Lake Shore Company Leadership

LSBK Stock  USD 15.22  0.12  0.79%   
Lake Shore's insiders are aggressively buying. The analysis of insiders' sentiment of trading Lake Shore Bancorp stock suggests that most insiders are extremely bullish at this time. Lake Shore employs about 93 people. The company is managed by 18 executives with a total tenure of roughly 57 years, averaging almost 3.0 years of service per executive, having 5.17 employees per reported executive.
Daniel Reininga  CEO
CEO and President Director, Member of Asset/Liability Committee, CEO of Lake Shore Savings Bank and President of Lake Shore Savings Bank and Director of Lake Shore Savings Bank
Jeffrey Werdein  President
Executive Vice President- Commercial Division

Insider Sentiment 100

 Aggressively Buying

 
Selling
 
Buying

Latest Trades

2024-08-27Taylor M GildenAcquired 400 @ 12.76View
2024-05-24Taylor M GildenAcquired 462 @ 12.47View
Monitoring Lake Shore's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Lake Shore's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Lake Shore's future performance. Based on our forecasts, it is anticipated that Lake will maintain a workforce of about 100 employees by June 2025.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Lake Shore Management Team Effectiveness

At this time, Lake Shore's Return On Capital Employed is quite stable compared to the past year. Return On Equity is expected to rise to 0.06 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, Lake Shore's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Other is expected to rise to about 10.1 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 528.6 M. Lake Shore's management efficiency ratios could be used to measure how well Lake Shore manages its routine affairs as well as how well it operates its assets and liabilities.
The value of Common Stock Shares Outstanding is expected to slide to about 4.9 M. The value of Net Income Applicable To Common Shares is expected to slide to about 3.6 M

Lake Shore Workforce Comparison

Lake Shore Bancorp is rated fifth overall in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 1,229. Lake Shore holds roughly 93.0 in number of employees claiming about 8% of equities under Financials industry.

Lake Shore Profit Margins

The company has Profit Margin (PM) of 0.19 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.21 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.21.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.130.1417
Significantly Down
Slightly volatile
Operating Profit Margin0.520.9973
Way Down
Very volatile
Pretax Profit Margin0.160.1685
Notably Down
Slightly volatile
Return On Assets0.00540.0072
Way Down
Slightly volatile
Return On Equity0.06160.0549
Moderately Up
Very volatile

Lake Shore Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Lake Shore insiders, such as employees or executives, is commonly permitted as long as it does not rely on Lake Shore's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Lake Shore insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
11.0
11
1
 19,839 
 1,282 
2024-09-01
5.0
5
1
 8,500 
 400.00 
2024-03-01
2.0
2
1
 3,542 
 846.00 
2023-12-01
1.5
3
2
 9,800 
 77.00 
2023-09-01
1.0
2
2
 2,000 
 0.00 
2023-06-01
15.0
15
1
 24,749 
 0.00 
2023-03-01
6.0
18
3
 16,208 
 3,276 
2022-12-01
0.3333
1
3
 1,000.00 
 200.00 
2021-12-01
1.0
1
1
 230.00 
 526.00 
2021-03-01
8.0
8
1
 4,656 
 0.00 
2020-12-01
0.6667
2
3
 1,176 
 696.00 
2020-09-01
2.0
2
1
 1,432 
 588.00 
2019-12-01
0.8571
6
7
 14,408 
 4,646 
2019-09-01
0.3333
2
6
 17,773 
 28,763 
2018-12-01
0.6667
4
6
 8,640 
 7,350 
2018-09-01
5.5
11
2
 1,340 
 1,271 
2018-03-01
4.5
9
2
 5,485 
 5,691 
2017-12-01
1.0
2
2
 605.00 
 1,021 
2016-12-01
3.0
12
4
 97,427 
 1,644 
2016-09-01
0.4167
5
12
 9,571 
 19,639 
2016-06-01
0.7
28
40
 34,796 
 63,831 
2016-03-01
1.0769
14
13
 32,406 
 55,650 
2014-12-01
0.8
8
10
 52,591 
 99,176 
2014-09-01
10.0
10
1
 45,523 
 0.00 
2013-12-01
2.0
2
1
 1,406 
 506.00 
2013-06-01
0.5
1
2
 506.00 
 506.00 
2012-12-01
0.5
1
2
 1,002 
 2,002 
2012-03-01
1.5
3
2
 1,500 
 0.00 
2011-12-01
2.0
2
1
 800.00 
 9.00 
2010-12-01
1.0
1
1
 100.00 
 2,950 
2010-03-01
1.5
3
2
 30,673 
 90.00 
2008-12-01
5.0
5
1
 7,862 
 2,450 
2007-12-01
0.3333
1
3
 250.00 
 15,506 
2006-06-01
0.1818
2
11
 3,700 
 0.00 

Lake Shore Notable Stakeholders

A Lake Shore stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Lake Shore often face trade-offs trying to please all of them. Lake Shore's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Lake Shore's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Kim LiddellPresident CEOProfile
Daniel ReiningaCEO and President Director, Member of Asset/Liability Committee, CEO of Lake Shore Savings Bank and President of Lake Shore Savings Bank and Director of Lake Shore Savings BankProfile
Jeffrey WerdeinExecutive Vice President- Commercial DivisionProfile
Rachel FoleyCFO, Principal Accounting Officer, Treasurer, CFO of Lake Shore Savings Bank, Principal Accounting Officer of Lake Shore Savings Bank and Treasurer of Lake Shore SavingsProfile
Taylor GildenPrincipal CFOProfile
Susan BallardIndependent DirectorProfile
Nicole MayCompliance OfficerProfile
Eric HohensteinCorporate SecretaryProfile
Wendy HarringtonCorporate SecretaryProfile
Brenda MikolajczakAssistant DirectorProfile
Dylan RubadeauxSenior OfficerProfile
Robert CortellucciChief OfficerProfile
Janinne DuganVP OfficerProfile
Steven SchiavonePrincipal Accounting Officer, ControllerProfile
Jennifer CFEChief OfficerProfile
Tamara BellantiSenior ResourcesProfile
Mark PetersChief MangProfile
Melissa SpragueChief OfficerProfile

About Lake Shore Management Performance

The success or failure of an entity such as Lake Shore Bancorp often depends on how effective the management is. Lake Shore management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Lake management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Lake management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.18  0.19 
Return On Assets 0.01  0.01 
Return On Equity 0.05  0.06 

Lake Shore Workforce Analysis

Traditionally, organizations such as Lake Shore use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Lake Shore within its industry.

Lake Shore Manpower Efficiency

Return on Lake Shore Manpower

Revenue Per Employee374.2K
Revenue Per Executive1.9M
Net Income Per Employee53K
Net Income Per Executive273.9K
When determining whether Lake Shore Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Lake Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Lake Shore Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Lake Shore Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.118
Dividend Share
0.54
Earnings Share
0.9
Revenue Per Share
4.672
Quarterly Revenue Growth
(0.01)
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.