Regions Financial Valuation

RF-PF Stock   25.48  0.03  0.12%   
At this time, the company appears to be fairly valued. Regions Financial holds a recent Real Value of USD25.41 per share. The prevailing price of the company is USD25.48. Our model determines the value of Regions Financial from analyzing the company fundamentals such as Revenue of 9.37 B, return on equity of 0.12, and Operating Margin of 0.47 % as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
25.48
Please note that Regions Financial's price fluctuation is very steady at this time. Calculation of the real value of Regions Financial is based on 3 months time horizon. Increasing Regions Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Regions stock is determined by what a typical buyer is willing to pay for full or partial control of Regions Financial. Since Regions Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Regions Stock. However, Regions Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  25.48 Real  25.41 Hype  25.51
The real value of Regions Stock, also known as its intrinsic value, is the underlying worth of Regions Financial Company, which is reflected in its stock price. It is based on Regions Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Regions Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
25.41
Real Value
25.63
Upside
Estimating the potential upside or downside of Regions Financial helps investors to forecast how Regions stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Regions Financial more accurately as focusing exclusively on Regions Financial's fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
25.2925.5125.73
Details
When choosing an evaluation method for Regions Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Regions Financial Cash

12.93 Billion

Regions Financial Total Value Analysis

Regions Financial is at this time projected to have takeover price of 0 with market capitalization of 0, debt of 6.49 B, and cash on hands of . Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Regions Financial fundamentals before making investing decisions based on enterprise value of the company

Regions Financial Investor Information

The company last dividend was issued on the 1st of December 2025. Regions Financial may be sliding down financialy. It has an above-average risk of going through some form of financial straits next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.160.2855
Way Down
Slightly volatile
Operating Income2.8 B2.7 B
Sufficiently Up
Slightly volatile

Regions Financial Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Regions Financial has an asset utilization ratio of 5.96 percent. This implies that the Company is making USD0.0596 for each dollar of assets. An increasing asset utilization means that Regions Financial is more efficient with each dollar of assets it utilizes for everyday operations.
 
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Covid

Regions Financial Profitability Analysis

The company reported the revenue of 9.37 B. Net Income was 1.89 B with profit before overhead, payroll, taxes, and interest of 7.06 B.

Regions Financial Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Regions Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Regions Financial and how it compares across the competition.

About Regions Financial Valuation

The stock valuation mechanism determines Regions Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Regions Financial. We calculate exposure to Regions Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Regions Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit7.6 B3.9 B
Pretax Profit Margin 0.29  0.16 
Operating Profit Margin 0.29  0.16 
Net Profit Margin 0.22  0.24 
Gross Profit Margin 0.75  0.54 
Regions Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Regions Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Regions Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Regions Financial represents a small ownership stake in the entity. As a stockholder of Regions, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Regions Financial Dividends Analysis For Valuation

Please note that Regions Financial has scaled down on payment of dividends at this time. At this time, Regions Financial's Retained Earnings are most likely to increase significantly in the upcoming years. The Regions Financial's current Price Earnings To Growth Ratio is estimated to increase to 0.83, while Earnings Yield is projected to decrease to 0.06.
There are various types of dividends Regions Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Regions shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Regions Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Regions pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Regions Financial by the value of the dividends paid out.

Regions Financial Current Valuation Indicators

Valuation refers to the process of determining the present value of Regions Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Regions we look at many different elements of the entity such as Regions's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Regions Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Regions Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Regions Financial's worth.

Complementary Tools for Regions Stock analysis

When running Regions Financial's price analysis, check to measure Regions Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regions Financial is operating at the current time. Most of Regions Financial's value examination focuses on studying past and present price action to predict the probability of Regions Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regions Financial's price. Additionally, you may evaluate how the addition of Regions Financial to your portfolios can decrease your overall portfolio volatility.
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