Southern California Valuation
| BCAL Stock | USD 17.92 0.08 0.45% |
At this time, the company appears to be fairly valued. Southern California has a current Real Value of $18.48 per share. The regular price of the company is $17.92. Our model measures the value of Southern California from inspecting the company fundamentals such as Shares Outstanding of 32.17 M, operating margin of (0.48) %, and Return On Equity of -0.0178 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Southern California's valuation include:
Price Book 1.1521 | Enterprise Value 47.4 M | Price Sales 7.3279 | Enterprise Value Revenue 6.3261 |
Fairly Valued
Today
Please note that Southern California's price fluctuation is very steady at this time. Calculation of the real value of Southern California is based on 3 months time horizon. Increasing Southern California's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Southern stock is determined by what a typical buyer is willing to pay for full or partial control of Southern California Bancorp. Since Southern California is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Southern Stock. However, Southern California's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 17.92 | Real 18.48 | Target 17.0 | Hype 17.96 | Naive 17.78 |
The intrinsic value of Southern California's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Southern California's stock price.
Estimating the potential upside or downside of Southern California Bancorp helps investors to forecast how Southern stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Southern California more accurately as focusing exclusively on Southern California's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Southern California's intrinsic value based on its ongoing forecasts of Southern California's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Southern California's closest peers.
Southern California Cash |
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Southern Valuation Trend
Knowing Southern California's actual value is paramount for traders when making sound investment determinations. Using both Southern California's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Southern California Total Value Analysis
Southern California Bancorp is currently forecasted to have valuation of 47.35 M with market capitalization of 573.83 M, debt of 114.98 M, and cash on hands of 157.19 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Southern California fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
47.35 M | 573.83 M | 114.98 M | 157.19 M |
Southern California Investor Information
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.15. Some equities with similar Price to Book (P/B) outperform the market in the long run. Southern California recorded a loss per share of 0.29. The entity had not issued any dividends in recent years. Based on the key measurements obtained from Southern California's financial statements, Southern California Bancorp is performing exceptionally good at this time. It has a great probability to report excellent financial results in January.Southern California Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Southern suggests not a very effective usage of assets in December.Southern California Ownership Allocation
Southern California shows a total of 32.17 Million outstanding shares. Over half of Southern California's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Southern California Profitability Analysis
The company reported the previous year's revenue of 126.9 M. Net Income was 25.91 M with profit before overhead, payroll, taxes, and interest of 67.72 M.About Southern California Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Southern California Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Southern California based exclusively on its fundamental and basic technical indicators. By analyzing Southern California's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Southern California's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Southern California. We calculate exposure to Southern California's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Southern California's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 126.9 M | 133.2 M | |
| Pretax Profit Margin | 0.29 | 0.30 | |
| Operating Profit Margin | 0.31 | 0.32 | |
| Net Profit Margin | 0.20 | 0.21 |
Southern California Growth Indicators
Investing in growth stocks can be very risky. If the company such as Southern California does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 18.7 M | |
| Quarterly Earnings Growth Y O Y | -0.972 |
Southern California Current Valuation Indicators
Southern California's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Southern California's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Southern California, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Southern California's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Southern California's worth.When determining whether Southern California is a strong investment it is important to analyze Southern California's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Southern California's future performance. For an informed investment choice regarding Southern Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.97) | Earnings Share (0.29) | Revenue Per Share 3.796 | Quarterly Revenue Growth (0.37) | Return On Assets (0) |
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.