Primerica Valuation
| PRI Stock | USD 286.69 3.86 1.36% |
At this time, the company appears to be fairly valued. Primerica holds a recent Real Value of $280.68 per share. The prevailing price of the company is $286.69. Our model determines the value of Primerica from analyzing the company fundamentals such as Operating Margin of 0.35 %, shares outstanding of 33.37 M, and Return On Equity of 0.32 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Primerica's valuation include:
Price Book 4.8481 | Enterprise Value 11 B | Price Sales 3.0079 | Forward PE 10.8342 | Trailing PE 14.1841 |
Fairly Valued
Today
Please note that Primerica's price fluctuation is very steady at this time. Calculation of the real value of Primerica is based on 3 months time horizon. Increasing Primerica's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Primerica is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Primerica Stock. However, Primerica's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 286.69 | Real 280.68 | Target 220.2 | Hype 286.72 | Naive 271.98 |
The intrinsic value of Primerica's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Primerica's stock price.
Estimating the potential upside or downside of Primerica helps investors to forecast how Primerica stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Primerica more accurately as focusing exclusively on Primerica's fundamentals will not take into account other important factors: When choosing an evaluation method for Primerica, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Primerica Cash |
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Primerica Valuation Trend
Primerica's real value analysis enables investors to forecast the earnings more efficiently. Using both Primerica's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Primerica Revenue by Product
Primerica Total Value Analysis
Primerica is at this time projected to have company total value of 10.95 B with market capitalization of 9.44 B, debt of 2.04 B, and cash on hands of 489.24 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Primerica fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
10.95 B | 9.44 B | 2.04 B | 489.24 M |
Primerica Investor Information
About 94.0% of the company shares are owned by institutional investors. The book value of Primerica was at this time reported as 58.1. The company has Price/Earnings To Growth (PEG) ratio of 1.05. Primerica recorded earning per share (EPS) of 19.94. The entity last dividend was issued on the 21st of November 2024. Based on the key measurements obtained from Primerica's financial statements, Primerica is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.67 | 0.6344 |
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| Total Cash From Operating Activities | 475.3 M | 692.5 M |
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| Operating Income | 1.9 B | 1.8 B |
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Primerica Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Primerica has an asset utilization ratio of 18.74 percent. This signifies that the Company is making $0.19 for each dollar of assets. An increasing asset utilization means that Primerica is more efficient with each dollar of assets it utilizes for everyday operations.Primerica Ownership Allocation
Primerica owns a total of 33.37 Million outstanding shares. The majority of Primerica outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Primerica to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Primerica. Please pay attention to any change in the institutional holdings of Primerica as this could imply that something significant has changed or is about to change at the company. Please note that on September 18, 2024, Representative Michael McCaul of US Congress acquired under $15k worth of Primerica's common stock.Primerica Profitability Analysis
The company reported the last year's revenue of 2.82 B. Total Income to common stockholders was 576.6 M with profit before taxes, overhead, and interest of 1.66 B.Primerica Past Distributions to stockholders
About Primerica Valuation
An absolute valuation paradigm, as applied to Primerica Stock, attempts to find the value of Primerica based on its fundamental and basic technical indicators. By analyzing Primerica's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Primerica's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Primerica. We calculate exposure to Primerica's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Primerica's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.5 B | 1.9 B | |
| Pretax Profit Margin | 0.27 | 0.26 | |
| Operating Profit Margin | 0.63 | 0.67 | |
| Net Profit Margin | 0.20 | 0.18 | |
| Gross Profit Margin | 0.88 | 0.70 |
Primerica Quarterly Retained Earnings |
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A single share of Primerica represents a small ownership stake in the entity. As a stockholder of Primerica, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Primerica Dividends Analysis For Valuation
The Primerica's current Dividends Paid is estimated to increase to about (89 M). The current Dividend Yield is estimated to decrease to 0.01. As of now, Primerica's Earnings Yield is decreasing as compared to previous years. The Primerica's current Price Earnings To Growth Ratio is estimated to increase to 0.22, while Retained Earnings are projected to decrease to under 1.3 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -93.7 M | -89 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.16 | 0.15 | |
| Dividend Paid And Capex Coverage Ratio | 5.43 | 5.04 |
There are various types of dividends Primerica can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Primerica shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Primerica directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Primerica pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Primerica by the value of the dividends paid out.
Primerica Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 36 M | |
| Quarterly Earnings Growth Y O Y | 0.143 | |
| Forward Price Earnings | 10.8342 |
Primerica Current Valuation Indicators
Valuation refers to the process of determining the present value of Primerica and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Primerica we look at many different elements of the entity such as Primerica's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Primerica, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Primerica's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Primerica's worth.Complementary Tools for Primerica Stock analysis
When running Primerica's price analysis, check to measure Primerica's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Primerica is operating at the current time. Most of Primerica's value examination focuses on studying past and present price action to predict the probability of Primerica's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Primerica's price. Additionally, you may evaluate how the addition of Primerica to your portfolios can decrease your overall portfolio volatility.
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