Is Kinsale Capital Stock a Good Investment?
Kinsale Capital Investment Advice | KNSL |
- Examine Kinsale Capital's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Kinsale Capital's leadership team and their track record. Good management can help Kinsale Capital navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Kinsale Capital's business and its evolving consumer preferences.
- Compare Kinsale Capital's performance and market position to its competitors. Analyze how Kinsale Capital is positioned in terms of product offerings, innovation, and market share.
- Check if Kinsale Capital pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Kinsale Capital's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Kinsale Capital Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Kinsale Capital Group is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Kinsale Capital Stock
Researching Kinsale Capital's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 88.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 1.86. Kinsale Capital Group recorded earning per share (EPS) of 17.51. The entity last dividend was issued on the 29th of November 2024.
To determine if Kinsale Capital is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Kinsale Capital's research are outlined below:
| Kinsale Capital Group currently holds 183.85 M in liabilities with Debt to Equity (D/E) ratio of 0.07, which may suggest the company is not taking enough advantage from borrowing. Kinsale Capital Group has a current ratio of 0.25, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Kinsale Capital's use of debt, we should always consider it together with its cash and equity. | |
| Kinsale Capital has a frail financial position based on the latest SEC disclosures | |
| Over 88.0% of Kinsale Capital shares are owned by institutional investors | |
| Latest headline from zacks.com: Why Kinsale Capital Group, Inc. is a Top Momentum Stock for the Long-Term |
Kinsale Capital uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Kinsale Capital Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Kinsale Capital's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 15th of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 15th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Kinsale Capital's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Kinsale Capital's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2017-11-02 | 2017-09-30 | 0.18 | 0.2 | 0.02 | 11 | ||
2016-11-10 | 2016-09-30 | 0.27 | 0.24 | -0.03 | 11 | ||
2019-02-21 | 2018-12-31 | 0.41 | 0.46 | 0.05 | 12 | ||
2016-09-02 | 2016-06-30 | 0.34 | 0.39 | 0.05 | 14 | ||
2017-03-01 | 2016-12-31 | 0.27 | 0.33 | 0.06 | 22 | ||
2017-08-03 | 2017-06-30 | 0.32 | 0.4 | 0.08 | 25 | ||
2020-04-30 | 2020-03-31 | 0.64 | 0.76 | 0.12 | 18 | ||
2019-05-02 | 2019-03-31 | 0.5 | 0.64 | 0.14 | 28 |
Kinsale Capital Target Price Consensus
Kinsale target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Kinsale Capital's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 12 | Buy |
Most Kinsale analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Kinsale stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Kinsale Capital Group, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationKinsale Capital Target Price Projection
Kinsale Capital's current and average target prices are 503.08 and 435.14, respectively. The current price of Kinsale Capital is the price at which Kinsale Capital Group is currently trading. On the other hand, Kinsale Capital's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Kinsale Capital Market Quote on 11th of December 2024
Target Price
Analyst Consensus On Kinsale Capital Target Price
Kinsale Capital Analyst Ratings
Kinsale Capital's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Kinsale Capital stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Kinsale Capital's financials, market performance, and future outlook by experienced professionals. Kinsale Capital's historical ratings below, therefore, can serve as a valuable tool for investors.Know Kinsale Capital's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Kinsale Capital is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Kinsale Capital Group backward and forwards among themselves. Kinsale Capital's institutional investor refers to the entity that pools money to purchase Kinsale Capital's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Royal London Asset Management Ltd | 2024-09-30 | 342.1 K | Riverbridge Partners Llc | 2024-09-30 | 327.2 K | Jpmorgan Chase & Co | 2024-09-30 | 310.9 K | Norges Bank | 2024-06-30 | 265.2 K | Turtle Creek Asset Management Inc. | 2024-09-30 | 261.3 K | Capital World Investors | 2024-09-30 | 257.9 K | Macquarie Group Ltd | 2024-09-30 | 248.8 K | Goldman Sachs Group Inc | 2024-09-30 | 241.4 K | Copeland Capital Management, Llc | 2024-09-30 | 231.3 K | Vanguard Group Inc | 2024-09-30 | 2.1 M | Blackrock Inc | 2024-06-30 | 2 M |
Kinsale Capital's market capitalization trends
The company currently falls under 'Large-Cap' category with a current market capitalization of 12.16 B.Market Cap |
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Kinsale Capital's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.08 | 0.04 | |
| Return On Capital Employed | 0.17 | 0.18 | |
| Return On Assets | 0.08 | 0.04 | |
| Return On Equity | 0.28 | 0.30 |
Determining Kinsale Capital's profitability involves analyzing its financial statements and using various financial metrics to determine if Kinsale Capital is a good buy. For example, gross profit margin measures Kinsale Capital's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Kinsale Capital's profitability and make more informed investment decisions.
Evaluate Kinsale Capital's management efficiency
Kinsale Capital Group has return on total asset (ROA) of 0.0789 % which means that it generated a profit of $0.0789 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.3469 %, meaning that it created $0.3469 on every $100 dollars invested by stockholders. Kinsale Capital's management efficiency ratios could be used to measure how well Kinsale Capital manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Kinsale Capital's Return On Capital Employed is quite stable compared to the past year. Return On Equity is expected to rise to 0.30 this year, although the value of Return On Tangible Assets will most likely fall to 0.04. At this time, Kinsale Capital's Total Current Assets are quite stable compared to the past year. Fixed Asset Turnover is expected to rise to 20.28 this year, although the value of Intangible Assets will most likely fall to about 2.8 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 47.16 | 49.52 | |
| Tangible Book Value Per Share | 47.01 | 49.36 | |
| Enterprise Value Over EBITDA | 19.56 | 19.22 | |
| Price Book Value Ratio | 7.10 | 4.42 | |
| Enterprise Value Multiple | 19.56 | 19.22 | |
| Price Fair Value | 7.10 | 4.42 | |
| Enterprise Value | 7 B | 7.3 B |
Leadership at Kinsale Capital emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield 0.0011 | Forward Dividend Yield 0.0011 | Forward Dividend Rate 0.6 | Beta 1.088 |
Basic technical analysis of Kinsale Stock
As of the 11th of December 2024, Kinsale Capital secures the Downside Deviation of 2.06, mean deviation of 1.44, and Risk Adjusted Performance of 0.0547. Kinsale Capital Group technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices. Please verify Kinsale Capital Group standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if Kinsale Capital Group is priced some-what accurately, providing market reflects its recent price of 503.08 per share. Given that Kinsale Capital Group has jensen alpha of (0.04), we recommend you to check Kinsale Capital's last-minute market performance to make sure the company can sustain itself at a future point.Kinsale Capital's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Kinsale Capital insiders, such as employees or executives, is commonly permitted as long as it does not rely on Kinsale Capital's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Kinsale Capital insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Kinsale Capital's Outstanding Corporate Bonds
Kinsale Capital issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kinsale Capital Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kinsale bonds can be classified according to their maturity, which is the date when Kinsale Capital Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand Kinsale Capital's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Kinsale Capital's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0547 | |||
| Market Risk Adjusted Performance | 0.0943 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 1.97 | |||
| Downside Deviation | 2.06 | |||
| Coefficient Of Variation | 1496.0 | |||
| Standard Deviation | 2.03 | |||
| Variance | 4.12 | |||
| Information Ratio | 0.0056 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.20) | |||
| Sortino Ratio | 0.0055 | |||
| Treynor Ratio | 0.0843 | |||
| Maximum Drawdown | 9.9 | |||
| Value At Risk | (2.97) | |||
| Potential Upside | 2.78 | |||
| Downside Variance | 4.26 | |||
| Semi Variance | 3.86 | |||
| Expected Short fall | (1.57) | |||
| Skewness | (0.48) | |||
| Kurtosis | 2.73 |
| Risk Adjusted Performance | 0.0547 | |||
| Market Risk Adjusted Performance | 0.0943 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 1.97 | |||
| Downside Deviation | 2.06 | |||
| Coefficient Of Variation | 1496.0 | |||
| Standard Deviation | 2.03 | |||
| Variance | 4.12 | |||
| Information Ratio | 0.0056 | |||
| Jensen Alpha | (0.04) | |||
| Total Risk Alpha | (0.20) | |||
| Sortino Ratio | 0.0055 | |||
| Treynor Ratio | 0.0843 | |||
| Maximum Drawdown | 9.9 | |||
| Value At Risk | (2.97) | |||
| Potential Upside | 2.78 | |||
| Downside Variance | 4.26 | |||
| Semi Variance | 3.86 | |||
| Expected Short fall | (1.57) | |||
| Skewness | (0.48) | |||
| Kurtosis | 2.73 |
Consider Kinsale Capital's intraday indicators
Kinsale Capital intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kinsale Capital stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 0.96 | |||
| Day Median Price | 503.08 | |||
| Day Typical Price | 503.08 | |||
| Price Action Indicator | (9.45) | |||
| Period Momentum Indicator | (18.89) |
Kinsale Capital Corporate Filings
F4 | 6th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 14th of November 2024 Other Reports | ViewVerify | |
| 6th of November 2024 Other Reports | ViewVerify | |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
Kinsale Stock media impact
Far too much social signal, news, headlines, and media speculation about Kinsale Capital that are available to investors today. That information is available publicly through Kinsale media outlets and privately through word of mouth or via Kinsale internal channels. However, regardless of the origin, that massive amount of Kinsale data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Kinsale Capital news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Kinsale Capital relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Kinsale Capital's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Kinsale Capital alpha.
Kinsale Capital Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Kinsale Capital can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Kinsale Capital Corporate Directors
| Steven Bensinger | Independent Director | Profile | |
| James Ritchie | Independent Director | Profile | |
| Gregory Share | Independent Director | Profile | |
| Frederick Russell | Independent Director | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Kinsale Capital Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kinsale Capital. If investors know Kinsale will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kinsale Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.503 | Dividend Share 0.59 | Earnings Share 17.51 | Revenue Per Share 65.998 | Quarterly Revenue Growth 0.33 |
The market value of Kinsale Capital Group is measured differently than its book value, which is the value of Kinsale that is recorded on the company's balance sheet. Investors also form their own opinion of Kinsale Capital's value that differs from its market value or its book value, called intrinsic value, which is Kinsale Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kinsale Capital's market value can be influenced by many factors that don't directly affect Kinsale Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Kinsale Capital's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Kinsale Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kinsale Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.