1st Source Net Worth

1st Source Net Worth Breakdown

  SRCE
The net worth of 1st Source is the difference between its total assets and liabilities. 1st Source's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of 1st Source's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. 1st Source's net worth can be used as a measure of its financial health and stability which can help investors to decide if 1st Source is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in 1st Source stock.

1st Source Net Worth Analysis

1st Source's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including 1st Source's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of 1st Source's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform 1st Source's net worth analysis. One common approach is to calculate 1st Source's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares 1st Source's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing 1st Source's net worth. This approach calculates the present value of 1st Source's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of 1st Source's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate 1st Source's net worth. This involves comparing 1st Source's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into 1st Source's net worth relative to its peers.
To determine if 1st Source is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding 1st Source's net worth research are outlined below:
Over 75.0% of the company shares are owned by institutional investors
Latest headline from MacroaxisInsider: Acquisition by Graham Tracy D of 180 shares of 1st Source at 60.94 subject to Rule 16b-3
1st Source uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in 1st Source. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to 1st Source's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
1st of February 2024
Upcoming Quarterly Report
View
18th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
1st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

1st Source Target Price Consensus

1st target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. 1st Source's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Buy
Most 1st analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand 1st stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of 1st Source, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

1st Source Target Price Projection

1st Source's current and average target prices are 63.55 and 69.00, respectively. The current price of 1st Source is the price at which 1st Source is currently trading. On the other hand, 1st Source's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

1st Source Market Quote on 19th of July 2025

Low Price63.38Odds
High Price64.6Odds

63.55

Target Price

Analyst Consensus On 1st Source Target Price

Low Estimate62.79Odds
High Estimate76.59Odds

69.0

Historical Lowest Forecast  62.79 Target Price  69.0 Highest Forecast  76.59
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on 1st Source and the information provided on this page.

Know 1st Source's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as 1st Source is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading 1st Source backward and forwards among themselves. 1st Source's institutional investor refers to the entity that pools money to purchase 1st Source's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Kennedy Capital Management Inc2025-03-31
268.6 K
Manufacturers Life Insurance Co2025-03-31
262.5 K
Millennium Management Llc2025-03-31
242.5 K
Bridgeway Capital Management, Llc2025-03-31
204.5 K
Northern Trust Corp2025-03-31
204.2 K
American Century Companies Inc2025-03-31
188.8 K
Renaissance Technologies Corp2025-03-31
164.6 K
Ubs Group Ag2025-03-31
154.5 K
Hotchkis & Wiley Capital Management Llc2025-03-31
151.5 K
1st Source Bank2025-03-31
5.2 M
Blackrock Inc2025-03-31
M
Note, although 1st Source's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow 1st Source's market capitalization trends

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.56 B.

Market Cap

972.16 Million

Project 1st Source's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.12  0.13 
Return On Assets 0.01  0.01 
Return On Equity 0.12  0.12 
The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.
When accessing 1st Source's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures 1st Source's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of 1st Source's profitability and make more informed investment decisions.
Please note, the presentation of 1st Source's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, 1st Source's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of 1st Source's management manipulating its earnings.

Evaluate 1st Source's management efficiency

1st Source has return on total asset (ROA) of 0.016 % which means that it generated a profit of $0.016 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1222 %, meaning that it created $0.1222 on every $100 dollars invested by stockholders. 1st Source's management efficiency ratios could be used to measure how well 1st Source manages its routine affairs as well as how well it operates its assets and liabilities. At present, 1st Source's Return On Equity is projected to increase slightly based on the last few years of reporting. At present, 1st Source's Intangibles To Total Assets are projected to slightly decrease based on the last few years of reporting. The current year's Asset Turnover is expected to grow to 0.08, whereas Non Current Assets Total are forecasted to decline to about 4 B.
Last ReportedProjected for Next Year
Book Value Per Share 48.23  50.64 
Tangible Book Value Per Share 44.81  47.05 
Enterprise Value Over EBITDA 9.15  11.03 
Price Book Value Ratio 1.29  1.65 
Enterprise Value Multiple 9.15  11.03 
Price Fair Value 1.29  1.65 
1st Source showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Enterprise Value Revenue
4.1368
Revenue
388.8 M
Quarterly Revenue Growth
0.164
Revenue Per Share
15.859
Return On Equity
0.1222
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific 1st Source insiders, such as employees or executives, is commonly permitted as long as it does not rely on 1st Source's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases 1st Source insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

1st Source Corporate Filings

26th of June 2025
Other Reports
ViewVerify
F4
4th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
5th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
17th of April 2025
Other Reports
ViewVerify
1st Source time-series forecasting models is one of many 1st Source's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary 1st Source's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

1st Source Earnings Estimation Breakdown

The calculation of 1st Source's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of 1st Source is estimated to be 1.47 with the future projection ranging from a low of 1.45 to a high of 1.49. Please be aware that this consensus of annual earnings estimates for 1st Source is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.52
1.45
Lowest
Expected EPS
1.47
1.49
Highest

1st Source Earnings Projection Consensus

Suppose the current estimates of 1st Source's value are higher than the current market price of the 1st Source stock. In this case, investors may conclude that 1st Source is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and 1st Source's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
387.28%
1.52
1.47
5.69

1st Source Earnings History

Earnings estimate consensus by 1st Source analysts from Wall Street is used by the market to judge 1st Source's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only 1st Source's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

1st Source Quarterly Gross Profit

100.78 Million

At present, 1st Source's Price Earnings Ratio is projected to drop based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 1.32, whereas Earning Assets are forecasted to decline to about 1.1 B. The current year's Net Income Applicable To Common Shares is expected to grow to about 145.5 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 21.7 M.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of 1st Source's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
61.9463.4965.04
Details
Intrinsic
Valuation
LowRealHigh
57.2071.1872.73
Details
Naive
Forecast
LowNextHigh
59.9461.4963.04
Details
3 Analysts
Consensus
LowTargetHigh
62.7969.0076.59
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of 1st assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards 1st Source. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving 1st Source's stock price in the short term.

1st Source Earnings per Share Projection vs Actual

Actual Earning per Share of 1st Source refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering 1st Source predict the company's earnings will be in the future. The higher the earnings per share of 1st Source, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

1st Source Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as 1st Source, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of 1st Source should always be considered in relation to other companies to make a more educated investment decision.

1st Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact 1st Source's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-04-24
2025-03-311.371.520.1510 
2025-01-23
2024-12-311.291.410.12
2024-10-24
2024-09-301.341.410.07
2024-07-25
2024-06-301.221.490.2722 
2024-04-25
2024-03-311.141.190.05
2024-01-18
2023-12-311.151.260.11
2023-10-19
2023-09-301.11.320.2220 
2023-07-20
2023-06-301.111.30.1917 
2023-04-20
2023-03-311.251.19-0.06
2023-01-19
2022-12-311.281.25-0.03
2022-10-20
2022-09-301.161.320.1613 
2022-07-21
2022-06-301.061.180.1211 
2022-04-21
2022-03-310.981.10.1212 
2022-01-20
2021-12-311.141.11-0.03
2021-10-21
2021-09-301.071.290.2220 
2021-07-22
2021-06-301.021.190.1716 
2021-04-22
2021-03-310.881.10.2225 
2021-01-21
2020-12-310.711.110.456 
2020-10-22
2020-09-300.720.830.1115 
2020-07-23
2020-06-300.570.720.1526 
2020-04-23
2020-03-310.780.65-0.1316 
2020-01-23
2019-12-310.90.8-0.111 
2019-10-17
2019-09-300.890.940.05
2019-07-18
2019-06-300.890.910.02
2019-04-18
2019-03-310.870.86-0.01
2019-01-24
2018-12-310.860.71-0.1517 
2018-10-18
2018-09-300.880.880.0
2018-07-19
2018-06-300.850.920.07
2018-04-19
2018-03-310.790.78-0.01
2018-01-18
2017-12-310.650.690.04
2017-10-19
2017-09-300.660.660.0
2017-07-20
2017-06-300.610.640.03
2017-04-20
2017-03-310.550.620.0712 
2017-01-19
2016-12-310.560.580.02
2016-10-20
2016-09-300.570.55-0.02
2016-07-21
2016-06-300.550.560.01
2016-04-21
2016-03-310.510.530.02
2016-01-21
2015-12-310.540.550.01
2015-10-22
2015-09-300.560.53-0.03
2015-07-23
2015-06-300.560.54-0.02
2015-04-23
2015-03-310.530.51-0.02
2015-01-21
2014-12-310.530.560.03
2014-10-23
2014-09-300.550.560.01
2014-07-24
2014-06-300.490.540.0510 
2014-04-24
2014-03-310.50.50.0
2014-01-22
2013-12-310.510.510.0
2013-10-24
2013-09-300.510.550.04
2013-07-25
2013-06-300.460.510.0510 
2013-04-25
2013-03-310.470.45-0.02
2013-01-22
2012-12-310.460.45-0.01
2012-10-25
2012-09-300.460.480.02
2012-07-26
2012-06-300.430.460.03
2012-04-26
2012-03-310.480.44-0.04
2006-10-26
2006-09-300.380.440.0615 
2006-07-28
2006-06-300.350.370.02
2006-04-27
2006-03-310.340.40.0617 
2006-01-26
2005-12-310.310.360.0516 
2005-10-27
2005-09-300.30.370.0723 
2005-07-28
2005-06-300.280.320.0414 
2005-04-28
2005-03-310.290.27-0.02
2005-01-27
2004-12-310.260.270.01
2004-10-28
2004-09-300.270.13-0.1451 
2004-07-29
2004-06-300.250.350.140 
2004-04-27
2004-03-310.220.2-0.02
2004-01-29
2003-12-310.20.210.01
2003-10-30
2003-09-300.190.18-0.01
2003-07-28
2003-06-300.160.180.0212 
2003-04-30
2003-03-310.120.170.0541 
2003-01-21
2002-12-310.090.090.0
2002-10-15
2002-09-300.120.08-0.0433 
2002-07-17
2002-06-300.240.11-0.1354 
2002-04-25
2002-03-310.370.540.1745 
2002-01-14
2001-12-310.40.36-0.0410 
2001-10-23
2001-09-300.380.24-0.1436 
2001-07-17
2001-06-300.360.360.0
2001-04-24
2001-03-310.370.510.1437 
2001-01-16
2000-12-310.380.430.0513 
2000-10-16
2000-09-300.390.36-0.03
2000-07-18
2000-06-300.370.36-0.01
2000-04-18
2000-03-310.370.34-0.03
2000-02-04
1999-12-310.370.410.0410 
1999-10-19
1999-09-300.340.350.01
1999-07-20
1999-06-301.070.31-0.7671 
1999-04-15
1999-03-310.320.31-0.01
1999-01-14
1998-12-310.310.330.02
1998-10-20
1998-09-300.290.310.02
1998-07-21
1998-06-300.290.290.0
1997-10-21
1997-09-300.260.25-0.01
1997-07-15
1997-06-300.250.250.0
1997-04-17
1997-03-310.250.24-0.01
1997-01-21
1996-12-310.230.230.0
1996-10-15
1996-09-300.230.230.0
1996-07-16
1996-06-300.220.220.0
1996-04-23
1996-03-310.210.210.0
1995-07-18
1995-06-300.190.20.01
1995-04-25
1995-03-310.180.190.01
1995-01-23
1994-12-310.190.20.01
1994-10-18
1994-09-300.190.20.01
1994-07-19
1994-06-300.180.190.01
1994-04-20
1994-03-310.170.180.01
1994-01-25
1993-12-310.180.17-0.01
1993-10-20
1993-09-300.170.170.0

1st Source Corporate Management

Jeffrey BuhrChief Credit Officer of 1st Source Bank and Executive VP of 1st Source BankProfile
Greg BrownPres DivisionProfile
Lawrence MayersRegional BankProfile
Brett BauerCFO VPProfile
When determining whether 1st Source is a strong investment it is important to analyze 1st Source's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact 1st Source's future performance. For an informed investment choice regarding 1st Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in 1st Source. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade 1st Stock refer to our How to Trade 1st Stock guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 1st Source. If investors know 1st will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 1st Source listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.274
Dividend Share
1.46
Earnings Share
5.69
Revenue Per Share
15.859
Quarterly Revenue Growth
0.164
The market value of 1st Source is measured differently than its book value, which is the value of 1st that is recorded on the company's balance sheet. Investors also form their own opinion of 1st Source's value that differs from its market value or its book value, called intrinsic value, which is 1st Source's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 1st Source's market value can be influenced by many factors that don't directly affect 1st Source's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 1st Source's value and its price as these two are different measures arrived at by different means. Investors typically determine if 1st Source is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 1st Source's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.