Old Point Financial Stock Performance

OPOF Stock  USD 20.75  0.50  2.47%   
On a scale of 0 to 100, Old Point holds a performance score of 10. The company holds a Beta of 0.28, which implies not very significant fluctuations relative to the market. As returns on the market increase, Old Point's returns are expected to increase less than the market. However, during the bear market, the loss of holding Old Point is expected to be smaller as well. Please check Old Point's downside variance, day median price, and the relationship between the treynor ratio and kurtosis , to make a quick decision on whether Old Point's historical price patterns will revert.

Risk-Adjusted Performance

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Compared to the overall equity markets, risk-adjusted returns on investments in Old Point Financial are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. Despite nearly fragile basic indicators, Old Point reported solid returns over the last few months and may actually be approaching a breakup point. ...more

Actual Historical Performance (%)

One Day Return
2.47
Five Day Return
3.75
Year To Date Return
12.22
Ten Year Return
38.33
All Time Return
49.6
Forward Dividend Yield
0.027
Payout Ratio
0.3502
Last Split Factor
5:4
Forward Dividend Rate
0.56
Dividend Date
2024-09-27
1
Old Point Financial declares 0.14 dividend
08/21/2024
2
Old Point Financial Corporations top owners are retail investors with 41 percent stake, while 22 percent is held by institutions
08/28/2024
3
Acquisition by Robert Shuford of 100 shares of Old Point at 15.556 subject to Rule 16b-3
08/30/2024
4
Disposition of 1100 shares by Pl Capital Advisors, Llc of Old Point subject to Rule 16b-3
09/05/2024
5
Technical Pivots with Risk Controls - Stock Traders Daily
09/24/2024
 
Old Point dividend paid on 27th of September 2024
09/27/2024
6
Old Point Financial Q3 Earnings Snapshot
10/24/2024
7
Old Point Financial appoints Cathy W. Liles as CFO
11/08/2024
Begin Period Cash Flow19.2 M
Free Cash Flow10 M
  

Old Point Relative Risk vs. Return Landscape

If you would invest  1,807  in Old Point Financial on August 14, 2024 and sell it today you would earn a total of  268.00  from holding Old Point Financial or generate 14.83% return on investment over 90 days. Old Point Financial is currently generating 0.2388% in daily expected returns and assumes 1.7748% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than Old, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Old Point is expected to generate 2.31 times more return on investment than the market. However, the company is 2.31 times more volatile than its market benchmark. It trades about 0.13 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.21 per unit of risk.

Old Point Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for Old Point's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Old Point Financial, and traders can use it to determine the average amount a Old Point's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = 0.1346

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Estimated Market Risk

 1.77
  actual daily
15
85% of assets are more volatile

Expected Return

 0.24
  actual daily
4
96% of assets have higher returns

Risk-Adjusted Return

 0.13
  actual daily
10
90% of assets perform better
Based on monthly moving average Old Point is performing at about 10% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Old Point by adding it to a well-diversified portfolio.

Old Point Fundamentals Growth

Old Stock prices reflect investors' perceptions of the future prospects and financial health of Old Point, and Old Point fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Old Stock performance.

About Old Point Performance

By analyzing Old Point's fundamental ratios, stakeholders can gain valuable insights into Old Point's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Old Point has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Old Point has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.08  0.08 
Return On Assets 0.01  0.01 
Return On Equity 0.07  0.08 

Things to note about Old Point Financial performance evaluation

Checking the ongoing alerts about Old Point for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Old Point Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Old Point Financial has a poor financial position based on the latest SEC disclosures
About 24.0% of the company outstanding shares are owned by corporate insiders
On 27th of September 2024 Old Point paid $ 0.14 per share dividend to its current shareholders
Latest headline from seekingalpha.com: Old Point Financial appoints Cathy W. Liles as CFO
Evaluating Old Point's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Old Point's stock performance include:
  • Analyzing Old Point's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Old Point's stock is overvalued or undervalued compared to its peers.
  • Examining Old Point's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Old Point's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Old Point's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Old Point's stock. These opinions can provide insight into Old Point's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Old Point's stock performance is not an exact science, and many factors can impact Old Point's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

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When running Old Point's price analysis, check to measure Old Point's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Old Point is operating at the current time. Most of Old Point's value examination focuses on studying past and present price action to predict the probability of Old Point's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Old Point's price. Additionally, you may evaluate how the addition of Old Point to your portfolios can decrease your overall portfolio volatility.
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