OFG Bancorp Stock Options

OFG Stock  USD 39.17  0.43  1.09%   
OFG Bancorp's latest option contracts expiring on December 19th 2025 are carrying combined implied volatility of 0.85. The OFG Bancorp option chain provides detailed quote and price information for the current OFG Bancorp option contracts. It shows all of OFG Bancorp's listed puts, calls, expiration dates, strike prices, and other pricing information.

In The Money vs. Out of Money Option Contracts on OFG Bancorp

Analyzing OFG Bancorp's in-the-money options over time can help investors to take a profitable long position in OFG Bancorp regardless of its overall volatility. This is especially true when OFG Bancorp's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money OFG Bancorp's options could be used as guardians of the underlying stock as they move almost dollar for dollar with OFG Bancorp's stock while costing only a fraction of its price.

OFG Bancorp In The Money Call Balance

When OFG Bancorp's strike price is surpassing the current stock price, the option contract against OFG Bancorp stock is said to be in the money. When it comes to buying OFG Bancorp's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on OFG Bancorp are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

OFG Current Options Market Mood

OFG Bancorp's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps OFG Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Volume

Most options investors, including buyers and sellers of OFG Bancorp's calls and puts, are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. OFG Bancorp's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current OFG contract

Base on the Rule 16, the options market is currently suggesting that OFG Bancorp will have an average daily up or down price movement of about 0.0531% per day over the life of the 2025-12-19 option contract. With OFG Bancorp trading at USD 39.17, that is roughly USD 0.0208. If you think that the market is fully incorporating OFG Bancorp's daily price movement you should consider buying OFG Bancorp options at the current volatility level of 0.85%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing OFG Bancorp options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" OFG calls. Remember, the seller must deliver OFG Bancorp stock to the call owner when a call is exercised.

OFG Bancorp Option Chain

When OFG Bancorp's strike price is surpassing the current stock price, the option contract against OFG Bancorp stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
OFG Bancorp's option chain is a display of a range of information that helps investors for ways to trade options on OFG. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for OFG. It also shows strike prices and maturity days for a OFG Bancorp against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
OFG251219C00060000060.00.0 - 0.50.5Out
Call
OFG251219C00055000055.00.0 - 4.84.8Out
Call
OFG251219C00050000050.00.0 - 4.84.8Out
Call
OFG251219C00045000045.00.0 - 4.84.8Out
Call
OFG251219C00040000040.00.1 - 5.00.1Out
Call
OFG251219C00035000035.04.0 - 7.54.0In
Call
OFG251219C00030000030.08.5 - 12.58.5In
Call
OFG251219C00025000025.013.5 - 17.513.5In
Call
OFG251219C00022500022.516.0 - 20.016.0In
 Put
OFG251219P00060000060.018.0 - 21.818.0In
 Put
OFG251219P00055000055.013.0 - 16.813.0In
 Put
OFG251219P00050000050.08.0 - 11.88.0In
 Put
OFG251219P00045000045.03.0 - 6.93.0In
 Put
OFG251219P00040000040.00.05 - 4.80.05In
 Put
OFG251219P00035000035.00.0 - 2.62.6Out
 Put
OFG251219P00030000030.00.0 - 2.252.25Out
 Put
OFG251219P00025000025.00.0 - 4.84.8Out
 Put
OFG251219P00022500022.50.0 - 4.84.8Out

OFG Bancorp Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

OFG Total Stockholder Equity

Total Stockholder Equity

1.32 Billion

At this time, OFG Bancorp's Total Stockholder Equity is most likely to increase significantly in the upcoming years.

OFG Bancorp Corporate Directors

Juan AguayoIndependent DirectorProfile
Edwin PerezIndependent DirectorProfile
Christa SteeleIndependent DirectorProfile
Nestor JesusIndependent DirectorProfile
When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.065
Earnings Share
4.25
Revenue Per Share
13.566
Quarterly Revenue Growth
(0.02)
Return On Assets
0.0166
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.