Is First Community Stock a Good Investment?
First Community Investment Advice | FCCO |
- Examine First Community's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First Community's leadership team and their track record. Good management can help First Community navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact First Community's business and its evolving consumer preferences.
- Compare First Community's performance and market position to its competitors. Analyze how First Community is positioned in terms of product offerings, innovation, and market share.
- Check if First Community pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First Community's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First Community stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First Community is a good investment.
Sell | Buy |
Strong Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Excited | Details | |
Analyst Consensus | Strong Buy | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine First Community Stock
Researching First Community's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 58.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.32. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Community last dividend was issued on the 6th of May 2025. The entity had 5:4 split on the 1st of March 2002.
To determine if First Community is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Community's research are outlined below:
| First Community is unlikely to experience financial distress in the next 2 years | |
| About 58.0% of the company shares are owned by institutional investors | |
| Latest headline from zacks.com: Compared to Estimates, First Community Q2 Earnings A Look at Key Metrics |
First Community Quarterly Liabilities And Stockholders Equity |
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First Community uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Community. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Community's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact First Community's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises First Community's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-04-16 | 2014-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2017-10-18 | 2017-09-30 | 0.29 | 0.32 | 0.03 | 10 | ||
2017-04-19 | 2017-03-31 | 0.23 | 0.26 | 0.03 | 13 | ||
2015-01-21 | 2014-12-31 | 0.22 | 0.25 | 0.03 | 13 | ||
2012-04-18 | 2012-03-31 | 0.19 | 0.22 | 0.03 | 15 | ||
2009-10-21 | 2009-09-30 | 0.13 | 0.16 | 0.03 | 23 | ||
2007-07-18 | 2007-06-30 | 0.24 | 0.27 | 0.03 | 12 | ||
2019-10-16 | 2019-09-30 | 0.35 | 0.39 | 0.04 | 11 |
First Community Target Price Consensus
First target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. First Community's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 3 | Strong Buy |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of First Community, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationFirst Community Target Price Projection
First Community's current and average target prices are 25.74 and 29.67, respectively. The current price of First Community is the price at which First Community is currently trading. On the other hand, First Community's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
First Community Market Quote on 24th of July 2025
Target Price
Analyst Consensus On First Community Target Price
First Community Analyst Ratings
First Community's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about First Community stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of First Community's financials, market performance, and future outlook by experienced professionals. First Community's historical ratings below, therefore, can serve as a valuable tool for investors.Know First Community's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First Community is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Community backward and forwards among themselves. First Community's institutional investor refers to the entity that pools money to purchase First Community's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Acadian Asset Management Llc | 2025-03-31 | 130.9 K | Two Sigma Investments Llc | 2025-03-31 | 113.6 K | Marshall Wace Asset Management Ltd | 2025-03-31 | 109.8 K | Elizabeth Park Capital Advisors, Ltd | 2025-03-31 | 107.7 K | Independent Advisor Alliance | 2025-03-31 | 102.8 K | Blackrock Inc | 2025-03-31 | 94.8 K | Banc Funds Co Llc | 2025-03-31 | 91.6 K | Goldman Sachs Group Inc | 2025-03-31 | 90.9 K | Geode Capital Management, Llc | 2025-03-31 | 85.9 K | Vanguard Group Inc | 2025-03-31 | 378.7 K | Manufacturers Life Insurance Co | 2025-03-31 | 360.8 K |
First Community's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 197.72 M.Market Cap |
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First Community's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.10 | 0.10 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.10 |
Determining First Community's profitability involves analyzing its financial statements and using various financial metrics to determine if First Community is a good buy. For example, gross profit margin measures First Community's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Community's profitability and make more informed investment decisions.
Evaluate First Community's management efficiency
As of the 24th of July 2025, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.10. At this time, First Community's Debt To Assets are very stable compared to the past year. As of the 24th of July 2025, Fixed Asset Turnover is likely to grow to 3.19, while Other Current Assets are likely to drop about 57.1 M. First Community's management efficiency ratios could be used to measure how well First Community manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 18.97 | 11.62 | |
| Tangible Book Value Per Share | 16.99 | 9.54 | |
| Enterprise Value Over EBITDA | 7.83 | 13.41 | |
| Price Book Value Ratio | 1.27 | 1.20 | |
| Enterprise Value Multiple | 7.83 | 13.41 | |
| Price Fair Value | 1.27 | 1.20 | |
| Enterprise Value | 143.6 M | 150.7 M |
First Community showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Basic technical analysis of First Stock
As of the 24th of July, First Community shows the Coefficient Of Variation of 507.59, mean deviation of 1.16, and Downside Deviation of 1.11. First Community technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First Community's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Community insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Community's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Community insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Understand First Community's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First Community's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1796 | |||
| Market Risk Adjusted Performance | 0.2935 | |||
| Mean Deviation | 1.16 | |||
| Semi Deviation | 0.8075 | |||
| Downside Deviation | 1.11 | |||
| Coefficient Of Variation | 507.59 | |||
| Standard Deviation | 1.56 | |||
| Variance | 2.44 | |||
| Information Ratio | 0.0589 | |||
| Jensen Alpha | 0.0816 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0829 | |||
| Treynor Ratio | 0.2835 | |||
| Maximum Drawdown | 9.17 | |||
| Value At Risk | (1.58) | |||
| Potential Upside | 2.96 | |||
| Downside Variance | 1.23 | |||
| Semi Variance | 0.652 | |||
| Expected Short fall | (1.44) | |||
| Skewness | 1.19 | |||
| Kurtosis | 2.6 |
| Risk Adjusted Performance | 0.1796 | |||
| Market Risk Adjusted Performance | 0.2935 | |||
| Mean Deviation | 1.16 | |||
| Semi Deviation | 0.8075 | |||
| Downside Deviation | 1.11 | |||
| Coefficient Of Variation | 507.59 | |||
| Standard Deviation | 1.56 | |||
| Variance | 2.44 | |||
| Information Ratio | 0.0589 | |||
| Jensen Alpha | 0.0816 | |||
| Total Risk Alpha | (0.06) | |||
| Sortino Ratio | 0.0829 | |||
| Treynor Ratio | 0.2835 | |||
| Maximum Drawdown | 9.17 | |||
| Value At Risk | (1.58) | |||
| Potential Upside | 2.96 | |||
| Downside Variance | 1.23 | |||
| Semi Variance | 0.652 | |||
| Expected Short fall | (1.44) | |||
| Skewness | 1.19 | |||
| Kurtosis | 2.6 |
Consider First Community's intraday indicators
First Community intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Community stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Community Corporate Filings
8K | 23rd of July 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 2nd of July 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 26th of June 2025 Other Reports | ViewVerify | |
10Q | 9th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
First Stock media impact
There is far too much social signal, news, headlines, and media speculation about First Community that are available to investors today. This information is accessible both publicly - through First Community's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of First-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of First Community news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First Community relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First Community's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First Community alpha.
First Community Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards First Community can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
First Community Corporate Management
| John IV | Executive Officer | Profile | |
| Susan Sexson | Assistant Region | Profile | |
| Joseph Painter | Executive Officer | Profile | |
| Robin Brown | Chief Officer | Profile | |
| John Nissen | Executive Officer | Profile | |
| Steve Sligh | Consultant | Profile | |
| Vaughan Dozier | Executive Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Community. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. To learn how to invest in First Stock, please use our How to Invest in First Community guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Community. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.5 | Dividend Share 0.6 | Earnings Share 1.98 | Revenue Per Share | Quarterly Revenue Growth 0.185 |
The market value of First Community is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Community's value that differs from its market value or its book value, called intrinsic value, which is First Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Community's market value can be influenced by many factors that don't directly affect First Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between First Community's value and its price, as these two are different measures arrived at by various means. Investors typically determine if First Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.