Horace Mann Educators Stock Performance
HMN Stock | USD 41.37 0.06 0.15% |
Horace Mann has a performance score of 7 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of 0.91, which attests to possible diversification benefits within a given portfolio. Horace Mann returns are very sensitive to returns on the market. As the market goes up or down, Horace Mann is expected to follow. Horace Mann Educators right now retains a risk of 1.32%. Please check out Horace Mann skewness, and the relationship between the value at risk and day median price , to decide if Horace Mann will be following its current trending patterns.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Horace Mann Educators are ranked lower than 7 (%) of all global equities and portfolios over the last 90 days. In spite of very inconsistent primary indicators, Horace Mann may actually be approaching a critical reversion point that can send shares even higher in August 2025. ...more
Actual Historical Performance (%)
One Day Return 0.15 | Five Day Return 1.92 | Year To Date Return 6.93 | Ten Year Return 11.54 | All Time Return 359.67 |
Forward Dividend Yield 0.0326 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 1.4 | Dividend Date 2025-06-30 |
1 | Disposition of 5000 shares by Marita Zuraitis of Horace Mann at 41.4 subject to Rule 16b-3 | 05/01/2025 |
2 | Horace Mann and Crayola Announce Colorful Strategic Partnership to Support Educators | 05/09/2025 |
3 | Raymond James Raises Target for Horace Mann Educators HMN Stock News | 05/15/2025 |
4 | Disposition of 5000 shares by Bret Conklin of Horace Mann at 38.99 subject to Rule 16b-3 | 05/28/2025 |
5 | Disposition of 4728 shares by Bret Conklin of Horace Mann at 43.182 subject to Rule 16b-3 | 05/29/2025 |
6 | Disposition of 5241 shares by Bret Conklin of Horace Mann at 35.98 subject to Rule 16b-3 | 06/04/2025 |
7 | Insider Selling Horace Mann Educators Co. EVP Sells 4,760 Shares of Stock | 06/10/2025 |
8 | Is It Worth Considering Horace Mann Educators Corporation For Its Upcoming Dividend | 06/13/2025 |
9 | 4 Growth Stocks From the Insurance Space to Add to Your Portfolio | 06/23/2025 |
10 | 1 Mooning Stock on Our Buy List and 2 to Question | 06/27/2025 |
Horace Mann dividend paid on 30th of June 2025 | 06/30/2025 |
12 | Disposition of 5000 shares by Marita Zuraitis of Horace Mann at 42.87 subject to Rule 16b-3 | 07/01/2025 |
13 | Should Value Investors Buy Horace Mann Educators Stock | 07/02/2025 |
14 | Horace Mann to announce second-quarter 2025 financial results on August 6 | 07/09/2025 |
15 | Disposition of 4760 shares by Bret Conklin of Horace Mann at 42.9 subject to Rule 16b-3 | 07/17/2025 |
Begin Period Cash Flow | 29.7 M | |
Total Cashflows From Investing Activities | -135.8 M |
Horace Mann Relative Risk vs. Return Landscape
If you would invest 3,852 in Horace Mann Educators on April 21, 2025 and sell it today you would earn a total of 285.00 from holding Horace Mann Educators or generate 7.4% return on investment over 90 days. Horace Mann Educators is generating 0.1219% of daily returns assuming volatility of 1.3175% on return distribution over 90 days investment horizon. In other words, 11% of stocks are less volatile than Horace, and above 98% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
Risk |
Horace Mann Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Horace Mann's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Horace Mann Educators, and traders can use it to determine the average amount a Horace Mann's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0925
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Estimated Market Risk
1.32 actual daily | 11 89% of assets are more volatile |
Expected Return
0.12 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
0.09 actual daily | 7 93% of assets perform better |
Based on monthly moving average Horace Mann is performing at about 7% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Horace Mann by adding it to a well-diversified portfolio.
Horace Mann Fundamentals Growth
Horace Stock prices reflect investors' perceptions of the future prospects and financial health of Horace Mann, and Horace Mann fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Horace Stock performance.
Return On Equity | 0.0897 | ||||
Return On Asset | 0.0078 | ||||
Profit Margin | 0.07 % | ||||
Operating Margin | 0.14 % | ||||
Current Valuation | 2.21 B | ||||
Shares Outstanding | 40.78 M | ||||
Price To Earning | 11.86 X | ||||
Price To Book | 1.26 X | ||||
Price To Sales | 1.04 X | ||||
Revenue | 1.55 B | ||||
Gross Profit | 544.2 M | ||||
EBITDA | 155 M | ||||
Net Income | 102.8 M | ||||
Cash And Equivalents | 146.4 M | ||||
Cash Per Share | 3.58 X | ||||
Total Debt | 547 M | ||||
Debt To Equity | 0.40 % | ||||
Current Ratio | 2.90 X | ||||
Book Value Per Share | 32.79 X | ||||
Cash Flow From Operations | 452.1 M | ||||
Earnings Per Share | 2.76 X | ||||
Market Capitalization | 1.69 B | ||||
Total Asset | 14.49 B | ||||
Retained Earnings | 1.55 B | ||||
About Horace Mann Performance
By examining Horace Mann's fundamental ratios, stakeholders can obtain critical insights into Horace Mann's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Horace Mann is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.01 | 0.01 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.08 | 0.10 |
Things to note about Horace Mann Educators performance evaluation
Checking the ongoing alerts about Horace Mann for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Horace Mann Educators help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Horace Mann has a strong financial position based on the latest SEC filings | |
Over 98.0% of the company shares are owned by institutional investors | |
On 30th of June 2025 Horace Mann paid $ 0.35 per share dividend to its current shareholders | |
Latest headline from gurufocus.com: Selective Insurance Group Inc to Announce Q2 2025 Financial Results SIGI stock news |
- Analyzing Horace Mann's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Horace Mann's stock is overvalued or undervalued compared to its peers.
- Examining Horace Mann's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Horace Mann's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Horace Mann's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Horace Mann's stock. These opinions can provide insight into Horace Mann's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.438 | Dividend Share 1.37 | Earnings Share 2.76 | Revenue Per Share | Quarterly Revenue Growth 0.079 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.