Discover Financial Services Performance
| DFSDelisted Stock | USD 200.05 0.50 0.25% |
On a scale of 0 to 100, Discover Financial holds a performance score of 31. The firm shows a Beta (market volatility) of -0.0603, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Discover Financial are expected to decrease at a much lower rate. During the bear market, Discover Financial is likely to outperform the market. Please check Discover Financial's skewness, and the relationship between the value at risk and day median price , to make a quick decision on whether Discover Financial's price patterns will revert.
Risk-Adjusted Performance
Very Strong
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Discover Financial Services are ranked lower than 31 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively weak technical and fundamental indicators, Discover Financial unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 11.7 B |
Discover |
Discover Financial Relative Risk vs. Return Landscape
If you would invest 16,531 in Discover Financial Services on April 21, 2025 and sell it today you would earn a total of 3,474 from holding Discover Financial Services or generate 21.02% return on investment over 90 days. Discover Financial Services is generating 0.9383% of daily returns assuming volatility of 2.3603% on return distribution over 90 days investment horizon. In other words, 21% of stocks are less volatile than Discover, and above 82% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Discover Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Discover Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Discover Financial Services, and traders can use it to determine the average amount a Discover Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.3975
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 2.36 actual daily | 21 79% of assets are more volatile |
Expected Return
| 0.94 actual daily | 18 82% of assets have higher returns |
Risk-Adjusted Return
| 0.4 actual daily | 31 69% of assets perform better |
Based on monthly moving average Discover Financial is performing at about 31% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Discover Financial by adding it to a well-diversified portfolio.
Discover Financial Fundamentals Growth
Discover Stock prices reflect investors' perceptions of the future prospects and financial health of Discover Financial, and Discover Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Discover Stock performance.
| Return On Equity | 0.28 | |||
| Return On Asset | 0.0319 | |||
| Profit Margin | 0.36 % | |||
| Operating Margin | 0.48 % | |||
| Current Valuation | 54.07 B | |||
| Shares Outstanding | 251.65 M | |||
| Price To Earning | 7.05 X | |||
| Price To Book | 2.81 X | |||
| Price To Sales | 3.77 X | |||
| Revenue | 20.02 B | |||
| EBITDA | 4.01 B | |||
| Cash And Equivalents | 10 B | |||
| Cash Per Share | 36.61 X | |||
| Total Debt | 16.25 B | |||
| Debt To Equity | 1.41 % | |||
| Book Value Per Share | 71.16 X | |||
| Cash Flow From Operations | 8.43 B | |||
| Earnings Per Share | 18.72 X | |||
| Total Asset | 147.64 B | |||
| Retained Earnings | 33.58 B | |||
| Current Asset | 120.27 M | |||
| Current Liabilities | 171 M | |||
About Discover Financial Performance
Assessing Discover Financial's fundamental ratios provides investors with valuable insights into Discover Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Discover Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. The company was incorporated in 1960 and is based in Riverwoods, Illinois. Discover Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 16700 people.Things to note about Discover Financial performance evaluation
Checking the ongoing alerts about Discover Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Discover Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Discover Financial is not yet fully synchronised with the market data | |
| Discover Financial has a very high chance of going through financial distress in the upcoming years | |
| Discover is showing solid risk-adjusted performance over 90 days | |
| Over 87.0% of the company shares are held by institutions such as insurance companies |
- Analyzing Discover Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Discover Financial's stock is overvalued or undervalued compared to its peers.
- Examining Discover Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Discover Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Discover Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Discover Financial's stock. These opinions can provide insight into Discover Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Other Consideration for investing in Discover Stock
If you are still planning to invest in Discover Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Discover Financial's history and understand the potential risks before investing.
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