Old Point Valuation
| OPOF Stock | USD 25.15 0.11 0.44% |
At this time, the company appears to be undervalued. Old Point Financial holds a recent Real Value of $27.29 per share. The prevailing price of the company is $25.15. Our model determines the value of Old Point Financial from analyzing the company fundamentals such as Return On Equity of 0.0755, shares outstanding of 5.08 M, and Operating Margin of 0.20 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Old Point's valuation include:
Price Book 1.1061 | Enterprise Value 21 M | Price Sales 2.1462 | Trailing PE 15.6211 | Enterprise Value Revenue 3.2127 |
Undervalued
Today
Please note that Old Point's price fluctuation is very steady at this time. Calculation of the real value of Old Point Financial is based on 3 months time horizon. Increasing Old Point's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Old stock is determined by what a typical buyer is willing to pay for full or partial control of Old Point Financial. Since Old Point is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Old Stock. However, Old Point's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.15 | Real 27.29 | Hype 25.13 |
The real value of Old Stock, also known as its intrinsic value, is the underlying worth of Old Point Financial Company, which is reflected in its stock price. It is based on Old Point's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Old Point's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Old Point Financial helps investors to forecast how Old stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Old Point more accurately as focusing exclusively on Old Point's fundamentals will not take into account other important factors: When choosing an evaluation method for Old Point Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Old Point Cash |
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Old Valuation Trend
Comparing Old Point's enterprise value against its market capitalization is a good way to estimate the value of Old Point Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Old Revenue by Product
Old Point Total Value Analysis
Old Point Financial is now estimated to have valuation of 21.02 M with market capitalization of 127.7 M, debt of 102.75 M, and cash on hands of 86.82 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Old Point fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
21.02 M | 127.7 M | 102.75 M | 86.82 M |
Old Point Investor Information
About 24.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.11. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Old Point Financial last dividend was issued on the 4th of December 2024. The entity had 5:4 split on the 2nd of October 2007. Based on the key indicators related to Old Point's liquidity, profitability, solvency, and operating efficiency, Old Point Financial is performing exceptionally good at this time. It has a great probability to report excellent financial results in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.24 | 0.251 |
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| Operating Income | 15.7 M | 14.9 M |
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Old Point Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Old implies not a very effective usage of assets in December.Old Point Ownership Allocation
The market capitalization of Old Point Financial is $127.7 Million. Old Point has significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Old Point Profitability Analysis
The company reported the previous year's revenue of 59.47 M. Net Income was 7.73 M with profit before overhead, payroll, taxes, and interest of 56.24 M.Old Point Past Distributions to stockholders
| 27th of September 2024 | ||
| 28th of June 2024 | ||
| 6th of March 2024 | ||
| 29th of December 2023 | ||
| 29th of September 2023 | ||
| 30th of June 2023 | ||
| 31st of March 2023 | ||
| 30th of December 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Old Point's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Old Point and how it compares across the competition.
About Old Point Valuation
The stock valuation mechanism determines Old Point's current worth on a weekly basis. Our valuation model uses a comparative analysis of Old Point. We calculate exposure to Old Point's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Old Point's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 62.5 M | 34.5 M | |
| Pretax Profit Margin | 0.15 | 0.14 | |
| Operating Profit Margin | 0.25 | 0.24 | |
| Net Profit Margin | 0.13 | 0.12 | |
| Gross Profit Margin | 1.05 | 0.76 |
Old Point Quarterly Retained Earnings |
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A single share of Old Point represents a small ownership stake in the entity. As a stockholder of Old, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Old Point Dividends Analysis For Valuation
The Old Point's current Dividend Payout Ratio is estimated to increase to 0.38, while Dividends Paid is projected to decrease to roughly 2 M. . The Old Point's current Price Earnings Ratio is estimated to increase to 12.24, while Retained Earnings are projected to decrease to roughly 44.4 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 2.8 M | 2 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.36 | 0.38 | |
| Dividend Paid And Capex Coverage Ratio | 2.84 | 1.64 |
There are various types of dividends Old Point can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Old shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Old Point Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Old pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Old Point by the value of the dividends paid out.
Old Point Growth Indicators
Investing in growth stocks can be very risky. If the company such as Old Point does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 5 M | |
| Quarterly Earnings Growth Y O Y | 0.738 |
Old Point Current Valuation Indicators
Valuation refers to the process of determining the present value of Old Point Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Old we look at many different elements of the entity such as Old's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Old Point, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Old Point's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Old Point's worth.Complementary Tools for Old Stock analysis
When running Old Point's price analysis, check to measure Old Point's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Point is operating at the current time. Most of Old Point's value examination focuses on studying past and present price action to predict the probability of Old Point's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Point's price. Additionally, you may evaluate how the addition of Old Point to your portfolios can decrease your overall portfolio volatility.
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