanding | 26.37 M | ||||
| Shares Owned By Insiders | 1.52 % | ||||
| Shares Owned By Institutions | 2.92 % | ||||
| Number Of Shares Shorted | 139.8 K | ||||
| Price To Earning | 2.79 X | ||||
| Price To Book | 1.41 X | ||||
| Price To Sales | 0.12 X | ||||
| Revenue | 5.8 B | ||||
| Gross Profit | 4.4 B | ||||
| EBITDA | 1.27 B | ||||
| Net Income | 1.06 B | ||||
| Cash And Equivalents | 213.88 M | ||||
| Cash Per Share | 3.96 X | ||||
| Total Debt | 51.68 M | ||||
| Debt To Equity | 0.06 % | ||||
| Current Ratio | 1.61 X | ||||
| Book Value Per Share | 68.70 X | ||||
| Cash Flow From Operations | 1.43 B | ||||
| Short Ratio | 1.18 X | ||||
| Earnings Per Share | 3.46 X | ||||
| Target Price | 11.31 | ||||
| Number Of Employees | 1.03 K | ||||
| Beta | 0.95 | ||||
| Market Capitalization | 711.95 M | ||||
| Total Asset | 5.41 B | ||||
| Retained Earnings | 2.24 B | ||||
| Working Capital | 2.32 B | ||||
| Annual Yield | 0.06 % | ||||
| Net Asset | 5.41 B | ||||
| Last Dividend Paid | 9.46 |
About Jiayin Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Jiayin Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Jiayin using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Jiayin Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Jiayin
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jiayin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jiayin will appreciate offsetting losses from the drop in the long position's value.Moving together with Jiayin Stock
| 0.61 | BZ | Kanzhun Ltd ADR | PairCorr |
| 0.76 | EB | Eventbrite Class A Earnings Call This Week | PairCorr |
| 0.82 | WB | Weibo Corp | PairCorr |
Moving against Jiayin Stock
| 0.8 | DJT | Trump Media Technology Earnings Call This Week | PairCorr |
| 0.76 | CCG | Cheche Group Class Earnings Call This Week | PairCorr |
| 0.71 | SLE | Super League Enterprise | PairCorr |
| 0.47 | DJTWW | Trump Media Technology | PairCorr |
| 0.46 | GETY | Getty Images Holdings | PairCorr |
The ability to find closely correlated positions to Jiayin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jiayin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jiayin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jiayin Group to buy it.
The correlation of Jiayin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jiayin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jiayin Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Jiayin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Jiayin Piotroski F Score and Jiayin Altman Z Score analysis. You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.963 | Dividend Share 9.455 | Earnings Share 3.46 | Revenue Per Share | Quarterly Revenue Growth 0.204 |
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.