Is FNB Corp Stock a Good Investment?

FNB Corp Investment Advice

  FNB
To provide specific investment advice or recommendations on FNB Corp stock, we recommend investors consider the following general factors when evaluating FNB Corp. This will help you to make an informed decision on whether to include FNB Corp in one of your diversified portfolios:
  • Examine FNB Corp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research FNB Corp's leadership team and their track record. Good management can help FNB Corp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Regional Banks space and any emerging trends that could impact FNB Corp's business and its evolving consumer preferences.
  • Compare FNB Corp's performance and market position to its competitors. Analyze how FNB Corp is positioned in terms of product offerings, innovation, and market share.
  • Check if FNB Corp pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about FNB Corp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in FNB Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if FNB Corp is a good investment.
 
Sell
 
Buy
Hold
Our trade recommendation tool can cross-verify current analyst consensus on FNB Corp and to analyze the company potential to grow in the future. To make sure FNB Corp is not overpriced, please confirm all FNB Corp fundamentals, including its current valuation, price to book, cash and equivalents, as well as the relationship between the shares owned by institutions and gross profit . Given that FNB Corp has a number of shares shorted of 7.76 M, we urge you to verify FNB Corp market performance and probability of bankruptcy to ensure the company can sustain itself in the future given your latest risk tolerance and investing horizon.

Market Performance

OKDetails

Volatility

Not too volatileDetails

Hype Condition

Under hypedDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

Very LowDetails

Economic Sensitivity

Hyperactively responds to market trendsDetails

Investor Sentiment

InterestedDetails

Analyst Consensus

Strong BuyDetails

Financial Strenth (F Score)

PoorDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails

Examine FNB Corp Stock

Researching FNB Corp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 81.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.97. Some equities with similar Price to Book (P/B) outperform the market in the long run. FNB Corp has Price/Earnings To Growth (PEG) ratio of 1.22. The entity last dividend was issued on the 5th of September 2024. The firm had 105:100 split on the 13th of May 2003.
To determine if FNB Corp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding FNB Corp's research are outlined below:
FNB Corp has a poor financial position based on the latest SEC disclosures
Over 81.0% of the company shares are owned by institutional investors
Latest headline from seekingalpha.com: F.N.B. declares 0.12 dividend

FNB Corp Quarterly Gross Profit

672.46 Million

FNB Corp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in FNB Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to FNB Corp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
16th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View
Earnings surprises can significantly impact FNB Corp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises FNB Corp's investors have experienced.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2011-01-24
2010-12-310.130.150.0215 
2010-07-26
2010-06-300.140.160.0214 
2010-04-26
2010-03-310.120.140.0216 
2020-10-19
2020-09-300.230.260.0313 
2020-04-23
2020-03-310.130.160.0323 
2006-01-23
2005-12-310.240.270.0312 
1994-04-20
1994-03-310.230.2-0.0313 
2023-10-18
2023-09-300.360.40.0411 

Know FNB Corp's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as FNB Corp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading FNB Corp backward and forwards among themselves. FNB Corp's institutional investor refers to the entity that pools money to purchase FNB Corp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Thrivent Financial For Lutherans2024-06-30
4.7 M
Bank Of America Corp2024-06-30
M
Bank Of New York Mellon Corp2024-06-30
3.9 M
Charles Schwab Investment Management Inc2024-06-30
3.7 M
Aqr Capital Management Llc2024-06-30
M
Norges Bank2024-06-30
M
Northern Trust Corp2024-06-30
2.6 M
Lsv Asset Management2024-06-30
2.3 M
Verition Fund Managegment, Llc2024-06-30
2.3 M
Blackrock Inc2024-06-30
42.1 M
Vanguard Group Inc2024-06-30
38.1 M
Note, although FNB Corp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

FNB Corp's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 6.01 B.

Market Cap

5.22 Billion

FNB Corp's profitablity analysis

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.10 
The company has Net Profit Margin of 0.27 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.4 %, which entails that for every 100 dollars of revenue, it generated $0.4 of operating income.
Determining FNB Corp's profitability involves analyzing its financial statements and using various financial metrics to determine if FNB Corp is a good buy. For example, gross profit margin measures FNB Corp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of FNB Corp's profitability and make more informed investment decisions.
Please note, the presentation of FNB Corp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, FNB Corp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of FNB Corp's management manipulating its earnings.

Evaluate FNB Corp's management efficiency

The current year's Return On Equity is expected to grow to 0.10, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, FNB Corp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 46.8 B, whereas Non Currrent Assets Other are forecasted to decline to about 980.1 M. FNB Corp's management efficiency ratios could be used to measure how well FNB Corp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 16.77  9.12 
Tangible Book Value Per Share 9.71  8.66 
Enterprise Value Over EBITDA 6.59  5.62 
Price Book Value Ratio 0.82  0.71 
Enterprise Value Multiple 6.59  5.62 
Price Fair Value 0.82  0.71 
Enterprise Value7.9 B8.3 B
Leadership effectiveness at FNB Corp is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0286
Forward Dividend Yield
0.0286
Forward Dividend Rate
0.48
Beta
0.976

Basic technical analysis of FNB Stock

As of the 13th of November 2024, FNB Corp owns the Coefficient Of Variation of 679.75, market risk adjusted performance of 0.1594, and Downside Deviation of 1.77. FNB Corp technical analysis allows you to utilize past data patterns in order to determine a pattern that computes the direction of the firm's future prices.

FNB Corp's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific FNB Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on FNB Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases FNB Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

FNB Corp's Outstanding Corporate Bonds

FNB Corp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. FNB Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most FNB bonds can be classified according to their maturity, which is the date when FNB Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand FNB Corp's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing FNB Corp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider FNB Corp's intraday indicators

FNB Corp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of FNB Corp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

FNB Corp Corporate Filings

13A
12th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
10Q
5th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
30th of October 2024
Prospectus used primarily for registering securities for public sale.
ViewVerify
8K
18th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
FNB Corp time-series forecasting models is one of many FNB Corp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary FNB Corp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

FNB Stock media impact

Far too much social signal, news, headlines, and media speculation about FNB Corp that are available to investors today. That information is available publicly through FNB media outlets and privately through word of mouth or via FNB internal channels. However, regardless of the origin, that massive amount of FNB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of FNB Corp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of FNB Corp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to FNB Corp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive FNB Corp alpha.

FNB Corp Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards FNB Corp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

FNB Corp Historical Investor Sentiment

Investor biases related to FNB Corp's public news can be used to forecast risks associated with an investment in FNB. The trend in average sentiment can be used to explain how an investor holding FNB can time the market purely based on public headlines and social activities around FNB Corp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
FNB Corp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for FNB Corp and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average FNB Corp news discussions. The higher the estimate score, the more favorable the investor's outlook on FNB Corp.

FNB Corp Corporate Directors

William CampbellLead Independent DirectorProfile
Heidi NicholasIndependent DirectorProfile
David MotleyIndependent DirectorProfile
Jennifer ReelDirector - Corporate CommunicationsProfile
When determining whether FNB Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of FNB Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fnb Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fnb Corp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FNB Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade FNB Stock refer to our How to Trade FNB Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of FNB Corp. If investors know FNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about FNB Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.24)
Dividend Share
0.48
Earnings Share
1.09
Revenue Per Share
4.131
Quarterly Revenue Growth
0.026
The market value of FNB Corp is measured differently than its book value, which is the value of FNB that is recorded on the company's balance sheet. Investors also form their own opinion of FNB Corp's value that differs from its market value or its book value, called intrinsic value, which is FNB Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because FNB Corp's market value can be influenced by many factors that don't directly affect FNB Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between FNB Corp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if FNB Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, FNB Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.