Community Trust Net Worth

Community Trust Net Worth Breakdown

  CTBI
The net worth of Community Trust Bancorp is the difference between its total assets and liabilities. Community Trust's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Community Trust's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Community Trust's net worth can be used as a measure of its financial health and stability which can help investors to decide if Community Trust is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Community Trust Bancorp stock.

Community Trust Net Worth Analysis

Community Trust's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Community Trust's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Community Trust's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Community Trust's net worth analysis. One common approach is to calculate Community Trust's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Community Trust's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Community Trust's net worth. This approach calculates the present value of Community Trust's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Community Trust's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Community Trust's net worth. This involves comparing Community Trust's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Community Trust's net worth relative to its peers.
To determine if Community Trust is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Community Trust's net worth research are outlined below:
About 65.0% of the company shares are held by institutions such as insurance companies
On 1st of July 2025 Community Trust paid $ 0.47 per share dividend to its current shareholders
Latest headline from news.google.com: Is Community Trust Bancorp Inc. stock overvalued or undervalued - Stock Strategy Recommendation For Every Investor - jammulinksnews.com

Community Trust Quarterly Good Will

65.49 Million

Community Trust uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Community Trust Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Community Trust's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Community Trust Target Price Consensus

Community target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Community Trust's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Strong Buy
Most Community analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Community stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Community Trust Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Community Trust Target Price Projection

Community Trust's current and average target prices are 53.11 and 56.50, respectively. The current price of Community Trust is the price at which Community Trust Bancorp is currently trading. On the other hand, Community Trust's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Community Trust Market Quote on 2nd of August 2025

Low Price52.6Odds
High Price54.34Odds

53.11

Target Price

Analyst Consensus On Community Trust Target Price

Low Estimate51.42Odds
High Estimate62.72Odds

56.5

Historical Lowest Forecast  51.42 Target Price  56.5 Highest Forecast  62.72
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Community Trust Bancorp and the information provided on this page.

Know Community Trust's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Community Trust is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Community Trust Bancorp backward and forwards among themselves. Community Trust's institutional investor refers to the entity that pools money to purchase Community Trust's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Heartland Advisors Inc2025-03-31
169 K
Aqr Capital Management Llc2025-03-31
139.8 K
Hotchkis & Wiley Capital Management Llc2025-03-31
131.2 K
Charles Schwab Investment Management Inc2025-03-31
124.8 K
Bridgeway Capital Management, Llc2025-03-31
122.7 K
Fmr Inc2025-03-31
121.7 K
Goldman Sachs Group Inc2025-03-31
115.2 K
Nuveen Asset Management, Llc2024-12-31
111.5 K
Bank Of New York Mellon Corp2025-03-31
111.4 K
Community Trust & Investment Co2025-06-30
M
Blackrock Inc2025-03-31
1.7 M
Note, although Community Trust's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Community Trust's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 977.31 M.

Market Cap

0.0

Project Community Trust's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.12  0.09 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.12 
The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.
When accessing Community Trust's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Community Trust's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Community Trust's profitability and make more informed investment decisions.

Evaluate Community Trust's management efficiency

Community Trust Bancorp has return on total asset (ROA) of 0.015 % which means that it generated a profit of $0.015 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1199 %, meaning that it created $0.1199 on every $100 dollars invested by stockholders. Community Trust's management efficiency ratios could be used to measure how well Community Trust manages its routine affairs as well as how well it operates its assets and liabilities. The Community Trust's current Return On Equity is estimated to increase to 0.12, while Return On Tangible Assets are projected to decrease to 0.01. As of now, Community Trust's Asset Turnover is decreasing as compared to previous years.
Last ReportedProjected for Next Year
Book Value Per Share 42.21  44.32 
Tangible Book Value Per Share 38.15  40.05 
Enterprise Value Over EBITDA 8.08  8.77 
Price Book Value Ratio 1.26  1.62 
Enterprise Value Multiple 8.08  8.77 
Price Fair Value 1.26  1.62 
Community Trust's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue
4.0386
Revenue
253.8 M
Quarterly Revenue Growth
0.166
Revenue Per Share
14.113
Return On Equity
0.1199
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Community Trust insiders, such as employees or executives, is commonly permitted as long as it does not rely on Community Trust's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Community Trust insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Community Trust Corporate Filings

F4
1st of August 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
16th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F3
11th of July 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
27th of June 2025
Other Reports
ViewVerify
Community Trust time-series forecasting models is one of many Community Trust's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Community Trust's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Community Trust Earnings Estimation Breakdown

The calculation of Community Trust's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Community Trust is estimated to be 1.39 with the future projection ranging from a low of 1.34 to a high of 1.43. Please be aware that this consensus of annual earnings estimates for Community Trust Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.38
1.34
Lowest
Expected EPS
1.39
1.43
Highest

Community Trust Earnings Projection Consensus

Suppose the current estimates of Community Trust's value are higher than the current market price of the Community Trust stock. In this case, investors may conclude that Community Trust is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Community Trust's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of September 2025Current EPS (TTM)
294.85%
1.38
1.39
5.08

Community Trust Earnings History

Earnings estimate consensus by Community Trust Bancorp analysts from Wall Street is used by the market to judge Community Trust's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Community Trust's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Community Trust Quarterly Gross Profit

62.6 Million

As of now, Community Trust's Retained Earnings are increasing as compared to previous years. The Community Trust's current Earnings Yield is estimated to increase to 0.09, while Retained Earnings Total Equity is projected to decrease to under 245 M. The Community Trust's current Common Stock Shares Outstanding is estimated to increase to about 18.3 M, while Net Income Applicable To Common Shares is projected to decrease to under 47.5 M.
Hype
Prediction
LowEstimatedHigh
51.7153.1054.49
Details
Intrinsic
Valuation
LowRealHigh
47.8054.8656.26
Details
Naive
Forecast
LowNextHigh
51.2852.6654.05
Details
2 Analysts
Consensus
LowTargetHigh
51.4256.5062.72
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Community Trust. Your research has to be compared to or analyzed against Community Trust's peers to derive any actionable benefits. When done correctly, Community Trust's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Community Trust Bancorp. Note that many institutional investors and large investment bankers can move markets due to the volume of Community assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Community Trust. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Community Trust's stock price in the short term.

Community Trust Earnings per Share Projection vs Actual

Actual Earning per Share of Community Trust refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Community Trust Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Community Trust, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Community Trust Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Community Trust, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Community Trust should always be considered in relation to other companies to make a more educated investment decision.

Community Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Community Trust's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-07-16
2025-06-301.261.380.12
2025-04-16
2025-03-311.191.220.03
2025-01-15
2024-12-311.21.250.05
2024-10-16
2024-09-301.151.230.08
2024-07-17
2024-06-301.031.090.06
2024-04-17
2024-03-310.981.040.06
2024-01-17
2023-12-311.081.04-0.04
2023-10-18
2023-09-301.011.150.1413 
2023-07-19
2023-06-301.061.080.02
2023-04-19
2023-03-311.121.08-0.04
2023-01-18
2022-12-311.231.260.03
2022-10-19
2022-09-301.161.08-0.08
2022-07-20
2022-06-301.111.140.03
2022-04-20
2022-03-310.961.110.1515 
2022-01-19
2021-12-311.071.080.01
2021-10-20
2021-09-301.161.190.03
2021-07-21
2021-06-301.111.340.2320 
2021-04-21
2021-03-3111.330.3333 
2021-01-20
2020-12-310.920.89-0.03
2020-10-21
2020-09-300.60.980.3863 
2020-07-15
2020-06-300.381.110.73192 
2020-04-22
2020-03-310.590.37-0.2237 
2020-01-22
2019-12-310.830.90.07
2019-10-16
2019-09-300.840.860.02
2019-07-17
2019-06-300.851.030.1821 
2019-04-17
2019-03-310.810.840.03
2019-01-16
2018-12-310.880.890.01
2018-10-17
2018-09-300.840.910.07
2018-07-18
2018-06-300.830.82-0.01
2018-04-18
2018-03-310.790.890.112 
2018-01-17
2017-12-310.750.72-0.03
2017-10-18
2017-09-300.720.780.06
2017-07-19
2017-06-300.680.65-0.03
2017-04-19
2017-03-310.650.64-0.01
2017-01-18
2016-12-310.70.67-0.03
2016-10-19
2016-09-300.690.70.01
2016-07-20
2016-06-300.680.66-0.02
2016-04-20
2016-03-310.630.660.03
2016-01-20
2015-12-310.650.680.03
2015-10-21
2015-09-300.680.64-0.04
2015-07-15
2015-06-300.650.710.06
2015-04-15
2015-03-310.610.630.02
2015-01-21
2014-12-310.690.57-0.1217 
2014-10-15
2014-09-300.690.63-0.06
2014-07-16
2014-06-300.630.70.0711 
2014-04-16
2014-03-310.680.58-0.114 
2014-01-15
2013-12-310.70.5-0.228 
2013-10-16
2013-09-300.670.740.0710 
2013-07-17
2013-06-300.670.690.02
2013-04-17
2013-03-310.620.690.0711 
2013-01-16
2012-12-310.610.620.01
2012-10-17
2012-09-300.630.6-0.03
2012-07-18
2012-06-300.60.720.1220 
2012-04-18
2012-03-310.570.70.1322 
2012-01-18
2011-12-310.580.580.0
2011-10-19
2011-09-300.550.640.0916 
2011-07-20
2011-06-300.520.530.01
2011-04-20
2011-03-310.450.550.122 
2011-01-19
2010-12-310.420.550.1330 
2010-10-20
2010-09-300.450.50.0511 
2010-07-21
2010-06-300.430.510.0818 
2010-04-21
2010-03-310.350.410.0617 
2010-01-20
2009-12-310.330.420.0927 
2009-10-21
2009-09-300.410.34-0.0717 
2009-07-15
2009-06-300.350.350.0
2009-04-15
2009-03-310.350.440.0925 
2009-01-21
2008-12-310.350.390.0411 
2008-10-15
2008-09-300.50.530.03
2008-07-16
2008-06-300.520.520.0
2008-04-16
2008-03-310.530.52-0.01
2008-01-16
2007-12-310.550.550.0
2007-10-16
2007-09-300.570.620.05
2007-07-17
2007-06-300.570.52-0.05
2007-04-17
2007-03-310.550.47-0.0814 
2007-01-17
2006-12-310.570.56-0.01
2006-10-17
2006-09-300.580.580.0
2006-07-18
2006-06-300.550.590.04
2006-04-18
2006-03-310.530.580.05
2006-01-18
2005-12-310.550.53-0.02
2005-10-18
2005-09-300.510.550.04
2005-07-13
2005-06-300.50.510.01
2005-04-13
2005-03-310.480.480.0
2005-01-19
2004-12-310.480.47-0.01
2004-10-13
2004-09-300.460.480.02
2004-07-14
2004-06-300.450.470.02
2004-04-14
2004-03-310.440.440.0
2004-01-14
2003-12-310.430.450.02
2003-10-15
2003-09-300.420.440.02
2003-07-16
2003-06-300.390.430.0410 
2003-04-16
2003-03-310.420.430.01
2003-01-15
2002-12-310.380.420.0410 
2002-10-16
2002-09-300.390.420.03
2002-07-17
2002-06-300.370.380.01
2002-04-16
2002-03-310.360.380.02
2002-01-15
2001-12-310.360.35-0.01
2001-10-17
2001-09-300.350.31-0.0411 
2001-07-16
2001-06-300.330.350.02
2001-04-16
2001-03-310.320.31-0.01
2001-01-17
2000-12-310.30.330.0310 
2000-10-16
2000-09-300.320.330.01
2000-07-13
2000-06-300.310.330.02
2000-04-12
2000-03-310.30.29-0.01
2000-01-12
1999-12-310.320.320.0
1999-10-13
1999-09-300.310.310.0
1999-07-13
1999-06-300.290.30.01
1999-04-14
1999-03-310.290.290.0
1999-01-14
1998-12-310.270.270.0
1998-10-15
1998-09-300.250.04-0.2184 
1998-07-20
1998-06-300.250.24-0.01
1998-04-17
1998-03-310.230.230.0
1998-01-15
1997-12-310.270.14-0.1348 
1997-10-14
1997-09-300.270.25-0.02
1997-07-14
1997-06-300.280.25-0.0310 
1997-04-24
1997-03-310.280.25-0.0310 
1997-01-13
1996-12-310.260.280.02
1996-10-23
1996-09-300.280.280.0
1996-07-23
1996-06-300.230.270.0417 
When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Community Trust Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.27
Dividend Share
1.88
Earnings Share
5.08
Revenue Per Share
14.113
Quarterly Revenue Growth
0.166
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.