Horace Mann Educators Stock Cash Flow From Operations
| HMN Stock | USD 42.64 3.37 8.58% |
Horace Mann Educators fundamentals help investors to digest information that contributes to Horace Mann's financial success or failures. It also enables traders to predict the movement of Horace Stock. The fundamental analysis module provides a way to measure Horace Mann's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Horace Mann stock.
Horace | Cash Flow From Operations |
Horace Mann Educators Company Cash Flow From Operations Analysis
Horace Mann's Operating Cash Flow reveals the quality of a company's reported earnings and is calculated by deducting company's income taxes from earnings before interest, taxes, and depreciation (EBITDA). In other words, Operating Cash Flow refers to the amount of cash a firm generates from the sales or products or from rendering services. Operating Cash Flow typically excludes costs associated with long-term investments or investment in marketable securities and is usually used by investors or analysts to check on the quality of a company's earnings.
Current Horace Mann Cash Flow From Operations | 302.1 M |
Most of Horace Mann's fundamental indicators, such as Cash Flow From Operations, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Horace Mann Educators is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Horace Cash Flow From Operations Driver Correlations
Understanding the fundamental principles of building solid financial models for Horace Mann is extremely important. It helps to project a fair market value of Horace Stock properly, considering its historical fundamentals such as Cash Flow From Operations. Since Horace Mann's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Horace Mann's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Horace Mann's interrelated accounts and indicators.
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Horace Cash Flow From Operations Historical Pattern
Today, most investors in Horace Mann Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Horace Mann's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's cash flow from operations growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Horace Mann cash flow from operations as a starting point in their analysis.
Horace Mann Cash Flow From Operations |
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Operating Cash Flow shows the difference between reported income and actual cash flows of the company. If a firm does not have enough cash or cash equivalents to cover its current liabilities, then both investors and management should be concerned about the company having enough liquid resources to meet current and long term debt obligations.
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In accordance with the recently published financial statements, Horace Mann Educators has 302.1 M in Cash Flow From Operations. This is 87.66% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The cash flow from operations for all United States stocks is 68.89% higher than that of the company.
Horace Cash Flow From Operations Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Horace Mann's direct or indirect competition against its Cash Flow From Operations to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Horace Mann could also be used in its relative valuation, which is a method of valuing Horace Mann by comparing valuation metrics of similar companies.Horace Mann is currently under evaluation in cash flow from operations category among its peers.
Horace Mann Current Valuation Drivers
We derive many important indicators used in calculating different scores of Horace Mann from analyzing Horace Mann's financial statements. These drivers represent accounts that assess Horace Mann's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Horace Mann's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 1.5B | 1.8B | 1.7B | 1.6B | 1.5B | 946.9M | |
| Enterprise Value | 1.8B | 2.2B | 2.2B | 2.0B | 1.8B | 1.1B |
Horace Mann ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Horace Mann's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Horace Mann's managers, analysts, and investors.Environmental | Governance | Social |
Horace Fundamentals
| Return On Equity | 0.089 | ||||
| Return On Asset | 0.0072 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.12 % | ||||
| Current Valuation | 2.2 B | ||||
| Shares Outstanding | 40.76 M | ||||
| Shares Owned By Insiders | 1.72 % | ||||
| Shares Owned By Institutions | 98.28 % | ||||
| Number Of Shares Shorted | 741.01 K | ||||
| Price To Earning | 11.86 X | ||||
| Price To Book | 1.24 X | ||||
| Price To Sales | 1.01 X | ||||
| Revenue | 1.49 B | ||||
| Gross Profit | 345 M | ||||
| EBITDA | 26.2 M | ||||
| Net Income | 45 M | ||||
| Cash And Equivalents | 146.4 M | ||||
| Cash Per Share | 3.58 X | ||||
| Total Debt | 546 M | ||||
| Debt To Equity | 0.40 % | ||||
| Current Ratio | 2.90 X | ||||
| Book Value Per Share | 31.60 X | ||||
| Cash Flow From Operations | 302.1 M | ||||
| Short Ratio | 2.53 X | ||||
| Earnings Per Share | 2.74 X | ||||
| Price To Earnings To Growth | 2.52 X | ||||
| Target Price | 41.0 | ||||
| Number Of Employees | 1.7 K | ||||
| Beta | 0.29 | ||||
| Market Capitalization | 1.74 B | ||||
| Total Asset | 11.68 B | ||||
| Retained Earnings | 1.5 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.94 % | ||||
| Net Asset | 11.68 B | ||||
| Last Dividend Paid | 1.35 |
About Horace Mann Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Horace Mann Educators's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Horace Mann using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Horace Mann Educators based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Horace Mann
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.Moving together with Horace Stock
Moving against Horace Stock
The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.
The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Horace Mann Piotroski F Score and Horace Mann Altman Z Score analysis. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.964 | Dividend Share 1.35 | Earnings Share 2.74 | Revenue Per Share 38.477 | Quarterly Revenue Growth 0.088 |
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.