Citizens Financial Services Stock Performance
| CZFS Stock | USD 61.99 1.54 2.55% |
Citizens Financial has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 1.39, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Citizens Financial will likely underperform. Citizens Financial right now shows a risk of 2.47%. Please confirm Citizens Financial value at risk, as well as the relationship between the skewness and day median price , to decide if Citizens Financial will be following its price patterns.
Risk-Adjusted Performance
Insignificant
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Citizens Financial Services are ranked lower than 4 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively unsteady technical and fundamental indicators, Citizens Financial may actually be approaching a critical reversion point that can send shares even higher in August 2025. ...more
Actual Historical Performance (%)
One Day Return 2.46 | Five Day Return (0.08) | Year To Date Return 0.17 | Ten Year Return 25.81 | All Time Return 641.72 |
Forward Dividend Yield 0.0328 | Payout Ratio | Last Split Factor 101:100 | Forward Dividend Rate 1.98 | Dividend Date 2025-06-27 |
1 | Acquisition by Jeffrey Wilson of tradable shares of Citizens Financial at 43.15 subject to Rule 16b-3 | 04/28/2025 |
2 | Top Dividend Stocks To Consider In May 2025 - simplywall.st | 05/20/2025 |
3 | Acquisition by Schadler Alletta M of 100 shares of Citizens Financial subject to Rule 16b-3 | 06/10/2025 |
4 | Acquisition by Chappell Robert W of tradable shares of Citizens Financial subject to Rule 16b-3 | 06/16/2025 |
5 | Are You Looking for a High-Growth Dividend Stock - Yahoo | 06/23/2025 |
6 | Disposition of tradable shares by Gephart Leeann of Citizens Financial at 59.58 subject to Rule 16b-3 | 06/24/2025 |
7 | Career Financial Services Leader Appointed to First Citizens BancShares Board of Directors FCNCA Stock News - GuruFocus | 06/26/2025 |
| Citizens Financial dividend paid on 27th of June 2025 | 06/27/2025 |
8 | Disposition of tradable shares by Landy R Joseph of Citizens Financial subject to Rule 16b-3 | 06/30/2025 |
9 | Disposition of tradable shares by Gephart Leeann of Citizens Financial at 59.64 subject to Rule 16b-3 | 07/08/2025 |
10 | Will Citizens Financial Group Beat Estimates Again in Its Next Earnings Report - Nasdaq | 07/11/2025 |
11 | Citizens Financial Group, Inc. Position Trimmed by Kornitzer Capital Management Inc. KS - MarketBeat | 07/15/2025 |
12 | Raymond James Financial Issues Positive Forecast for Citizens Financial Group Stock Price - MarketBeat | 07/18/2025 |
13 | Citizens Financial Group stock price target raised by Truist to 52 - Investing.com India | 07/21/2025 |
| Begin Period Cash Flow | 52.8 M | |
| Total Cashflows From Investing Activities | -69.1 M |
Citizens Financial Relative Risk vs. Return Landscape
If you would invest 5,598 in Citizens Financial Services on April 23, 2025 and sell it today you would earn a total of 447.00 from holding Citizens Financial Services or generate 7.98% return on investment over 90 days. Citizens Financial Services is currently generating 0.1561% in daily expected returns and assumes 2.4674% risk (volatility on return distribution) over the 90 days horizon. In different words, 22% of stocks are less volatile than Citizens, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Citizens Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Citizens Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Citizens Financial Services, and traders can use it to determine the average amount a Citizens Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0633
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | CZFS | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 2.47 actual daily | 22 78% of assets are more volatile |
Expected Return
| 0.16 actual daily | 3 97% of assets have higher returns |
Risk-Adjusted Return
| 0.06 actual daily | 4 96% of assets perform better |
Based on monthly moving average Citizens Financial is performing at about 4% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Citizens Financial by adding it to a well-diversified portfolio.
Citizens Financial Fundamentals Growth
Citizens Stock prices reflect investors' perceptions of the future prospects and financial health of Citizens Financial, and Citizens Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Citizens Stock performance.
| Return On Equity | 0.0962 | ||||
| Return On Asset | 0.0096 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 548.1 M | ||||
| Shares Outstanding | 4.81 M | ||||
| Price To Earning | 9.76 X | ||||
| Price To Book | 0.92 X | ||||
| Price To Sales | 2.91 X | ||||
| Revenue | 168.62 M | ||||
| Gross Profit | 99.93 M | ||||
| EBITDA | 35.49 M | ||||
| Net Income | 27.82 M | ||||
| Cash And Equivalents | 46.88 M | ||||
| Cash Per Share | 11.80 X | ||||
| Total Debt | 297.72 M | ||||
| Debt To Equity | 9.85 % | ||||
| Book Value Per Share | 64.13 X | ||||
| Cash Flow From Operations | 33.18 M | ||||
| Earnings Per Share | 5.91 X | ||||
| Market Capitalization | 290.6 M | ||||
| Total Asset | 3.03 B | ||||
| Retained Earnings | 189.44 M | ||||
About Citizens Financial Performance
Assessing Citizens Financial's fundamental ratios provides investors with valuable insights into Citizens Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Citizens Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.11 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.14 |
Things to note about Citizens Financial performance evaluation
Checking the ongoing alerts about Citizens Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Citizens Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Citizens Financial is unlikely to experience financial distress in the next 2 years | |
| On 27th of June 2025 Citizens Financial paid $ 0.495 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Citizens Financial Group stock price target raised by Truist to 52 - Investing.com India |
- Analyzing Citizens Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Citizens Financial's stock is overvalued or undervalued compared to its peers.
- Examining Citizens Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Citizens Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Citizens Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Citizens Financial's stock. These opinions can provide insight into Citizens Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Citizens Stock Analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.