Fair Financial Statements From 2010 to 2025

FICO Stock  USD 1,497  28.91  1.90%   
Fair Isaac's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Fair Isaac's valuation are provided below:
Gross Profit
1.6 B
Profit Margin
0.328
Market Capitalization
36.6 B
Enterprise Value Revenue
20.2537
Revenue
1.9 B
We have found one hundred twenty available fundamental signals for Fair Isaac, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to verify Fair Isaac's prevailing fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 30th of September 2025, Enterprise Value is likely to grow to about 1.5 B, while Market Cap is likely to drop about 627.6 M.

Fair Isaac Total Revenue

2.07 Billion

Check Fair Isaac financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Fair Isaac's main balance sheet or income statement drivers, such as Depreciation And Amortization of 25.3 M, Interest Expense of 127.6 M or Total Revenue of 2.1 B, as well as many indicators such as Price To Sales Ratio of 26.39, Dividend Yield of 3.0E-4 or Days Sales Outstanding of 89.86. Fair financial statements analysis is a perfect complement when working with Fair Isaac Valuation or Volatility modules.
  
Build AI portfolio with Fair Stock
Check out the analysis of Fair Isaac Correlation against competitors.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.

Fair Isaac Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.1 BB1.4 B
Slightly volatile
Other Current Liabilities210.5 M200.5 M123.2 M
Slightly volatile
Total Current Liabilities459.2 M437.3 M337.6 M
Slightly volatile
Property Plant And Equipment Net40.6 M78.3 M50.4 M
Slightly volatile
Retained Earnings4.7 B4.5 B2.2 B
Slightly volatile
Cash181.9 M173.3 M115.8 M
Slightly volatile
Non Current Assets Total1.3 B1.3 B950.8 M
Slightly volatile
Non Currrent Assets Other142.3 M135.6 M60.8 M
Slightly volatile
Cash And Short Term Investments126.3 M173.3 M113.7 M
Slightly volatile
Net Receivables515.2 M490.6 M268.4 M
Slightly volatile
Common Stock Shares Outstanding34.4 M22.6 M30.5 M
Slightly volatile
Liabilities And Stockholders Equity2.1 BB1.4 B
Slightly volatile
Non Current Liabilities Total2.8 B2.6 B1.1 B
Slightly volatile
Other Current Assets24.3 M46.1 M33 M
Slightly volatile
Total Liabilities3.2 B3.1 B1.4 B
Slightly volatile
Property Plant And Equipment Gross175.7 M167.3 M69.3 M
Slightly volatile
Total Current Assets745.5 M710 M416.5 M
Slightly volatile
Accounts Payable13.9 M25.8 M19.3 M
Slightly volatile
Short and Long Term Debt Total2.7 B2.6 B1.2 B
Slightly volatile
Intangible Assets784 K825.3 K19.4 M
Slightly volatile
Short Term Debt29 M30.5 M98.5 M
Very volatile
Common Stock Total Equity299 K226.8 K279.2 K
Pretty Stable
Common Stock291.1 K219.6 K277.5 K
Pretty Stable
Other Liabilities72.5 M69 M41.6 M
Slightly volatile
Other Assets249.6 M237.7 M108 M
Slightly volatile
Property Plant Equipment36.4 M33 M42.5 M
Pretty Stable
Current Deferred Revenue189.5 M180.4 M92.8 M
Slightly volatile
Long Term Debt2.6 B2.5 BB
Slightly volatile
Good Will793.4 M900.2 M773.5 M
Slightly volatile
Retained Earnings Total Equity1.8 B3.4 BB
Slightly volatile
Long Term Debt Total2.2 B2.1 B994.8 M
Slightly volatile
Capital Surpluse1.3 B1.5 B1.2 B
Slightly volatile
Long Term Investments26.4 M52.1 M26.4 M
Slightly volatile
Non Current Liabilities Other54.6 M96.9 M55.1 M
Slightly volatile
Deferred Long Term Asset Charges6.6 M6.9 M15.9 M
Slightly volatile
Short and Long Term Debt12.8 M13.5 M119.4 M
Slightly volatile
Net Invested Capital1.3 B1.4 B1.2 B
Slightly volatile
Capital Stock216 K219.6 K272.2 K
Slightly volatile
Capital Lease Obligations38.9 M30.2 M60.7 M
Slightly volatile

Fair Isaac Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization25.3 M15.9 M24.8 M
Pretty Stable
Total Revenue2.1 BB1.1 B
Slightly volatile
Gross Profit1.7 B1.6 B856.7 M
Slightly volatile
Other Operating Expenses1.2 B1.1 B777.8 M
Slightly volatile
Operating Income885.9 M843.7 M366.4 M
Slightly volatile
EBIT902.8 M859.8 M371.4 M
Slightly volatile
EBITDA919.5 M875.7 M395.7 M
Slightly volatile
Cost Of Revenue420.5 M400.4 M289.4 M
Slightly volatile
Total Operating Expenses767.6 M731 M488.3 M
Slightly volatile
Income Before Tax775.2 M738.3 M320.3 M
Slightly volatile
Net Income619.2 M589.7 M255.7 M
Slightly volatile
Income Tax Expense156 M148.6 M64.6 M
Slightly volatile
Research Development207.6 M197.7 M126.7 M
Slightly volatile
Selling General Administrative558.9 M532.3 M355.9 M
Slightly volatile
Net Income Applicable To Common Shares518.5 M493.8 M239.8 M
Slightly volatile
Net Income From Continuing Ops619.2 M589.7 M259.6 M
Slightly volatile
Non Recurring11.8 M9.2 M14.3 M
Pretty Stable
Selling And Marketing Expenses11.8 M11.3 M5.9 M
Slightly volatile
Tax Provision156 M148.6 M62.4 M
Slightly volatile
Interest Income33.6 M45.7 M34.2 M
Slightly volatile
Reconciled Depreciation20.3 M12.4 M28.3 M
Slightly volatile

Fair Isaac Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow733.5 M698.5 M318.2 M
Slightly volatile
Begin Period Cash Flow89.2 M157.3 M108.3 M
Slightly volatile
Depreciation28.1 M15.9 M25.1 M
Pretty Stable
Capital Expenditures18.8 M29.4 M18.7 M
Very volatile
Total Cash From Operating Activities764.3 M727.9 M335.2 M
Slightly volatile
Net Income619.2 M589.7 M255 M
Slightly volatile
End Period Cash Flow94.1 M173.3 M110.5 M
Slightly volatile
Stock Based Compensation180.4 M171.9 M84.5 M
Slightly volatile
Change To Netincome58.5 M101.6 M61.3 M
Slightly volatile
Issuance Of Capital Stock27.9 M48.6 M24.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio26.3925.139.7599
Slightly volatile
Dividend Yield3.0E-43.0E-40.0015
Slightly volatile
Days Sales Outstanding89.8610484.6886
Slightly volatile
Free Cash Flow Yield0.01080.01140.0419
Slightly volatile
Operating Cash Flow Per Share24.2423.0911.5894
Slightly volatile
Stock Based Compensation To Revenue0.08220.07830.0633
Slightly volatile
Capex To Depreciation2.232.130.9157
Slightly volatile
EV To Sales27.5426.2310.5119
Slightly volatile
Free Cash Flow Per Share23.2622.1511.0288
Slightly volatile
ROIC0.410.390.2401
Slightly volatile
Inventory Turnover24.125.2823.0379
Pretty Stable
Net Income Per Share19.6418.78.8949
Slightly volatile
Days Of Inventory On Hand14.214.9515.9959
Pretty Stable
Payables Turnover21.617.8215.4531
Slightly volatile
Research And Ddevelopement To Revenue0.080.09010.1048
Pretty Stable
Capex To Revenue0.01630.01710.0207
Slightly volatile
Cash Per Share5.775.53.9779
Slightly volatile
POCF Ratio71.668.1932.0248
Slightly volatile
Interest Coverage5.026.256.5553
Slightly volatile
Payout Ratio0.01050.01110.0334
Slightly volatile
Capex To Operating Cash Flow0.04410.04640.0993
Slightly volatile
PFCF Ratio95.3490.836.6791
Slightly volatile
Days Payables Outstanding31.4227.0926.0468
Pretty Stable
Income Quality1.841.421.5355
Slightly volatile
EV To Operating Cash Flow74.7271.1734.7588
Slightly volatile
PE Ratio88.3884.1743.9648
Slightly volatile
Return On Tangible Assets0.520.490.3666
Slightly volatile
EV To Free Cash Flow99.594.7639.7234
Slightly volatile
Earnings Yield0.01170.01230.0295
Slightly volatile
Intangibles To Total Assets0.340.410.5426
Slightly volatile
Current Ratio2.631.871.3485
Slightly volatile
Receivables Turnover3.713.624.3846
Slightly volatile
Capex Per Share0.980.930.6377
Slightly volatile
Revenue Per Share65.7762.6439.128
Slightly volatile
Interest Debt Per Share89.9385.6441.895
Slightly volatile
Debt To Assets1.231.170.7278
Slightly volatile
Enterprise Value Over EBITDA62.1159.1530.2375
Slightly volatile
Graham Number43.1441.0935.5202
Slightly volatile
Short Term Coverage Ratios27.3648.5313.5258
Slightly volatile
Price Earnings Ratio88.3884.1743.9648
Slightly volatile
Operating Cycle98.6510485.919
Slightly volatile
Days Of Payables Outstanding31.4227.0926.0468
Pretty Stable
Dividend Payout Ratio0.01050.01110.0334
Slightly volatile
Price To Operating Cash Flows Ratio71.668.1932.0248
Slightly volatile
Price To Free Cash Flows Ratio95.3490.836.6791
Slightly volatile
Pretax Profit Margin0.350.340.2449
Slightly volatile
Ebt Per Ebit1.141.010.9071
Slightly volatile
Operating Profit Margin0.40.380.2779
Slightly volatile
Effective Tax Rate0.360.230.2413
Slightly volatile
Long Term Debt To Capitalization1.681.60.9185
Slightly volatile
Total Debt To Capitalization1.661.580.9337
Slightly volatile
Return On Capital Employed0.520.490.3392
Slightly volatile
Ebit Per Revenue0.40.380.2779
Slightly volatile
Quick Ratio2.61.871.3439
Slightly volatile
Dividend Paid And Capex Coverage Ratio23.4122.325.1718
Slightly volatile
Net Income Per E B T0.540.720.7493
Pretty Stable
Cash Ratio0.830.460.3692
Slightly volatile
Cash Conversion Cycle69.277.1860.9765
Slightly volatile
Operating Cash Flow Sales Ratio0.170.330.2461
Slightly volatile
Days Of Inventory Outstanding14.214.9515.9959
Pretty Stable
Days Of Sales Outstanding89.8610484.6886
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.60.860.8876
Very volatile
Cash Flow Coverage Ratios0.310.320.3877
Slightly volatile
Fixed Asset Turnover11.9622.7220.6691
Slightly volatile
Capital Expenditure Coverage Ratio23.4122.325.593
Slightly volatile
Price Cash Flow Ratio71.668.1932.0248
Slightly volatile
Enterprise Value Multiple62.1159.1530.2375
Slightly volatile
Debt Ratio1.231.170.7278
Slightly volatile
Cash Flow To Debt Ratio0.310.320.3877
Slightly volatile
Price Sales Ratio26.3925.139.7599
Slightly volatile
Return On Assets0.280.270.1681
Slightly volatile
Asset Turnover0.961.150.8673
Pretty Stable
Net Profit Margin0.280.270.1899
Slightly volatile
Gross Profit Margin0.540.720.7005
Slightly volatile

Fair Isaac Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap627.6 M773.3 M788.2 M
Pretty Stable
Enterprise Value1.5 B1.4 B1.5 B
Slightly volatile

Fair Fundamental Market Drivers

Forward Price Earnings42.1941
Cash And Short Term Investments150.7 M

Fair Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
7th of August 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
13th of November 2024
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
30th of September 2023
Last Financial Announcement
View

About Fair Isaac Financial Statements

Fair Isaac investors utilize fundamental indicators, such as revenue or net income, to predict how Fair Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue180.4 M189.5 M
Total RevenueB2.1 B
Cost Of Revenue400.4 M420.5 M
Stock Based Compensation To Revenue 0.08  0.08 
Research And Ddevelopement To Revenue 0.09  0.08 
Capex To Revenue 0.02  0.02 
Revenue Per Share 62.64  65.77 
Ebit Per Revenue 0.38  0.40 

Pair Trading with Fair Isaac

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Fair Isaac position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Fair Isaac will appreciate offsetting losses from the drop in the long position's value.

Moving together with Fair Stock

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Moving against Fair Stock

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The ability to find closely correlated positions to Fair Isaac could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Fair Isaac when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Fair Isaac - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Fair Isaac to buy it.
The correlation of Fair Isaac is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Fair Isaac moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Fair Isaac moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Fair Isaac can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Fair Isaac offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fair Isaac's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fair Isaac Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fair Isaac Stock:
Check out the analysis of Fair Isaac Correlation against competitors.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.465
Earnings Share
25.63
Revenue Per Share
79.115
Quarterly Revenue Growth
0.198
Return On Assets
0.3098
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.