Is Northfield Bancorp Stock a Good Investment?

Northfield Bancorp Investment Advice

  NFBK
To provide specific investment advice or recommendations on Northfield Bancorp stock, we recommend investors consider the following general factors when evaluating Northfield Bancorp. This will help you to make an informed decision on whether to include Northfield Bancorp in one of your diversified portfolios:
  • Examine Northfield Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research Northfield Bancorp's leadership team and their track record. Good management can help Northfield Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Regional Banks space and any emerging trends that could impact Northfield Bancorp's business and its evolving consumer preferences.
  • Compare Northfield Bancorp's performance and market position to its competitors. Analyze how Northfield Bancorp is positioned in terms of product offerings, innovation, and market share.
  • Check if Northfield Bancorp pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about Northfield Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Northfield Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Northfield Bancorp is a good investment.
 
Sell
 
Buy
Hold
Our investment recommendation tool can cross-verify current analyst consensus on Northfield Bancorp and to analyze the entity potential to grow in the current economic cycle. To make sure Northfield Bancorp is not overpriced, please verify all Northfield Bancorp fundamentals, including its book value per share, market capitalization, and the relationship between the cash and equivalents and price to earnings to growth . Given that Northfield Bancorp has a number of shares shorted of 510.83 K, we recommend you to check Northfield Bancorp market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your last-minute risk tolerance and investing horizon.

Market Performance

Very WeakDetails

Volatility

Not too volatileDetails

Hype Condition

StaleDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Moves indifferently to market movesDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

HoldDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

UnavailableDetails

Examine Northfield Bancorp Stock

Researching Northfield Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 13.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.61. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Northfield Bancorp has Price/Earnings To Growth (PEG) ratio of 2.35. The entity last dividend was issued on the 6th of August 2025. The firm had 14029:10000 split on the 25th of January 2013.
To determine if Northfield Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Northfield Bancorp's research are outlined below:
Northfield Bancorp generated a negative expected return over the last 90 days
About 60.0% of the company shares are owned by institutional investors
Latest headline from seekingalpha.com: Northfield Bancorp declares 0.13 dividend

Northfield Bancorp Quarterly Liabilities And Stockholders Equity

5.71 Billion

Northfield Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Northfield Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Northfield Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View
Earnings surprises can significantly impact Northfield Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Northfield Bancorp's investors have experienced.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2014-10-22
2014-09-300.090.10.0111 
2013-07-24
2013-06-300.070.080.0114 
2013-01-24
2012-12-310.050.04-0.0120 
2012-07-25
2012-06-300.060.070.0116 
2012-02-08
2011-12-310.080.07-0.0112 
2010-07-28
2010-06-300.060.070.0116 
2010-04-28
2010-03-310.050.060.0120 
2010-01-27
2009-12-310.060.070.0116 

Northfield Bancorp Target Price Consensus

Northfield target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Northfield Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Hold
Most Northfield analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Northfield stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Northfield Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Northfield Bancorp Target Price Projection

Northfield Bancorp's current and average target prices are 10.40 and 12.83, respectively. The current price of Northfield Bancorp is the price at which Northfield Bancorp is currently trading. On the other hand, Northfield Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Northfield Bancorp Market Quote on 4th of August 2025

Low Price10.28Odds
High Price10.66Odds

10.4

Target Price

Analyst Consensus On Northfield Bancorp Target Price

Low Estimate11.68Odds
High Estimate14.24Odds

12.8333

Historical Lowest Forecast  11.68 Target Price  12.83 Highest Forecast  14.24
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Northfield Bancorp and the information provided on this page.

Northfield Bancorp Analyst Ratings

Northfield Bancorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Northfield Bancorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Northfield Bancorp's financials, market performance, and future outlook by experienced professionals. Northfield Bancorp's historical ratings below, therefore, can serve as a valuable tool for investors.

Know Northfield Bancorp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Northfield Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Northfield Bancorp backward and forwards among themselves. Northfield Bancorp's institutional investor refers to the entity that pools money to purchase Northfield Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Arrowstreet Capital Limited Partnership2025-03-31
307.8 K
Jpmorgan Chase & Co2025-03-31
281.3 K
Millennium Management Llc2025-03-31
275 K
Two Sigma Advisers, Llc2025-03-31
269 K
Two Sigma Investments Llc2025-03-31
265 K
Goldman Sachs Group Inc2025-03-31
262.8 K
Citadel Advisors Llc2025-03-31
255.3 K
Bank Of New York Mellon Corp2025-03-31
253.1 K
Ameriprise Financial Inc2025-03-31
245.6 K
Blackrock Inc2025-03-31
5.8 M
Dimensional Fund Advisors, Inc.2025-03-31
2.7 M
Note, although Northfield Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Northfield Bancorp's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 434.93 M.

Market Cap

691.44 Million

Northfield Bancorp's profitablity analysis

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.03  0.05 
Return On Assets 0.01  0.01 
Return On Equity 0.04  0.06 
The company has Profit Margin (PM) of 0.26 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.39 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.39.
Determining Northfield Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Northfield Bancorp is a good buy. For example, gross profit margin measures Northfield Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Northfield Bancorp's profitability and make more informed investment decisions.

Evaluate Northfield Bancorp's management efficiency

Return On Tangible Assets is expected to rise to 0.01 this year. Return On Capital Employed is expected to rise to 0.05 this year. At this time, Northfield Bancorp's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Other is expected to rise to about 88 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 3.5 B. Northfield Bancorp's management efficiency ratios could be used to measure how well Northfield Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 16.95  17.80 
Tangible Book Value Per Share 15.97  16.76 
Enterprise Value Over EBITDA 22.04  20.93 
Price Book Value Ratio 0.69  0.65 
Enterprise Value Multiple 22.04  20.93 
Price Fair Value 0.69  0.65 
Northfield Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield
0.0488
Forward Dividend Yield
0.05
Forward Dividend Rate
0.52
Beta
0.755

Basic technical analysis of Northfield Stock

As of the 4th of August, Northfield Bancorp secures the Risk Adjusted Performance of 0.0125, mean deviation of 1.41, and Downside Deviation of 1.93. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Northfield Bancorp, as well as the relationship between them.

Northfield Bancorp's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Northfield Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Northfield Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Northfield Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Klein Steven M six days ago
Disposition of 2187 shares by Klein Steven M of Northfield Bancorp at 11.87 subject to Rule 16b-3
 
David Fasanella over three weeks ago
Disposition of 1180 shares by David Fasanella of Northfield Bancorp at 11.66 subject to Rule 16b-3
 
Stahlin Paul over a month ago
Disposition of 3231 shares by Stahlin Paul of Northfield Bancorp at 11.66 subject to Rule 16b-3
 
Patafio Frank P. over three months ago
Disposition of 119424 shares by Patafio Frank P. of Northfield Bancorp subject to Rule 16b-3
 
Patafio Frank P. over three months ago
Disposition of 5000 shares by Patafio Frank P. of Northfield Bancorp at 10.1328 subject to Rule 16b-3
 
Chapman Gil over three months ago
Disposition of 11000 shares by Chapman Gil of Northfield Bancorp at 11.89 subject to Rule 16b-3
 
Robin Lefkowitz over three months ago
Disposition of 195 shares by Robin Lefkowitz of Northfield Bancorp at 11.82 subject to Rule 16b-3
 
William Jacobs over six months ago
Disposition of 483 shares by William Jacobs of Northfield Bancorp at 11.55 subject to Rule 16b-3
 
William Jacobs over six months ago
Disposition of 670 shares by William Jacobs of Northfield Bancorp at 11.68 subject to Rule 16b-3
 
Klein Steven M over six months ago
Disposition of 2187 shares by Klein Steven M of Northfield Bancorp at 11.87 subject to Rule 16b-3
 
Klein Steven M over six months ago
Disposition of 2679 shares by Klein Steven M of Northfield Bancorp at 11.66 subject to Rule 16b-3
 
Kessler Karen J. over six months ago
Acquisition by Kessler Karen J. of 4631 shares of Northfield Bancorp subject to Rule 16b-3

Northfield Bancorp's Outstanding Corporate Bonds

Northfield Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Northfield Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Northfield bonds can be classified according to their maturity, which is the date when Northfield Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand Northfield Bancorp's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Northfield Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider Northfield Bancorp's intraday indicators

Northfield Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Northfield Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Northfield Bancorp Corporate Filings

8K
25th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
26th of June 2025
Other Reports
ViewVerify
F4
20th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
9th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
Northfield Bancorp time-series forecasting models is one of many Northfield Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Northfield Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Northfield Stock media impact

There is far too much social signal, news, headlines, and media speculation about Northfield Bancorp that are available to investors today. This information is accessible both publicly - through Northfield Bancorp's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Northfield-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Northfield Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Northfield Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Northfield Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Northfield Bancorp alpha.

Northfield Bancorp Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Northfield Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Northfield Bancorp Corporate Management

When determining whether Northfield Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Northfield Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Northfield Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Northfield Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northfield Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Northfield Stock please use our How to buy in Northfield Stock guide.
You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northfield Bancorp. If investors know Northfield will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northfield Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.701
Dividend Share
0.52
Earnings Share
0.86
Revenue Per Share
3.267
Quarterly Revenue Growth
0.145
The market value of Northfield Bancorp is measured differently than its book value, which is the value of Northfield that is recorded on the company's balance sheet. Investors also form their own opinion of Northfield Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Northfield Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northfield Bancorp's market value can be influenced by many factors that don't directly affect Northfield Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Northfield Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Northfield Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northfield Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.