Community Financial Statements From 2010 to 2025

CTBI Stock  USD 50.45  0.23  0.45%   
Community Trust financial statements provide useful quarterly and yearly information to potential Community Trust Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Community Trust financial statements helps investors assess Community Trust's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Community Trust's valuation are summarized below:
Gross Profit
237.6 M
Profit Margin
0.3485
Market Capitalization
913.2 M
Enterprise Value Revenue
4.0108
Revenue
237.6 M
We have found one hundred twenty available fundamental signals for Community Trust Bancorp, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Community Trust Bancorp prevailing fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The Community Trust's current Market Cap is estimated to increase to about 521.5 M. The Community Trust's current Enterprise Value is estimated to increase to about 557.9 M

Community Trust Total Revenue

161.44 Million

Check Community Trust financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community Trust's main balance sheet or income statement drivers, such as Interest Expense of 133.8 M, Other Operating Expenses of 5.6 M or Operating Income of 322.9 M, as well as many indicators such as Price To Sales Ratio of 2.51, Dividend Yield of 0.0275 or PTB Ratio of 1.62. Community financial statements analysis is a perfect complement when working with Community Trust Valuation or Volatility modules.
  
Check out the analysis of Community Trust Correlation against competitors.

Community Trust Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding18.3 M18 M17 M
Slightly volatile
Total Assets3.5 B6.2 B4.2 B
Slightly volatile
Short and Long Term Debt Total60.8 M64 M172.6 M
Pretty Stable
Total Current LiabilitiesM8.4 M425.6 M
Very volatile
Total Stockholder Equity379.8 M757.6 M513.1 M
Slightly volatile
Property Plant And Equipment Net55.4 M64 M52.3 M
Slightly volatile
Retained Earnings558.5 M531.9 M281.9 M
Slightly volatile
Accounts PayableM8.4 M1.5 B
Slightly volatile
Cash69.2 M73 M75.1 M
Pretty Stable
Non Current Assets Total161.8 M170.3 MB
Slightly volatile
Cash And Short Term Investments1.2 B1.1 B862.6 M
Slightly volatile
Net Receivables26 M24.8 M11 M
Slightly volatile
Liabilities And Stockholders Equity3.5 B6.2 B4.2 B
Slightly volatile
Non Current Liabilities Total60.8 M64 M373.9 M
Slightly volatile
Other Current Assets50.3 M52.9 M1.4 B
Slightly volatile
Other Stockholder Equity155.1 M233.8 M196 M
Slightly volatile
Total Liabilities3.1 B5.4 B3.7 B
Slightly volatile
Property Plant And Equipment Gross159.7 M152.1 M69.6 M
Slightly volatile
Total Current Assets2.3 B1.2 B2.2 B
Slightly volatile
Short Term Debt272 M259 M165 M
Slightly volatile
Intangible AssetsM7.4 M5.3 M
Pretty Stable
Common Stock Total Equity84.6 M102.6 M85.2 M
Slightly volatile
Common Stock86.3 M90.3 M84.6 M
Slightly volatile
Other Liabilities31.1 M37 M32.9 M
Pretty Stable
Long Term Debt57.5 M64.3 M60.2 M
Very volatile
Good Will70.7 M65.5 M65.2 M
Slightly volatile
Short Term Investments559.8 M1.1 B755.4 M
Slightly volatile
Property Plant Equipment68.4 M68.7 M68.7 M
Slightly volatile
Net Tangible Assets504.6 M646.9 M470 M
Slightly volatile
Retained Earnings Total Equity245 M444.8 M252.3 M
Slightly volatile
Long Term Debt Total48 M52.1 M58.6 M
Slightly volatile
Capital Surpluse225.7 M261.1 M209.7 M
Slightly volatile
Long Term InvestmentsB1.1 B2.5 B
Slightly volatile
Non Current Liabilities Other327.9 M363.2 M304.6 M
Slightly volatile
Short and Long Term Debt18.8 K19.8 K161.2 M
Slightly volatile
Earning Assets899.1 MB856.5 M
Slightly volatile
Net Invested Capital774.5 M821.9 M658.9 M
Slightly volatile
Capital Stock98.3 M90.3 M89.6 M
Slightly volatile
Capital Lease Obligations16.8 M15.2 M15.3 M
Pretty Stable

Community Trust Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Operating Income322.9 M307.5 M108.6 M
Slightly volatile
EBIT98.9 M113.4 M84.4 M
Slightly volatile
EBITDA103.3 M117.7 M87.4 M
Slightly volatile
Net Income87 M82.8 M57.9 M
Slightly volatile
Depreciation And Amortization3.3 MM3.2 M
Slightly volatile
Selling General Administrative2.6 M2.8 M56 M
Very volatile
Total Revenue161.4 M313.4 M190.9 M
Slightly volatile
Gross Profit164.9 M313.4 M197.8 M
Slightly volatile
Income Before Tax55.4 M106.7 M71.5 M
Slightly volatile
Net Income Applicable To Common Shares47.5 M94.1 M57.3 M
Slightly volatile
Net Income From Continuing Ops65.3 M82.8 M58.5 M
Slightly volatile
Selling And Marketing Expenses3.2 M3.1 M2.8 M
Slightly volatile
Non Recurring1.7 M1.5 M1.9 M
Slightly volatile
Tax Provision18.8 M23.9 M17.6 M
Very volatile
Net Interest Income168.5 M186 M147.6 M
Slightly volatile
Interest Income213.1 M313.4 M179.4 M
Slightly volatile
Reconciled Depreciation5.4 MM4.5 M
Slightly volatile
Extraordinary Items2.3 M2.5 M2.8 M
Slightly volatile

Community Trust Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1.4 M1.4 M953.1 K
Slightly volatile
Free Cash Flow75.2 M97.1 M68.9 M
Slightly volatile
Begin Period Cash Flow180.3 M271.4 M190.2 M
Slightly volatile
Depreciation5.5 M7.6 M4.7 M
Slightly volatile
Capital Expenditures8.5 M8.1 MM
Slightly volatile
Total Cash From Operating Activities79.5 M105.2 M72.6 M
Slightly volatile
Net Income87 M82.8 M57.9 M
Slightly volatile
End Period Cash Flow193.1 M369.5 M207.8 M
Slightly volatile
Change To Netincome10.7 M11.2 M82.5 M
Slightly volatile
Issuance Of Capital Stock1.3 M1.8 M1.2 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.513.03693.3553
Pretty Stable
Dividend Yield0.02750.03510.0363
Slightly volatile
PTB Ratio1.621.25651.3048
Pretty Stable
Days Sales Outstanding47.1628.830333.0794
Pretty Stable
Book Value Per Share44.3242.205230.8103
Slightly volatile
Free Cash Flow Yield0.190.1020.1135
Very volatile
Operating Cash Flow Per Share3.445.85924.1095
Slightly volatile
Stock Based Compensation To Revenue0.00340.00430.0042
Slightly volatile
Capex To Depreciation0.851.06750.8158
Pretty Stable
PB Ratio1.621.25651.3048
Pretty Stable
EV To Sales2.523.00813.2687
Pretty Stable
Free Cash Flow Per Share3.255.40913.8874
Slightly volatile
ROIC0.190.18150.0439
Slightly volatile
Net Income Per Share4.844.61353.3107
Slightly volatile
Sales General And Administrative To Revenue0.00840.00890.3021
Slightly volatile
Capex To Revenue0.03620.02580.0229
Pretty Stable
Cash Per Share66.0362.88348.5129
Slightly volatile
POCF Ratio5.79.05089.1543
Very volatile
Interest Coverage1.62.4133.5471
Very volatile
Payout Ratio0.360.40340.4268
Slightly volatile
Capex To Operating Cash Flow0.07750.07680.0655
Slightly volatile
PFCF Ratio6.219.80389.7076
Very volatile
Income Quality1.211.271.3414
Slightly volatile
ROE0.120.10930.1074
Slightly volatile
EV To Operating Cash Flow5.568.96528.91
Very volatile
PE Ratio14.7711.494412.3693
Very volatile
Return On Tangible Assets0.0090.01350.0126
Slightly volatile
EV To Free Cash Flow6.019.7119.3598
Very volatile
Earnings Yield0.08990.0870.0876
Very volatile
Intangibles To Total Assets0.01910.01060.015
Slightly volatile
Current Ratio195138355
Pretty Stable
Tangible Book Value Per Share40.4838.556827.2084
Slightly volatile
Receivables Turnover7.8712.660311.9944
Very volatile
Graham Number69.566.189947.8245
Slightly volatile
Shareholders Equity Per Share44.3242.205230.8103
Slightly volatile
Debt To Equity0.08030.08450.1582
Slightly volatile
Capex Per Share0.260.450.2265
Pretty Stable
Revenue Per Share18.3417.46211.6013
Slightly volatile
Interest Debt Per Share9.3410.66656.2197
Very volatile
Debt To Assets0.00980.01030.0166
Slightly volatile
Short Term Coverage Ratios5.365.654.8831
Slightly volatile
Price Earnings Ratio14.7711.494412.3693
Very volatile
Operating Cycle47.1628.830333.0794
Pretty Stable
Price Book Value Ratio1.621.25651.3048
Pretty Stable
Dividend Payout Ratio0.360.40340.4268
Slightly volatile
Price To Operating Cash Flows Ratio5.79.05089.1543
Very volatile
Price To Free Cash Flows Ratio6.219.80389.7076
Very volatile
Pretax Profit Margin0.260.34040.3585
Slightly volatile
Ebt Per Ebit0.330.34690.731
Slightly volatile
Operating Profit Margin1.030.98110.4871
Slightly volatile
Effective Tax Rate0.30.22380.2372
Slightly volatile
Company Equity Multiplier11.568.1758.9186
Slightly volatile
Long Term Debt To Capitalization0.07440.07830.1238
Slightly volatile
Total Debt To Capitalization0.0740.07790.124
Slightly volatile
Return On Capital Employed0.06960.04970.0283
Slightly volatile
Debt Equity Ratio0.08030.08450.1582
Slightly volatile
Ebit Per Revenue1.030.98110.4871
Slightly volatile
Quick Ratio214138405
Pretty Stable
Dividend Paid And Capex Coverage Ratio4.592.53522.7353
Slightly volatile
Net Income Per E B T0.590.77620.7578
Pretty Stable
Cash Ratio8.58.715814.5013
Slightly volatile
Cash Conversion Cycle49.9528.830334.8442
Very volatile
Operating Cash Flow Sales Ratio0.580.33550.3818
Slightly volatile
Days Of Sales Outstanding47.1628.830333.0794
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.740.92320.9231
Very volatile
Cash Flow Coverage Ratios1.221.64292.2323
Slightly volatile
Price To Book Ratio1.621.25651.3048
Pretty Stable
Fixed Asset Turnover5.144.89643.7384
Slightly volatile
Capital Expenditure Coverage Ratio17.8713.019623.6902
Pretty Stable
Price Cash Flow Ratio5.79.05089.1543
Very volatile
Debt Ratio0.00980.01030.0166
Slightly volatile
Cash Flow To Debt Ratio1.221.64292.2323
Slightly volatile
Price Sales Ratio2.513.03693.3553
Pretty Stable
Return On Assets0.00880.01340.0124
Slightly volatile
Asset Turnover0.0510.05060.0457
Pretty Stable
Net Profit Margin0.190.26420.2751
Slightly volatile
Gross Profit Margin1.181.331.4509
Slightly volatile
Price Fair Value1.621.25651.3048
Pretty Stable
Return On Equity0.120.10930.1074
Slightly volatile

Community Trust Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap521.5 M496.7 M515.1 M
Slightly volatile
Enterprise Value557.9 M531.3 M547.7 M
Slightly volatile

Community Fundamental Market Drivers

Forward Price Earnings11.2233
Cash And Short Term Investments1.1 B

Community Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Community Trust Financial Statements

Investors use fundamental indicators, such as Community Trust's revenue or net income, to determine how well the company is positioned to perform in the future. Although Community Trust's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-8.5 M-8.9 M
Total Revenue313.4 M161.4 M
Cost Of Revenue-95.4 M-90.6 M
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.03  0.04 
Revenue Per Share 17.46  18.34 
Ebit Per Revenue 0.98  1.03 

Currently Active Assets on Macroaxis

When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out the analysis of Community Trust Correlation against competitors.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.202
Dividend Share
1.86
Earnings Share
4.61
Revenue Per Share
13.237
Quarterly Revenue Growth
0.15
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.