Citizens Book Value Per Share from 2010 to 2025

CZFS Stock

USD 60.38 0.92 1.50%

Citizens Financial Book Value Per Share yearly trend continues to be comparatively stable with very little volatility. Book Value Per Share is likely to outpace its year average in 2025. Book Value Per Share is the ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of Citizens Financial Services according to its financial statements. View All Fundamentals

Book Value Per Share

First Reported

2010-12-31

Previous Quarter

63.10189474

Current Value

66.26

Quarterly Volatility

16.81247977

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Check Citizens Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.9 M, Interest Expense of 71.3 M or Selling General Administrative of 43.4 M, as well as many indicators such as Price To Sales Ratio of 2.12, Dividend Yield of 0.0362 or PTB Ratio of 1.65. Citizens financial statements analysis is a perfect complement when working with Citizens Financial Valuation or Volatility modules.

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Latest Citizens Financial's Book Value Per Share Growth Pattern

Below is the plot of the Book Value Per Share of Citizens Financial Services over the last few years. It is the ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements. Citizens Financial's Book Value Per Share historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Citizens Financial's overall financial position and show how it may be relating to other accounts over time.

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Last Reported 64.13 X

10 Years Trend

Slightly volatile

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Book Value Per Share

Timeline

Citizens Book Value Per Share Regression Statistics

	Arithmetic Mean	39.60
	Geometric Mean	34.73
	Coefficient Of Variation	42.45
	Mean Deviation	13.49
	Median	37.42
	Standard Deviation	16.81
	Sample Variance	282.66
	Range	61.4863
	R-Value	0.97
	Mean Square Error	18.24
	R-Squared	0.94
	Slope	3.42
	Total Sum of Squares	4,240

Citizens Book Value Per Share History

	2025	66.26
	2024	63.1
	2023	63.19
	2022	49.43
	2021	52.27
	2020	49.06
	2019	41.83

Other Fundumenentals of Citizens Financial

Tangible Book Value Per Share

Citizens Financial Book Value Per Share component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Total Liab	Total Current Assets	Common Stock	Accounts Payable	Long Term Debt	Good Will	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Short Term Debt	Net Tangible Assets	Capital Surpluse	Long Term Investments	Short Long Term Debt	Current Deferred Revenue	Net Invested Capital	Capital Stock	Long Term Debt Total
Total Assets		0.99	0.73	0.99	0.75	1.0	0.18	0.78	0.68	0.92	0.92	-0.03	-0.82	-0.43	0.7	0.12	0.86	0.86	0.17	-0.73	0.85	0.84	0.93	-0.63
Total Stockholder Equity	0.99		0.69	0.98	0.75	0.99	0.15	0.78	0.68	0.89	0.93	-0.07	-0.82	-0.44	0.7	0.05	0.85	0.84	0.2	-0.71	0.86	0.8	0.92	-0.65
Net Debt	0.73	0.69		0.69	0.7	0.73	-0.23	0.45	0.77	0.89	0.79	-0.24	-0.45	-0.13	0.4	0.23	0.43	0.48	-0.45	-0.47	0.46	0.82	0.74	-0.61
Retained Earnings	0.99	0.98	0.69		0.72	0.99	0.25	0.81	0.59	0.88	0.87	0.04	-0.86	-0.48	0.7	0.21	0.86	0.85	0.19	-0.71	0.84	0.79	0.87	-0.6
Net Receivables	0.75	0.75	0.7	0.72		0.75	0.01	0.54	0.64	0.79	0.78	-0.11	-0.59	-0.31	0.59	0.02	0.56	0.58	-0.08	-0.7	0.55	0.71	0.75	-0.54
Total Liab	1.0	0.99	0.73	0.99	0.75		0.18	0.78	0.68	0.93	0.92	-0.03	-0.82	-0.43	0.7	0.13	0.86	0.86	0.17	-0.73	0.85	0.84	0.93	-0.62
Total Current Assets	0.18	0.15	-0.23	0.25	0.01	0.18		0.49	-0.43	0.03	-0.14	0.94	-0.45	-0.27	0.19	0.37	0.28	0.27	0.43	-0.13	0.17	0.03	0.01	0.43
Common Stock	0.78	0.78	0.45	0.81	0.54	0.78	0.49		0.23	0.66	0.59	0.39	-0.89	-0.57	0.8	0.26	0.81	0.84	0.15	-0.63	0.65	0.65	0.65	-0.12
Accounts Payable	0.68	0.68	0.77	0.59	0.64	0.68	-0.43	0.23		0.76	0.89	-0.56	-0.21	0.09	0.25	-0.34	0.43	0.41	-0.15	-0.35	0.55	0.79	0.85	-0.76
Long Term Debt	0.92	0.89	0.89	0.88	0.79	0.93	0.03	0.66	0.76		0.89	-0.1	-0.71	-0.35	0.65	0.23	0.74	0.78	-0.12	-0.7	0.72	0.91	0.9	-0.57
Good Will	0.92	0.93	0.79	0.87	0.78	0.92	-0.14	0.59	0.89	0.89		-0.33	-0.59	-0.24	0.57	-0.17	0.69	0.69	0.01	-0.61	0.74	0.84	0.95	-0.78
Short Term Investments	-0.03	-0.07	-0.24	0.04	-0.11	-0.03	0.94	0.39	-0.56	-0.1	-0.33		-0.29	-0.19	0.08	0.45	0.08	0.09	0.21	0.04	-0.05	-0.06	-0.18	0.62
Treasury Stock	-0.82	-0.82	-0.45	-0.86	-0.59	-0.82	-0.45	-0.89	-0.21	-0.71	-0.59	-0.29		0.73	-0.84	-0.4	-0.84	-0.89	-0.19	0.78	-0.74	-0.55	-0.6	0.23
Intangible Assets	-0.43	-0.44	-0.13	-0.48	-0.31	-0.43	-0.27	-0.57	0.09	-0.35	-0.24	-0.19	0.73		-0.76	-0.35	-0.55	-0.61	-0.13	0.56	-0.4	-0.18	-0.22	0.03
Property Plant Equipment	0.7	0.7	0.4	0.7	0.59	0.7	0.19	0.8	0.25	0.65	0.57	0.08	-0.84	-0.76		0.27	0.8	0.87	0.08	-0.72	0.62	0.55	0.56	-0.18
Short Term Debt	0.12	0.05	0.23	0.21	0.02	0.13	0.37	0.26	-0.34	0.23	-0.17	0.45	-0.4	-0.35	0.27		0.24	0.3	-0.11	-0.29	0.06	0.11	-0.07	0.25
Net Tangible Assets	0.86	0.85	0.43	0.86	0.56	0.86	0.28	0.81	0.43	0.74	0.69	0.08	-0.84	-0.55	0.8	0.24		0.98	0.39	-0.69	0.9	0.74	0.81	-0.29
Capital Surpluse	0.86	0.84	0.48	0.85	0.58	0.86	0.27	0.84	0.41	0.78	0.69	0.09	-0.89	-0.61	0.87	0.3	0.98		0.3	-0.77	0.84	0.73	0.77	-0.27
Long Term Investments	0.17	0.2	-0.45	0.19	-0.08	0.17	0.43	0.15	-0.15	-0.12	0.01	0.21	-0.19	-0.13	0.08	-0.11	0.39	0.3		-0.14	0.39	-0.07	0.16	0.01
Short Long Term Debt	-0.73	-0.71	-0.47	-0.71	-0.7	-0.73	-0.13	-0.63	-0.35	-0.7	-0.61	0.04	0.78	0.56	-0.72	-0.29	-0.69	-0.77	-0.14		-0.51	-0.5	-0.59	0.37
Current Deferred Revenue	0.85	0.86	0.46	0.84	0.55	0.85	0.17	0.65	0.55	0.72	0.74	-0.05	-0.74	-0.4	0.62	0.06	0.9	0.84	0.39	-0.51		0.68	0.81	-0.45
Net Invested Capital	0.84	0.8	0.82	0.79	0.71	0.84	0.03	0.65	0.79	0.91	0.84	-0.06	-0.55	-0.18	0.55	0.11	0.74	0.73	-0.07	-0.5	0.68		0.94	-0.43
Capital Stock	0.93	0.92	0.74	0.87	0.75	0.93	0.01	0.65	0.85	0.9	0.95	-0.18	-0.6	-0.22	0.56	-0.07	0.81	0.77	0.16	-0.59	0.81	0.94		-0.62
Long Term Debt Total	-0.63	-0.65	-0.61	-0.6	-0.54	-0.62	0.43	-0.12	-0.76	-0.57	-0.78	0.62	0.23	0.03	-0.18	0.25	-0.29	-0.27	0.01	0.37	-0.45	-0.43	-0.62

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About Citizens Financial Financial Statements

Citizens Financial shareholders use historical fundamental indicators, such as Book Value Per Share, to determine how well the company is positioned to perform in the future. Although Citizens Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Citizens Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Citizens Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.

	Last Reported	Projected for Next Year
Book Value Per Share	63.10	66.26
Tangible Book Value Per Share	44.44	46.66

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Additional Tools for Citizens Stock Analysis

When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.

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