OFG Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . OFG Bancorp
OFG Stock  USD 42.42  1.27  2.91%   
OFG Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing OFG Bancorp's valuation are provided below:
Gross Profit
619.5 M
Profit Margin
0.3143
Market Capitalization
1.9 B
Enterprise Value Revenue
3.504
Revenue
619.5 M
There are over one hundred nineteen available trending fundamental ratios for OFG Bancorp, which can be analyzed over time and compared to other ratios. Active traders should verify all of OFG Bancorp recent fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself for few more years. The OFG Bancorp's current Market Cap is estimated to increase to about 1.7 B. The OFG Bancorp's current Enterprise Value is estimated to increase to about 1.2 B

OFG Bancorp Total Revenue

863.91 Million

Check OFG Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OFG Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 83.5 M, Other Operating Expenses of 597.5 M or Operating Income of 266.4 M, as well as many indicators such as Price To Sales Ratio of 1.29, Dividend Yield of 0.027 or PTB Ratio of 1.35. OFG financial statements analysis is a perfect complement when working with OFG Bancorp Valuation or Volatility modules.
  
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Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.

OFG Bancorp Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding34.4 M46.9 M46.5 M
Pretty Stable
Total Assets12.1 B11.5 B8.2 B
Slightly volatile
Short and Long Term Debt Total401.4 M422.6 M806.8 M
Slightly volatile
Other Current Liabilities10.1 B9.6 B5.6 B
Slightly volatile
Total Current Liabilities10.2 B9.7 B6.1 B
Slightly volatile
Total Stockholder Equity1.3 B1.3 B948.5 M
Slightly volatile
Property Plant And Equipment Net129.9 M123.7 M89.3 M
Slightly volatile
Retained Earnings810.6 M772 M309.9 M
Slightly volatile
Cash387.1 M591.1 M747.7 M
Slightly volatile
Non Current Assets Total8.8 B8.4 B5 B
Slightly volatile
Cash And Short Term Investments3.1 B2.9 B2.1 B
Slightly volatile
Net Receivables41.3 M71.7 M63.2 M
Slightly volatile
Liabilities And Stockholders Equity12.1 B11.5 B8.2 B
Slightly volatile
Non Current Liabilities Total594.7 M566.4 M321.7 M
Very volatile
Other Stockholder Equity253.4 M342.8 M411 M
Pretty Stable
Total Liabilities10.8 B10.2 B6.8 B
Slightly volatile
Property Plant And Equipment Gross227.9 M217 M106.3 M
Slightly volatile
Total Current Assets3.2 B3.1 B2.9 B
Pretty Stable
Short Term Debt71.5 M75.2 M585.5 M
Slightly volatile
Accumulated Other Comprehensive Income42.1 M79.7 M78.1 M
Pretty Stable
Other Liabilities741.3 K780.3 K35.1 M
Slightly volatile
Accounts Payable136.6 M143.7 M638.7 M
Pretty Stable
Long Term Debt309.7 M326 M244.4 M
Slightly volatile
Common Stock Total Equity43 M68.9 M53 M
Slightly volatile
Short Term Investments2.5 B2.3 B1.3 B
Pretty Stable
Preferred Stock Total Equity88.1 M105.8 M98.5 M
Very volatile
Common Stock44.7 M68.9 M53.1 M
Slightly volatile
Property Plant Equipment63.2 M123.7 M81.5 M
Slightly volatile
Good Will56.6 M96.9 M74.2 M
Slightly volatile
Intangible Assets89.5 M85.2 M47.4 M
Slightly volatile
Other Current Assets68.5 M72.1 M836.7 M
Very volatile
Net Tangible Assets877.9 M1.1 B828.5 M
Slightly volatile
Capital Surpluse647.6 M639.8 M586 M
Slightly volatile
Long Term Investments2.5 B2.7 B3 B
Very volatile
Non Current Liabilities Other46.2 M48.7 M461.7 M
Slightly volatile
Short and Long Term Debt43 M45.2 M538.3 M
Slightly volatile
Earning Assets994.9 M1 B1.3 B
Slightly volatile
Net Invested Capital1.3 B1.6 B1.1 B
Slightly volatile
Capital Stock79.5 M53.9 M124 M
Slightly volatile
Capital Lease Obligations23.4 M21.4 M34.9 M
Slightly volatile

OFG Bancorp Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense83.5 M161.8 M72.5 M
Very volatile
Other Operating Expenses597.5 M569 M357.5 M
Slightly volatile
Total Operating Expenses341.2 M324.9 M216.7 M
Slightly volatile
Total Revenue863.9 M822.8 M480.2 M
Slightly volatile
Gross Profit607.6 M578.7 M339.2 M
Slightly volatile
Depreciation And Amortization28.1 M26.8 M15.3 M
Slightly volatile
Selling General Administrative179.5 M171 M106.3 M
Slightly volatile
Selling And Marketing Expenses5 M9.7 M6.2 M
Slightly volatile
Cost Of Revenue124.1 M244.1 M133.7 M
Pretty Stable
Preferred Stock And Other Adjustments1.1 M1.1 M8.1 M
Slightly volatile
Net Interest Income442 M588.4 M384.2 M
Slightly volatile
Interest Income511.5 M750.3 M449.6 M
Slightly volatile
Reconciled Depreciation21.6 M26.8 M15.7 M
Slightly volatile

OFG Bancorp Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow785.6 M748.2 M761.7 M
Slightly volatile
Depreciation28.1 M26.8 M15.3 M
Slightly volatile
Dividends Paid47.9 M45.6 M26.2 M
Slightly volatile
Capital Expenditures43.8 M41.7 M15.1 M
Slightly volatile
End Period Cash Flow391.7 M591.1 M746.3 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.292.39881.8346
Slightly volatile
Dividend Yield0.0270.02310.0331
Pretty Stable
PTB Ratio1.351.57340.9233
Slightly volatile
Days Sales Outstanding41.6831.79334.3045
Slightly volatile
Book Value Per Share28.2426.896520.4736
Slightly volatile
Stock Based Compensation To Revenue0.00920.00870.0052
Slightly volatile
Capex To Depreciation0.921.55721.6858
Slightly volatile
PB Ratio1.351.57340.9233
Slightly volatile
Payables Turnover1.4 K1.3 K1.4 K
Slightly volatile
Sales General And Administrative To Revenue0.130.20780.2057
Slightly volatile
Capex To Revenue0.03710.05070.0366
Pretty Stable
Cash Per Share65.9562.811545.4615
Pretty Stable
Days Payables Outstanding0.270.281.8644
Slightly volatile
Intangibles To Total Assets0.0140.01470.0611
Slightly volatile
Current Ratio0.330.31750.301
Pretty Stable
Tangible Book Value Per Share24.4323.262917.8662
Slightly volatile
Receivables Turnover8.1211.480511.2791
Slightly volatile
Graham Number53.2550.709929.8075
Slightly volatile
Shareholders Equity Per Share28.2426.896520.4743
Slightly volatile
Debt To Equity0.320.33691.3447
Slightly volatile
Capex Per Share0.940.89440.3342
Slightly volatile
Revenue Per Share18.5217.642110.3178
Slightly volatile
Interest Debt Per Share11.912.530821.7094
Slightly volatile
Debt To Assets0.03490.03670.1388
Slightly volatile
Price Book Value Ratio1.351.57340.9233
Slightly volatile
Days Of Payables Outstanding0.270.281.8644
Slightly volatile
Ebt Per Ebit0.80.910.988
Slightly volatile
Company Equity Multiplier13.419.16859.2017
Very volatile
Long Term Debt To Capitalization0.360.20630.232
Slightly volatile
Total Debt To Capitalization0.240.2520.4069
Slightly volatile
Debt Equity Ratio0.320.33691.3447
Slightly volatile
Quick Ratio0.330.31750.304
Pretty Stable
Net Income Per E B T0.970.7810.749
Very volatile
Cash Ratio0.04840.06110.1035
Very volatile
Days Of Sales Outstanding41.6831.79334.3045
Slightly volatile
Price To Book Ratio1.351.57340.9233
Slightly volatile
Fixed Asset Turnover6.216.65095.6849
Pretty Stable
Debt Ratio0.03490.03670.1388
Slightly volatile
Price Sales Ratio1.292.39881.8346
Slightly volatile
Asset Turnover0.07440.07150.0599
Pretty Stable
Gross Profit Margin0.420.70330.6401
Slightly volatile
Price Fair Value1.351.57340.9233
Slightly volatile

OFG Bancorp Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.7 B1.6 B1.4 B
Slightly volatile
Enterprise Value1.2 B1.1 B1.2 B
Slightly volatile

OFG Fundamental Market Drivers

Cash And Short Term Investments2.9 B

OFG Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About OFG Bancorp Financial Statements

OFG Bancorp stakeholders use historical fundamental indicators, such as OFG Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although OFG Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in OFG Bancorp's assets and liabilities are reflected in the revenues and expenses on OFG Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in OFG Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue822.8 M863.9 M
Cost Of Revenue244.1 M124.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.21  0.13 
Capex To Revenue 0.05  0.04 
Revenue Per Share 17.64  18.52 
Ebit Per Revenue 0.31  0.32 

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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
How To Invest In OFG
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Is OFG Stock a good investment?
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What is OFG Bancorp's Net Worth?
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Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.065
Dividend Share
1.1
Earnings Share
4.25
Revenue Per Share
13.566
Quarterly Revenue Growth
(0.02)
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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