Encore Capital Group Stock Net Income
| ECPG Stock | USD 38.37 0.81 2.16% |
Fundamental analysis of Encore Capital allows traders to better anticipate movements in Encore Capital's stock price by examining its financial health and performance throughout various phases of its business cycle.
| Last Reported | Projected for Next Year | ||
| Net Loss | -139.2 M | -132.3 M | |
| Net Income Applicable To Common Shares | 223.7 M | 234.9 M | |
| Net Loss | -139.2 M | -132.3 M | |
| Net Loss | (5.83) | (5.54) | |
| Net Income Per E B T | 1.45 | 1.52 |
Encore | Net Income | Build AI portfolio with Encore Stock |
Encore Capital Group Company Net Income Analysis
Encore Capital's Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current Encore Capital Net Income | (139.24 M) |
Most of Encore Capital's fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Encore Capital Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Encore Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Encore Capital is extremely important. It helps to project a fair market value of Encore Stock properly, considering its historical fundamentals such as Net Income. Since Encore Capital's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Encore Capital's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Encore Capital's interrelated accounts and indicators.
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Encore Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Encore Capital Group reported net income of (139.24 Million). This is 110.9% lower than that of the Consumer Finance sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 124.39% higher than that of the company.
Encore Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Encore Capital's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Encore Capital could also be used in its relative valuation, which is a method of valuing Encore Capital by comparing valuation metrics of similar companies.Encore Capital is currently under evaluation in net income category among its peers.
Encore Capital ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Encore Capital's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Encore Capital's managers, analysts, and investors.Environmental | Governance | Social |
Encore Capital Institutional Holders
Institutional Holdings refers to the ownership stake in Encore Capital that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Encore Capital's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Encore Capital's value.| Shares | Ubs Group Ag | 2024-12-31 | 638.1 K | Geode Capital Management, Llc | 2025-03-31 | 568.8 K | Charles Schwab Investment Management Inc | 2025-03-31 | 508.9 K | Marshall Wace Asset Management Ltd | 2025-03-31 | 452.8 K | Phase 2 Partners, Llc | 2024-12-31 | 336.2 K | D. E. Shaw & Co Lp | 2024-12-31 | 319.2 K | Clearbridge Advisors, Llc | 2025-03-31 | 316.9 K | Heartland Advisors Inc | 2025-03-31 | 295.1 K | Northern Trust Corp | 2024-12-31 | 286.9 K | Blackrock Inc | 2025-03-31 | 4.1 M | Vanguard Group Inc | 2025-03-31 | 2.6 M |
Encore Fundamentals
| Return On Equity | -0.13 | ||||
| Return On Asset | 0.0417 | ||||
| Profit Margin | (0.08) % | ||||
| Operating Margin | 0.33 % | ||||
| Current Valuation | 4.48 B | ||||
| Shares Outstanding | 23.35 M | ||||
| Shares Owned By Insiders | 3.45 % | ||||
| Shares Owned By Institutions | 96.55 % | ||||
| Number Of Shares Shorted | 1.6 M | ||||
| Price To Earning | 7.43 X | ||||
| Price To Book | 1.07 X | ||||
| Price To Sales | 0.65 X | ||||
| Revenue | 1.32 B | ||||
| Gross Profit | 1.38 B | ||||
| EBITDA | 308.09 M | ||||
| Net Income | (139.24 M) | ||||
| Cash And Equivalents | 172.95 M | ||||
| Cash Per Share | 7.24 X | ||||
| Total Debt | 3.67 B | ||||
| Debt To Equity | 2.30 % | ||||
| Current Ratio | 13.36 X | ||||
| Book Value Per Share | 34.84 X | ||||
| Cash Flow From Operations | 156.17 M | ||||
| Short Ratio | 4.55 X | ||||
| Earnings Per Share | (4.85) X | ||||
| Price To Earnings To Growth | 0.17 X | ||||
| Target Price | 57.25 | ||||
| Number Of Employees | 7.35 K | ||||
| Beta | 1.61 | ||||
| Market Capitalization | 895.91 M | ||||
| Total Asset | 4.79 B | ||||
| Retained Earnings | 909.93 M | ||||
| Working Capital | 12.32 M | ||||
| Current Asset | 570.15 M | ||||
| Current Liabilities | 294.24 M | ||||
| Net Asset | 4.79 B |
About Encore Capital Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Encore Capital Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Encore Capital using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Encore Capital Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
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| SPTI | SPDR Portfolio Intermediate |
Check out Encore Capital Piotroski F Score and Encore Capital Altman Z Score analysis. You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Encore Capital. If investors know Encore will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Encore Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.032 | Earnings Share (4.85) | Revenue Per Share | Quarterly Revenue Growth 0.196 | Return On Assets |
The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Encore Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Encore Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Encore Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.