Columbia Banking Net Worth
Columbia Banking Net Worth Breakdown | COLB |
Columbia Banking Net Worth Analysis
Columbia Banking's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Columbia Banking's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Columbia Banking's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Columbia Banking's net worth analysis. One common approach is to calculate Columbia Banking's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Columbia Banking's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Columbia Banking's net worth. This approach calculates the present value of Columbia Banking's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Columbia Banking's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Columbia Banking's net worth. This involves comparing Columbia Banking's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Columbia Banking's net worth relative to its peers.
Enterprise Value |
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To determine if Columbia Banking is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Columbia Banking's net worth research are outlined below:
| Columbia Banking generated a negative expected return over the last 90 days | |
| Columbia Banking has a poor financial position based on the latest SEC disclosures | |
| Over 95.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from thelincolnianonline.com: Wellington Management Group LLP Cuts Stock Holdings in Columbia Banking System, Inc. |
Columbia Banking Quarterly Good Will |
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Columbia Banking uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Columbia Banking System. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Columbia Banking's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Columbia Banking Target Price Consensus
Columbia target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Columbia Banking's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 12 | Buy |
Most Columbia analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Columbia stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Columbia Banking System, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationColumbia Banking Target Price Projection
Columbia Banking's current and average target prices are 20.82 and 33.00, respectively. The current price of Columbia Banking is the price at which Columbia Banking System is currently trading. On the other hand, Columbia Banking's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Columbia Banking Market Quote on 7th of April 2025
Target Price
Analyst Consensus On Columbia Banking Target Price
Know Columbia Banking's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Columbia Banking is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Columbia Banking System backward and forwards among themselves. Columbia Banking's institutional investor refers to the entity that pools money to purchase Columbia Banking's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Financial Gravity Companies Inc | 2024-09-30 | 0.0 |
Follow Columbia Banking's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.37 B.Market Cap |
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Project Columbia Banking's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.06 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.11 |
When accessing Columbia Banking's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Columbia Banking's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Columbia Banking's profitability and make more informed investment decisions.
Please note, the presentation of Columbia Banking's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Columbia Banking's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Columbia Banking's management manipulating its earnings.
Evaluate Columbia Banking's management efficiency
Columbia Banking System has return on total asset (ROA) of 0.0103 % which means that it generated a profit of $0.0103 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1055 %, meaning that it created $0.1055 on every $100 dollars invested by stockholders. Columbia Banking's management efficiency ratios could be used to measure how well Columbia Banking manages its routine affairs as well as how well it operates its assets and liabilities. At present, Columbia Banking's Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.11, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Columbia Banking's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 3.3 B, whereas Non Currrent Assets Other are projected to grow to (102.9 M).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 24.55 | 39.45 | |
| Tangible Book Value Per Share | 16.77 | 15.93 | |
| Enterprise Value Over EBITDA | 7.54 | 7.16 | |
| Price Book Value Ratio | 1.10 | 1.57 | |
| Enterprise Value Multiple | 7.54 | 7.16 | |
| Price Fair Value | 1.10 | 1.57 | |
| Enterprise Value | 3.6 B | 3.8 B |
The decision-making processes within Columbia Banking are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Enterprise Value Revenue 4.1622 | Revenue | Quarterly Revenue Growth (0.01) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Columbia Banking insiders, such as employees or executives, is commonly permitted as long as it does not rely on Columbia Banking's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Columbia Banking insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Columbia Banking Corporate Filings
| 3rd of April 2025 Other Reports | ViewVerify | |
8K | 2nd of April 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 14th of March 2025 Other Reports | ViewVerify | |
F4 | 5th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Columbia Banking Earnings Estimation Breakdown
The calculation of Columbia Banking's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Columbia Banking is estimated to be 0.6344 with the future projection ranging from a low of 0.5973 to a high of 0.6594. Please be aware that this consensus of annual earnings estimates for Columbia Banking System is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.60 Lowest | Expected EPS | 0.66 Highest |
Columbia Banking Earnings Projection Consensus
Suppose the current estimates of Columbia Banking's value are higher than the current market price of the Columbia Banking stock. In this case, investors may conclude that Columbia Banking is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Columbia Banking's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 11 | 75.37% | 0.71 | 0.6344 | 2.55 |
Columbia Banking Earnings History
Earnings estimate consensus by Columbia Banking System analysts from Wall Street is used by the market to judge Columbia Banking's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Columbia Banking's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Columbia Banking Quarterly Gross Profit |
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Columbia Banking Earnings per Share Projection vs Actual
Actual Earning per Share of Columbia Banking refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Columbia Banking System predict the company's earnings will be in the future. The higher the earnings per share of Columbia Banking, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Columbia Banking Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Columbia Banking, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Columbia Banking should always be considered in relation to other companies to make a more educated investment decision.Columbia Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Columbia Banking's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-22 | 2024-12-31 | 0.65 | 0.71 | 0.06 | 9 | ||
2024-10-24 | 2024-09-30 | 0.62 | 0.69 | 0.07 | 11 | ||
2024-07-25 | 2024-06-30 | 0.57 | 0.67 | 0.1 | 17 | ||
2024-04-25 | 2024-03-31 | 0.53 | 0.65 | 0.12 | 22 | ||
2024-01-24 | 2023-12-31 | 0.79 | 0.44 | -0.35 | 44 | ||
2023-10-18 | 2023-09-30 | 0.73 | 0.79 | 0.06 | 8 | ||
2023-07-19 | 2023-06-30 | 0.93 | 0.81 | -0.12 | 12 | ||
2023-04-26 | 2023-03-31 | 0.45 | 0.46 | 0.01 | 2 | ||
2023-01-24 | 2022-12-31 | 0.9 | 0.88 | -0.02 | 2 | ||
2022-10-20 | 2022-09-30 | -0.1 | 0.8 | 0.9 | 900 | ||
2022-07-21 | 2022-06-30 | 0.75 | 0.75 | 0.0 | 0 | ||
2022-04-21 | 2022-03-31 | 0.68 | 0.74 | 0.06 | 8 | ||
2022-01-19 | 2021-12-31 | 0.59 | 0.55 | -0.04 | 6 | ||
2021-10-28 | 2021-09-30 | 0.71 | 0.74 | 0.03 | 4 | ||
2021-07-29 | 2021-06-30 | 0.66 | 0.78 | 0.12 | 18 | ||
2021-04-29 | 2021-03-31 | 0.62 | 0.73 | 0.11 | 17 | ||
2021-01-28 | 2020-12-31 | 0.6 | 0.82 | 0.22 | 36 | ||
2020-10-29 | 2020-09-30 | 0.42 | 0.63 | 0.21 | 50 | ||
2020-07-23 | 2020-06-30 | 0.28 | 0.52 | 0.24 | 85 | ||
2020-04-30 | 2020-03-31 | 0.44 | 0.2 | -0.24 | 54 | ||
2020-01-23 | 2019-12-31 | 0.61 | 0.64 | 0.03 | 4 | ||
2019-10-24 | 2019-09-30 | 0.6 | 0.7 | 0.1 | 16 | ||
2019-07-25 | 2019-06-30 | 0.61 | 0.71 | 0.1 | 16 | ||
2019-04-25 | 2019-03-31 | 0.61 | 0.63 | 0.02 | 3 | ||
2019-01-24 | 2018-12-31 | 0.68 | 0.61 | -0.07 | 10 | ||
2018-10-25 | 2018-09-30 | 0.63 | 0.63 | 0.0 | 0 | ||
2018-07-26 | 2018-06-30 | 0.64 | 0.57 | -0.07 | 10 | ||
2018-04-26 | 2018-03-31 | 0.65 | 0.55 | -0.1 | 15 | ||
2018-01-25 | 2017-12-31 | 0.54 | 0.41 | -0.13 | 24 | ||
2017-10-26 | 2017-09-30 | 0.57 | 0.7 | 0.13 | 22 | ||
2017-07-27 | 2017-06-30 | 0.48 | 0.5 | 0.02 | 4 | ||
2017-04-27 | 2017-03-31 | 0.48 | 0.5 | 0.02 | 4 | ||
2017-01-26 | 2016-12-31 | 0.49 | 0.53 | 0.04 | 8 | ||
2016-10-27 | 2016-09-30 | 0.47 | 0.47 | 0.0 | 0 | ||
2016-07-28 | 2016-06-30 | 0.45 | 0.44 | -0.01 | 2 | ||
2016-04-27 | 2016-03-31 | 0.46 | 0.37 | -0.09 | 19 | ||
2016-01-28 | 2015-12-31 | 0.48 | 0.46 | -0.02 | 4 | ||
2015-10-29 | 2015-09-30 | 0.47 | 0.45 | -0.02 | 4 | ||
2015-07-23 | 2015-06-30 | 0.43 | 0.38 | -0.05 | 11 | ||
2015-04-22 | 2015-03-31 | 0.43 | 0.42 | -0.01 | 2 | ||
2015-01-29 | 2014-12-31 | 0.42 | 0.34 | -0.08 | 19 | ||
2014-10-23 | 2014-09-30 | 0.42 | 0.41 | -0.01 | 2 | ||
2014-07-23 | 2014-06-30 | 0.42 | 0.4 | -0.02 | 4 | ||
2014-04-23 | 2014-03-31 | 0.41 | 0.37 | -0.04 | 9 | ||
2014-01-23 | 2013-12-31 | 0.38 | 0.38 | 0.0 | 0 | ||
2013-10-24 | 2013-09-30 | 0.4 | 0.25 | -0.15 | 37 | ||
2013-07-25 | 2013-06-30 | 0.36 | 0.39 | 0.03 | 8 | ||
2013-04-24 | 2013-03-31 | 0.3 | 0.31 | 0.01 | 3 | ||
2013-01-24 | 2012-12-31 | 0.3 | 0.34 | 0.04 | 13 | ||
2012-10-25 | 2012-09-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2012-07-26 | 2012-06-30 | 0.29 | 0.3 | 0.01 | 3 | ||
2012-04-25 | 2012-03-31 | 0.31 | 0.22 | -0.09 | 29 | ||
2012-01-26 | 2011-12-31 | 0.31 | 0.37 | 0.06 | 19 | ||
2011-10-27 | 2011-09-30 | 0.27 | 0.48 | 0.21 | 77 | ||
2011-07-28 | 2011-06-30 | 0.19 | 0.22 | 0.03 | 15 | ||
2011-04-27 | 2011-03-31 | 0.15 | 0.15 | 0.0 | 0 | ||
2011-02-04 | 2010-12-31 | 0.13 | 0.32 | 0.19 | 146 | ||
2010-10-28 | 2010-09-30 | 0.05 | 0.06 | 0.01 | 20 | ||
2010-07-29 | 2010-06-30 | 0.03 | 0.11 | 0.08 | 266 | ||
2010-04-28 | 2010-03-31 | -0.01 | 0.24 | 0.25 | 2500 | ||
2010-01-28 | 2009-12-31 | -0.1 | 0.02 | 0.12 | 120 | ||
2009-10-29 | 2009-09-30 | -0.17 | -0.11 | 0.06 | 35 | ||
2009-07-23 | 2009-06-30 | -0.41 | -0.37 | 0.04 | 9 | ||
2009-04-22 | 2009-03-31 | -0.01 | 0.02 | 0.03 | 300 | ||
2009-01-29 | 2008-12-31 | 0.05 | 0.07 | 0.02 | 40 | ||
2008-10-22 | 2008-09-30 | -0.12 | -0.49 | -0.37 | 308 | ||
2008-07-24 | 2008-06-30 | -0.09 | 0.11 | 0.2 | 222 | ||
2008-04-23 | 2008-03-31 | 0.45 | 0.61 | 0.16 | 35 | ||
2008-01-24 | 2007-12-31 | 0.46 | 0.41 | -0.05 | 10 | ||
2007-10-25 | 2007-09-30 | 0.54 | 0.53 | -0.01 | 1 | ||
2007-07-26 | 2007-06-30 | 0.52 | 0.53 | 0.01 | 1 | ||
2007-04-25 | 2007-03-31 | 0.52 | 0.45 | -0.07 | 13 | ||
2007-01-25 | 2006-12-31 | 0.52 | 0.52 | 0.0 | 0 | ||
2006-10-26 | 2006-09-30 | 0.53 | 0.49 | -0.04 | 7 | ||
2006-07-27 | 2006-06-30 | 0.54 | 0.52 | -0.02 | 3 | ||
2006-04-26 | 2006-03-31 | 0.51 | 0.51 | 0.0 | 0 | ||
2006-01-26 | 2005-12-31 | 0.48 | 0.54 | 0.06 | 12 | ||
2005-10-27 | 2005-09-30 | 0.44 | 0.5 | 0.06 | 13 | ||
2005-07-28 | 2005-06-30 | 0.43 | 0.43 | 0.0 | 0 | ||
2005-04-27 | 2005-03-31 | 0.42 | 0.4 | -0.02 | 4 | ||
2005-01-27 | 2004-12-31 | 0.41 | 0.41 | 0.0 | 0 | ||
2004-10-28 | 2004-09-30 | 0.39 | 0.38 | -0.01 | 2 | ||
2004-07-29 | 2004-06-30 | 0.38 | 0.37 | -0.01 | 2 | ||
2004-04-28 | 2004-03-31 | 0.37 | 0.36 | -0.01 | 2 | ||
2004-01-29 | 2003-12-31 | 0.34 | 0.38 | 0.04 | 11 | ||
2003-10-23 | 2003-09-30 | 0.33 | 0.34 | 0.01 | 3 | ||
2003-07-24 | 2003-06-30 | 0.32 | 0.33 | 0.01 | 3 | ||
2003-04-23 | 2003-03-31 | 0.3 | 0.31 | 0.01 | 3 | ||
2003-01-23 | 2002-12-31 | 0.23 | 0.31 | 0.08 | 34 | ||
2002-10-24 | 2002-09-30 | 0.22 | 0.27 | 0.05 | 22 | ||
2002-07-18 | 2002-06-30 | 0.23 | 0.23 | 0.0 | 0 | ||
2002-04-18 | 2002-03-31 | 0.22 | -0.03 | -0.25 | 113 | ||
2002-01-24 | 2001-12-31 | 0.22 | 0.23 | 0.01 | 4 | ||
2001-10-25 | 2001-09-30 | 0.2 | 0.24 | 0.04 | 20 | ||
2001-07-27 | 2001-06-30 | 0.22 | 0.19 | -0.03 | 13 | ||
2001-04-26 | 2001-03-31 | 0.23 | 0.21 | -0.02 | 8 | ||
2001-01-25 | 2000-12-31 | 0.26 | 0.26 | 0.0 | 0 | ||
2000-10-19 | 2000-09-30 | 0.24 | 0.26 | 0.02 | 8 | ||
2000-07-27 | 2000-06-30 | 0.22 | 0.23 | 0.01 | 4 | ||
2000-04-25 | 2000-03-31 | 0.22 | 0.22 | 0.0 | 0 | ||
2000-01-27 | 1999-12-31 | 0.23 | 0.25 | 0.02 | 8 | ||
1999-10-20 | 1999-09-30 | 0.19 | 0.22 | 0.03 | 15 | ||
1999-07-20 | 1999-06-30 | 0.18 | 0.19 | 0.01 | 5 | ||
1999-04-22 | 1999-03-31 | 0.15 | 0.15 | 0.0 | 0 | ||
1999-01-28 | 1998-12-31 | 0.18 | 0.19 | 0.01 | 5 | ||
1998-10-20 | 1998-09-30 | 0.19 | 0.18 | -0.01 | 5 | ||
1998-07-21 | 1998-06-30 | 0.18 | 0.18 | 0.0 | 0 | ||
1998-04-22 | 1998-03-31 | 0.17 | 0.17 | 0.0 | 0 | ||
1998-01-27 | 1997-12-31 | 0.15 | 0.17 | 0.02 | 13 | ||
1997-10-23 | 1997-09-30 | 0.13 | 0.16 | 0.03 | 23 | ||
1997-07-21 | 1997-06-30 | 0.12 | 0.15 | 0.03 | 25 | ||
1997-04-23 | 1997-03-31 | 0.1 | 0.09 | -0.01 | 10 | ||
1997-01-23 | 1996-12-31 | 0.12 | 0.13 | 0.01 | 8 | ||
1996-10-22 | 1996-09-30 | 0.14 | 0.14 | 0.0 | 0 | ||
1996-07-25 | 1996-06-30 | 0.12 | 0.13 | 0.01 | 8 | ||
1996-04-24 | 1996-03-31 | 0.11 | 0.1 | -0.01 | 9 | ||
1996-01-24 | 1995-12-31 | 0.11 | 0.12 | 0.01 | 9 | ||
1995-10-25 | 1995-09-30 | 0.08 | 0.1 | 0.02 | 25 |
Columbia Banking Corporate Management
| Eric Eid | Ex Officer | Profile | |
| Amy Betts | Head Relations | Profile | |
| Jason Hester | VP Officer | Profile | |
| David Devine | Executive Officer | Profile | |
| Lisa White | Principal Controller | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Columbia Banking System. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Columbia Banking. If investors know Columbia will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Columbia Banking listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.513 | Dividend Share 1.44 | Earnings Share 2.55 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
The market value of Columbia Banking System is measured differently than its book value, which is the value of Columbia that is recorded on the company's balance sheet. Investors also form their own opinion of Columbia Banking's value that differs from its market value or its book value, called intrinsic value, which is Columbia Banking's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Columbia Banking's market value can be influenced by many factors that don't directly affect Columbia Banking's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Columbia Banking's value and its price as these two are different measures arrived at by different means. Investors typically determine if Columbia Banking is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Columbia Banking's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.