CullenFrost Bankers Valuation
| CFR Stock | USD 135.96 3.09 2.33% |
At this time, the firm appears to be overvalued. CullenFrost Bankers shows a prevailing Real Value of $127.63 per share. The current price of the firm is $135.96. Our model approximates the value of CullenFrost Bankers from analyzing the firm fundamentals such as Return On Equity of 0.15, current valuation of 4.01 B, and Profit Margin of 0.27 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CullenFrost Bankers' valuation include:
Price Book 2.1358 | Enterprise Value 4 B | Price Sales 4.3844 | Forward PE 15.1745 | Trailing PE 16.6419 |
Overvalued
Today
Please note that CullenFrost Bankers' price fluctuation is very steady at this time. Calculation of the real value of CullenFrost Bankers is based on 3 months time horizon. Increasing CullenFrost Bankers' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the CullenFrost stock is determined by what a typical buyer is willing to pay for full or partial control of CullenFrost Bankers. Since CullenFrost Bankers is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CullenFrost Stock. However, CullenFrost Bankers' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 135.96 | Real 127.63 | Target 110.93 | Hype 134.75 |
The intrinsic value of CullenFrost Bankers' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence CullenFrost Bankers' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of CullenFrost Bankers helps investors to forecast how CullenFrost stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CullenFrost Bankers more accurately as focusing exclusively on CullenFrost Bankers' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use CullenFrost Bankers' intrinsic value based on its ongoing forecasts of CullenFrost Bankers' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against CullenFrost Bankers' closest peers.
CullenFrost Bankers Cash |
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CullenFrost Valuation Trend
CullenFrost Bankers' real value is important for investors to make better decisions and a more accurate overall view of CullenFrost Bankers' financial worth over time. Using both CullenFrost Bankers' enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
CullenFrost Revenue by Product
CullenFrost Bankers Total Value Analysis
CullenFrost Bankers is currently forecasted to have company total value of 4.01 B with market capitalization of 8.61 B, debt of 222.62 M, and cash on hands of 13.87 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the CullenFrost Bankers fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
4.01 B | 8.61 B | 222.62 M | 13.87 B |
CullenFrost Bankers Investor Information
About 89.0% of the company shares are held by institutions such as insurance companies. The book value of CullenFrost Bankers was currently reported as 62.41. The company has Price/Earnings To Growth (PEG) ratio of 1.92. CullenFrost Bankers recorded earning per share (EPS) of 8.07. The entity last dividend was issued on the 29th of November 2024. The firm had 2:1 split on the 23rd of June 1999. Based on the key indicators related to CullenFrost Bankers' liquidity, profitability, solvency, and operating efficiency, CullenFrost Bankers may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.51 | 0.367 |
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| Operating Income | 748 M | 712.4 M |
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CullenFrost Bankers Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CullenFrost Bankers has an asset utilization ratio of 3.91 percent. This connotes that the Company is making $0.0391 for each dollar of assets. An increasing asset utilization means that CullenFrost Bankers is more efficient with each dollar of assets it utilizes for everyday operations.CullenFrost Bankers Ownership Allocation
CullenFrost Bankers holds a total of 64.13 Million outstanding shares. The majority of CullenFrost Bankers outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in CullenFrost Bankers to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in CullenFrost Bankers. Please pay attention to any change in the institutional holdings of CullenFrost Bankers as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.CullenFrost Bankers Profitability Analysis
The company reported the last year's revenue of 1.99 B. Total Income to common stockholders was 597.97 M with profit before taxes, overhead, and interest of 1.69 B.CullenFrost Bankers Past Distributions to stockholders
About CullenFrost Bankers Valuation
The stock valuation mechanism determines CullenFrost Bankers' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of CullenFrost Bankers based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of CullenFrost Bankers. We calculate exposure to CullenFrost Bankers's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CullenFrost Bankers's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.2 B | 2.3 B | |
| Pretax Profit Margin | 0.37 | 0.30 | |
| Operating Profit Margin | 0.37 | 0.51 | |
| Net Profit Margin | 0.31 | 0.23 | |
| Gross Profit Margin | 0.53 | 0.47 |
CullenFrost Bankers Quarterly Retained Earnings |
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A single share of CullenFrost Bankers represents a small ownership stake in the entity. As a stockholder of CullenFrost, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CullenFrost Bankers Dividends Analysis For Valuation
As of 12/24/2024, Dividends Paid is likely to grow to about (227 M). In addition to that, Dividend Yield is likely to drop to 0.02. At this time, CullenFrost Bankers' Retained Earnings are relatively stable compared to the past year. As of 12/24/2024, Price Earnings To Growth Ratio is likely to grow to 15.79, while Retained Earnings Total Equity is likely to drop slightly above 2.2 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -239 M | -227 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.40 | 0.33 | |
| Dividend Paid And Capex Coverage Ratio | 1.20 | 1.14 |
There are various types of dividends CullenFrost Bankers can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CullenFrost shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CullenFrost Bankers directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CullenFrost pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CullenFrost Bankers by the value of the dividends paid out.
CullenFrost Bankers Growth Indicators
Investing in growth stocks can be very risky. If the company such as CullenFrost Bankers does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 64.2 M | |
| Quarterly Earnings Growth Y O Y | -0.059 | |
| Forward Price Earnings | 15.1745 |
CullenFrost Bankers Current Valuation Indicators
CullenFrost Bankers' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final CullenFrost Bankers' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CullenFrost Bankers, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CullenFrost Bankers' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CullenFrost Bankers' worth.Additional Tools for CullenFrost Stock Analysis
When running CullenFrost Bankers' price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.