Kemper Stock Analysis

KMPR Stock  USD 63.90  0.93  1.48%   
Kemper is undervalued with Real Value of 72.49 and Target Price of 82.2. The main objective of Kemper stock analysis is to determine its intrinsic value, which is an estimate of what Kemper is worth, separate from its market price. There are two main types of Kemper's stock analysis: fundamental analysis and technical analysis.
The Kemper stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Kemper is usually not traded on Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day. Kemper Stock trading window is adjusted to America/New York timezone.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Kemper. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.
To learn how to invest in Kemper Stock, please use our How to Invest in Kemper guide.

Kemper Stock Analysis Notes

About 89.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.4. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kemper recorded earning per share (EPS) of 5.35. The entity last dividend was issued on the 19th of May 2025. The firm had 2:1 split on the 29th of March 1999. Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois. Kemper Corp operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 10300 people. To find out more about Kemper contact Joseph Lacher at 312 661 4600 or learn more at https://www.kemper.com.

Kemper Quarterly Total Revenue

1.19 Billion

Kemper Investment Alerts

Kemper generated a negative expected return over the last 90 days
Kemper currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Kemper's use of debt, we should always consider it together with its cash and equity.
Over 89.0% of Kemper shares are owned by institutional investors
On 3rd of June 2025 Kemper paid $ 0.32 per share dividend to its current shareholders
Latest headline from nypost.com: Hall of Fame repeat offender with some 230 arrests in trouble again with 4 busts in past month

Kemper Upcoming and Recent Events

1st of February 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
1st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Kemper Largest EPS Surprises

Earnings surprises can significantly impact Kemper's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2016-05-05
2016-03-310.03-0.01-0.04133 
2000-08-11
2000-06-300.330.370.0412 
2009-02-04
2008-12-310.240.19-0.0520 
View All Earnings Estimates

Kemper Environmental, Social, and Governance (ESG) Scores

Kemper's ESG score is a quantitative measure that evaluates Kemper's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Kemper's operations that may have significant financial implications and affect Kemper's stock price as well as guide investors towards more socially responsible investments.

Kemper Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
No Street Gp Lp2025-03-31
1.1 M
Geode Capital Management, Llc2025-03-31
M
Lakewood Capital Management, Lp2025-03-31
938.1 K
Morgan Stanley - Brokerage Accounts2025-03-31
845.7 K
Driehaus Capital Management Llc2025-03-31
843.1 K
Deprince Race & Zollo Inc2025-03-31
841.1 K
Newsouth Capital Management Inc2025-03-31
816.3 K
Fayez Sarofim & Company2025-03-31
807.6 K
Alliancebernstein L.p.2024-12-31
761.5 K
Vanguard Group Inc2025-03-31
6.1 M
Blackrock Inc2025-03-31
5.3 M
Note, although Kemper's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Kemper Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.09 B.

Kemper Profitablity

The company has Profit Margin (PM) of 0.07 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.11 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.11.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.03 
Return On Capital Employed 0.04  0.04 
Return On Assets 0.03  0.02 
Return On Equity 0.11  0.08 

Management Efficiency

Kemper has return on total asset (ROA) of 0.0254 % which means that it generated a profit of $0.0254 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1234 %, meaning that it created $0.1234 on every $100 dollars invested by stockholders. Kemper's management efficiency ratios could be used to measure how well Kemper manages its routine affairs as well as how well it operates its assets and liabilities. As of 06/09/2025, Return On Capital Employed is likely to grow to 0.04, while Return On Tangible Assets are likely to drop 0.03. At this time, Kemper's Debt To Assets are relatively stable compared to the past year. As of 06/09/2025, Fixed Asset Turnover is likely to grow to 431.97, while Non Current Assets Total are likely to drop slightly above 5.7 B.
Last ReportedProjected for Next Year
Book Value Per Share 43.38  68.98 
Tangible Book Value Per Share 18.98  18.03 
Enterprise Value Over EBITDA 12.55  16.62 
Price Book Value Ratio 1.53  0.94 
Enterprise Value Multiple 12.55  16.62 
Price Fair Value 1.53  0.94 
Enterprise Value4.3 B4.5 B
Effective leadership at Kemper drives its competitive edge in the market. Our analysis focuses on how this translates to financial performance and stock value.
Dividend Yield
0.02
Operating Margin
0.1144
Profit Margin
0.0738
Forward Dividend Yield
0.02
Beta
1.282

Technical Drivers

As of the 9th of June, Kemper secures the Risk Adjusted Performance of (0.01), mean deviation of 1.53, and Standard Deviation of 2.27. Kemper technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices. Please verify Kemper variance and skewness to decide if Kemper is priced some-what accurately, providing market reflects its recent price of 63.9 per share. Given that Kemper has information ratio of (0.01), we recommend you to check Kemper's last-minute market performance to make sure the company can sustain itself at a future point.

Kemper Price Movement Analysis

The output start index for this execution was nine with a total number of output elements of fifty-two. Kemper Triple Exponential Moving Average indicator shows smoothing effect of Kemper price series composite of a single exponential moving average, a double exponential moving average and a triple exponential moving average.

Kemper Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Kemper insiders, such as employees or executives, is commonly permitted as long as it does not rely on Kemper's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Kemper insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Ramamoorthy Anand a day ago
Insider Trading
 
Ramamoorthy Anand 2 days ago
Insider Trading
 
Ramamoorthy Anand few days ago
Insider Trading
 
Ramamoorthy Anand few days ago
Insider Trading
 
Rock Laura A few days ago
Disposition of 904 shares by Rock Laura A of Kemper at 64.54 subject to Rule 16b-3
 
Ramamoorthy Anand over a week ago
Insider Trading
 
Ramamoorthy Anand over a week ago
Insider Trading
 
Ramamoorthy Anand over a week ago
Insider Trading
 
Ramamoorthy Anand over a week ago
Insider Trading
 
Ramamoorthy Anand over two weeks ago
Insider Trading
 
Ramamoorthy Anand over two weeks ago
Insider Trading
 
Ramamoorthy Anand over three weeks ago
Insider Trading

Kemper Outstanding Bonds

Kemper issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kemper uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kemper bonds can be classified according to their maturity, which is the date when Kemper has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Kemper Predictive Daily Indicators

Kemper intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kemper stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Kemper Corporate Filings

8K
8th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
7th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
26th of March 2025
Other Reports
ViewVerify
F4
4th of March 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10th of February 2025
Other Reports
ViewVerify
10K
7th of February 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
6th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
5th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Kemper Forecast Models

Kemper's time-series forecasting models are one of many Kemper's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Kemper's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Kemper Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Kemper prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Kemper shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Kemper. By using and applying Kemper Stock analysis, traders can create a robust methodology for identifying Kemper entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 1.21  1.27 
Operating Profit Margin 1.39  1.46 
Net Profit Margin 0.99  1.04 
Gross Profit Margin 0.95  1.06 

Current Kemper Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Kemper analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Kemper analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
82.2Strong Buy6Odds
Kemper current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Kemper analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Kemper stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Kemper, talking to its executives and customers, or listening to Kemper conference calls.
Kemper Analyst Advice Details

Kemper Stock Analysis Indicators

Kemper stock analysis indicators help investors evaluate how Kemper stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Kemper shares will generate the highest return on investment. By understating and applying Kemper stock analysis, traders can identify Kemper position entry and exit signals to maximize returns.
Begin Period Cash Flow64.1 M
Long Term Debt941.7 M
Common Stock Shares Outstanding64.8 M
Total Stockholder Equity2.8 B
Tax Provision76 M
Quarterly Earnings Growth Y O Y0.4
Cash And Short Term Investments1.1 B
Cash65.4 M
Net Debt1.3 B
50 Day M A61.7264
Total Current Liabilities449.6 M
Other Operating Expenses67.8 M
Non Current Assets Total9.5 B
Forward Price Earnings10.4384

Additional Tools for Kemper Stock Analysis

When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.