Lake Shore Bancorp Stock Analysis

Lake Stock Analysis Notes

About 66.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.86. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lake Shore Bancorp last dividend was issued on the 4th of November 2024. Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 104 people. To find out more about Lake Shore Bancorp contact Kim Liddell at 716 366 4070 or learn more at https://lakeshoresavings.com.

Lake Shore Bancorp Investment Alerts

Lake Shore Bancorp Upcoming and Recent Events

Lake Shore Environmental, Social, and Governance (ESG) Scores

Lake Stock Institutional Investors

Note, although Lake Shore's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Lake Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 77.45 M.

Lake Profitablity

The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.25 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.25.

Management Efficiency

At this time, Lake Shore's Return On Tangible Assets are quite stable compared to the past year. Return On Capital Employed is expected to rise to 0.16 this year, although the value of Return On Assets will most likely fall to 0.01. At this time, Lake Shore's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 161.9 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 518.8 M. Lake Shore's management efficiency ratios could be used to measure how well Lake Shore manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 12th of November 2024, Lake Shore secures the Risk Adjusted Performance of 0.0763, mean deviation of 1.21, and Downside Deviation of 1.7. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lake Shore Bancorp, as well as the relationship between them.

Lake Shore Bancorp Price Movement Analysis

Lake Shore Bancorp Insider Trading Activities

Lake Shore Outstanding Bonds

Lake Shore Predictive Daily Indicators

Lake Shore Corporate Filings

Lake Shore Forecast Models

Lake Shore's time-series forecasting models are one of many Lake Shore's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Lake Shore's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how Lake Shore prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Lake shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Lake Shore. By using and applying Lake Stock analysis, traders can create a robust methodology for identifying Lake entry and exit points for their positions.

Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.