Fair Isaac Stock Performance
| FICO Stock | USD 1,805 20.00 1.12% |
The firm shows a Beta (market volatility) of -0.0294, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Fair Isaac are expected to decrease at a much lower rate. During the bear market, Fair Isaac is likely to outperform the market. Fair Isaac right now shows a risk of 3.7%. Please confirm Fair Isaac semi variance, day typical price, and the relationship between the maximum drawdown and accumulation distribution , to decide if Fair Isaac will be following its price patterns.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Fair Isaac has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy fundamental indicators, Fair Isaac is not utilizing all of its potentials. The latest stock price disarray, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return (1.14) | Five Day Return 0.19 | Year To Date Return (10.60) | Ten Year Return 2 K | All Time Return 130.1 K |
Last Split Factor 3:2 | Dividend Date 2017-03-17 | Ex Dividend Date 2017-03-01 | Last Split Date 2004-03-11 |
1 | Disposition of tradable shares by William Lansing of Fair Isaac at 1771.1614 subject to Rule 16b-3 | 04/11/2025 |
2 | Disposition of 2680 shares by Thomas Bowers of Fair Isaac at 506.91 subject to Rule 16b-3 | 05/02/2025 |
3 | Disposition of 706 shares by Steven Weber of Fair Isaac subject to Rule 16b-3 | 05/15/2025 |
4 | Disposition of tradable shares by William Lansing of Fair Isaac at 2172.9547 subject to Rule 16b-3 | 05/16/2025 |
5 | Octane Earns a 2025 FICO Decision Award Responsibly Expands Credit Access with FICO Auto Score 10 | 05/22/2025 |
6 | FICO Aims to Accelerate Businesses Digital Transformation Under New Strategic Collaboration ... | 05/27/2025 |
7 | Stock Market News for May 30, 2025 | 05/30/2025 |
8 | FICOs Dr. Scott Zoldi Honored for Tech Leadership from Banking Tech Awards | 06/04/2025 |
9 | FICO UK Credit Card Market Report March 2025 | 06/05/2025 |
10 | Disposition of 1000 shares by Steven Weber of Fair Isaac at 1738.25 subject to Rule 16b-3 | 06/09/2025 |
11 | Disposition of 6010 shares by William Lansing of Fair Isaac at 185.05 subject to Rule 16b-3 | 06/10/2025 |
12 | Fair Isaac Corp Announces Guild Mortgages Adoption of FI | 06/11/2025 |
| Begin Period Cash Flow | 136.8 M |
Fair Isaac Relative Risk vs. Return Landscape
If you would invest 184,585 in Fair Isaac on March 15, 2025 and sell it today you would lose (4,085) from holding Fair Isaac or give up 2.21% of portfolio value over 90 days. Fair Isaac is currently generating 0.0341% in daily expected returns and assumes 3.6969% risk (volatility on return distribution) over the 90 days horizon. In different words, 33% of stocks are less volatile than Fair, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Fair Isaac Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Fair Isaac's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Fair Isaac, and traders can use it to determine the average amount a Fair Isaac's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0092
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | FICO |
Estimated Market Risk
| 3.7 actual daily | 33 67% of assets are more volatile |
Expected Return
| 0.03 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Fair Isaac is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Fair Isaac by adding Fair Isaac to a well-diversified portfolio.
Fair Isaac Fundamentals Growth
Fair Stock prices reflect investors' perceptions of the future prospects and financial health of Fair Isaac, and Fair Isaac fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Fair Stock performance.
| Return On Equity | 0.36 | ||||
| Return On Asset | 0.29 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.49 % | ||||
| Current Valuation | 46.34 B | ||||
| Shares Outstanding | 24.34 M | ||||
| Price To Earning | 65.60 X | ||||
| Price To Book | 82.33 X | ||||
| Price To Sales | 23.60 X | ||||
| Revenue | 1.72 B | ||||
| Gross Profit | 1.49 B | ||||
| EBITDA | 761.49 M | ||||
| Net Income | 512.81 M | ||||
| Cash And Equivalents | 155.06 M | ||||
| Cash Per Share | 6.14 X | ||||
| Total Debt | 2.24 B | ||||
| Debt To Equity | 8.92 % | ||||
| Current Ratio | 1.23 X | ||||
| Book Value Per Share | (46.16) X | ||||
| Cash Flow From Operations | 632.96 M | ||||
| Earnings Per Share | 23.28 X | ||||
| Market Capitalization | 43.43 B | ||||
| Total Asset | 1.72 B | ||||
| Retained Earnings | 3.9 B | ||||
| Working Capital | 237.13 M | ||||
| Current Asset | 433.46 M | ||||
| Current Liabilities | 95.5 M | ||||
About Fair Isaac Performance
By examining Fair Isaac's fundamental ratios, stakeholders can obtain critical insights into Fair Isaac's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Fair Isaac is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 14.95 | 14.20 | |
| Return On Tangible Assets | 0.49 | 0.52 | |
| Return On Capital Employed | 0.49 | 0.52 | |
| Return On Assets | 0.27 | 0.28 | |
| Return On Equity | (0.61) | (0.58) |
Things to note about Fair Isaac performance evaluation
Checking the ongoing alerts about Fair Isaac for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Fair Isaac help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Fair Isaac had very high historical volatility over the last 90 days | |
| Fair Isaac is unlikely to experience financial distress in the next 2 years | |
| Over 90.0% of the company shares are owned by institutional investors | |
| Latest headline from gurufocus.com: Fair Isaac Corp Announces Guild Mortgages Adoption of FI |
- Analyzing Fair Isaac's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Fair Isaac's stock is overvalued or undervalued compared to its peers.
- Examining Fair Isaac's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Fair Isaac's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Fair Isaac's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Fair Isaac's stock. These opinions can provide insight into Fair Isaac's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.277 | Earnings Share 23.28 | Revenue Per Share | Quarterly Revenue Growth 0.15 | Return On Assets |
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.