Renasant Valuation
| RNST Stock | USD 35.38 0.74 2.14% |
At this time, the company appears to be overvalued. Renasant holds a recent Real Value of $33.27 per share. The prevailing price of the company is $35.38. Our model determines the value of Renasant from analyzing the company fundamentals such as Operating Margin of 0.50 %, return on equity of 0.0731, and Shares Outstanding of 63.57 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Renasant's valuation include:
Price Book 0.8461 | Enterprise Value 1.5 B | Price Sales 3.279 | Forward PE 12.9199 | Trailing PE 11.487 |
Overvalued
Today
Please note that Renasant's price fluctuation is very steady at this time. Calculation of the real value of Renasant is based on 3 months time horizon. Increasing Renasant's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Renasant's intrinsic value may or may not be the same as its current market price of 35.38, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 35.38 | Real 33.27 | Target 31.5 | Hype 35.25 | Naive 34.84 |
The intrinsic value of Renasant's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Renasant's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Renasant helps investors to forecast how Renasant stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Renasant more accurately as focusing exclusively on Renasant's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Renasant's intrinsic value based on its ongoing forecasts of Renasant's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Renasant's closest peers.
Renasant Cash |
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Renasant Valuation Trend
Renasant's real value is important for investors to make better decisions and a more accurate overall view of Renasant's financial worth over time. Using both Renasant's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Renasant Total Value Analysis
Renasant is at this time projected to have valuation of 1.51 B with market capitalization of 2.25 B, debt of 729.4 M, and cash on hands of 1.04 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Renasant fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.51 B | 2.25 B | 729.4 M | 1.04 B |
Renasant Investor Information
About 92.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.85. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Renasant has Price/Earnings To Growth (PEG) ratio of 1.8. The entity last dividend was issued on the 18th of December 2024. The firm had 3:2 split on the 29th of August 2006. Based on the key indicators related to Renasant's liquidity, profitability, solvency, and operating efficiency, Renasant may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.29 | 0.3101 |
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| Total Cash From Operating Activities | 96.7 M | 148.6 M |
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| Operating Income | 110.5 M | 195.9 M |
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Renasant Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Renasant has an asset utilization ratio of 3.64 percent. This implies that the Company is making $0.0364 for each dollar of assets. An increasing asset utilization means that Renasant is more efficient with each dollar of assets it utilizes for everyday operations.Renasant Ownership Allocation
Renasant owns a total of 63.57 Million outstanding shares. The majority of Renasant outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Renasant to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Renasant. Please pay attention to any change in the institutional holdings of Renasant as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Renasant Profitability Analysis
The company reported the previous year's revenue of 631.78 M. Net Income was 144.68 M with profit before overhead, payroll, taxes, and interest of 606.76 M.Renasant Past Distributions to stockholders
About Renasant Valuation
The stock valuation mechanism determines Renasant's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Renasant based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Renasant. We calculate exposure to Renasant's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Renasant's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 797.3 M | 837.2 M | |
| Pretax Profit Margin | 0.28 | 0.22 | |
| Operating Profit Margin | 0.31 | 0.29 | |
| Net Profit Margin | 0.23 | 0.16 | |
| Gross Profit Margin | 1.14 | 0.87 |
Renasant Quarterly Retained Earnings |
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A single share of Renasant represents a small ownership stake in the entity. As a stockholder of Renasant, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Renasant Dividends Analysis For Valuation
At this time, Renasant's Dividends Paid is comparatively stable compared to the past year. Dividend Yield is likely to gain to 0.03 in 2024, whereas Dividend Payout Ratio is likely to drop 0.32 in 2024. . At this time, Renasant's Retained Earnings are comparatively stable compared to the past year. Retained Earnings Total Equity is likely to gain to about 1 B in 2024, despite the fact that Price Earnings To Growth Ratio is likely to grow to (0.95).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 50.3 M | 52.8 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.35 | 0.32 | |
| Dividend Paid And Capex Coverage Ratio | 2.07 | 2.44 |
There are various types of dividends Renasant can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Renasant shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Renasant directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Renasant pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Renasant by the value of the dividends paid out.
Renasant Growth Indicators
Investing in growth stocks can be very risky. If the company such as Renasant does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 56.4 M | |
| Quarterly Earnings Growth Y O Y | 0.595 | |
| Forward Price Earnings | 12.9199 |
Renasant Current Valuation Indicators
Renasant's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Renasant's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Renasant, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Renasant's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Renasant's worth.Additional Tools for Renasant Stock Analysis
When running Renasant's price analysis, check to measure Renasant's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Renasant is operating at the current time. Most of Renasant's value examination focuses on studying past and present price action to predict the probability of Renasant's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Renasant's price. Additionally, you may evaluate how the addition of Renasant to your portfolios can decrease your overall portfolio volatility.