First Net Receivables vs Retained Earnings Analysis

FSFG Stock

USD 25.64 0.17 0.66%

First Savings financial indicator trend analysis is much more than just examining First Savings Financial latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Savings Financial is a good investment. Please check the relationship between First Savings Net Receivables and its Retained Earnings accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Net Receivables vs Retained Earnings

Net Receivables vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Savings Financial Net Receivables account and Retained Earnings. At this time, the significance of the direction appears to have almost identical trend.

The correlation between First Savings' Net Receivables and Retained Earnings is 0.97. Overlapping area represents the amount of variation of Net Receivables that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of First Savings Financial, assuming nothing else is changed. The correlation between historical values of First Savings' Net Receivables and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Receivables of First Savings Financial are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Net Receivables i.e., First Savings' Net Receivables and Retained Earnings go up and down completely randomly.

Correlation Coefficient

0.97

Relationship Direction	Positive
Relationship Strength	Very Strong

View All Relationships

Net Receivables

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most indicators from First Savings' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Savings Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

At this time, First Savings' Enterprise Value is most likely to increase significantly in the upcoming years.

	2022	2023	2024	2025 (projected)
Total Revenue	86.9M	134.4M	154.6M	162.3M
Interest Expense	41.7M	63.9M	73.5M	77.2M

Total Revenue Interest Expense

First Savings fundamental ratios Correlations

	Total Assets	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Net Debt	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Total Current Assets	Other Liab	Property Plant And Equipment Net	Retained Earnings	Accounts Payable	Net Receivables	Short Term Investments	Inventory	Property Plant And Equipment Gross	Intangible Assets	Property Plant Equipment	Short Long Term Debt Total
Total Assets		0.99	0.99	0.96	0.95	0.3	1.0	0.26	0.97	0.89	0.71	0.93	-0.73	1.0	0.9	0.91	0.81	0.99	0.85	0.99	0.67	-0.15	0.97	0.4	0.77	0.96
Other Current Liab	0.99		1.0	0.94	0.92	0.32	0.99	0.26	0.97	0.89	0.71	0.88	-0.73	1.0	0.9	0.94	0.78	0.99	0.88	1.0	0.65	-0.07	0.97	0.37	0.73	0.94
Total Current Liabilities	0.99	1.0		0.94	0.92	0.32	0.99	0.26	0.97	0.89	0.71	0.88	-0.73	1.0	0.9	0.94	0.77	0.99	0.89	1.0	0.65	-0.07	0.97	0.37	0.73	0.94
Total Stockholder Equity	0.96	0.94	0.94		0.92	0.19	0.95	0.13	0.94	0.89	0.71	0.9	-0.64	0.95	0.89	0.84	0.83	0.96	0.75	0.92	0.69	-0.31	0.95	0.4	0.81	0.92
Net Debt	0.95	0.92	0.92	0.92		0.16	0.95	0.24	0.9	0.86	0.59	0.97	-0.72	0.95	0.87	0.84	0.89	0.95	0.69	0.91	0.74	-0.28	0.93	0.59	0.85	1.0
Cash	0.3	0.32	0.32	0.19	0.16		0.31	0.63	0.18	0.12	0.47	0.22	-0.57	0.3	0.13	0.3	0.21	0.32	0.37	0.35	0.07	-0.1	0.23	-0.07	0.21	0.23
Non Current Assets Total	1.0	0.99	0.99	0.95	0.95	0.31		0.29	0.97	0.87	0.71	0.93	-0.74	1.0	0.88	0.91	0.8	0.99	0.86	0.99	0.64	-0.16	0.97	0.4	0.76	0.96
Non Currrent Assets Other	0.26	0.26	0.26	0.13	0.24	0.63	0.29		0.15	-0.1	0.17	0.28	-0.48	0.27	-0.08	0.38	0.29	0.32	0.28	0.29	-0.11	-0.12	0.3	0.32	0.26	0.28
Other Assets	0.97	0.97	0.97	0.94	0.9	0.18	0.97	0.15		0.87	0.66	0.88	-0.67	0.97	0.88	0.87	0.77	0.95	0.85	0.96	0.66	-0.05	0.94	0.35	0.73	0.9
Cash And Short Term Investments	0.89	0.89	0.89	0.89	0.86	0.12	0.87	-0.1	0.87		0.64	0.8	-0.58	0.89	1.0	0.8	0.73	0.87	0.68	0.86	0.84	-0.02	0.86	0.36	0.7	0.86
Common Stock Shares Outstanding	0.71	0.71	0.71	0.71	0.59	0.47	0.71	0.17	0.66	0.64		0.62	-0.61	0.71	0.65	0.59	0.45	0.72	0.63	0.71	0.35	-0.22	0.65	0.07	0.43	0.63
Non Current Liabilities Total	0.93	0.88	0.88	0.9	0.97	0.22	0.93	0.28	0.88	0.8	0.62		-0.7	0.92	0.81	0.75	0.84	0.92	0.67	0.88	0.65	-0.36	0.88	0.51	0.81	0.97
Other Stockholder Equity	-0.73	-0.73	-0.73	-0.64	-0.72	-0.57	-0.74	-0.48	-0.67	-0.58	-0.61	-0.7		-0.74	-0.59	-0.66	-0.62	-0.77	-0.57	-0.73	-0.49	0.23	-0.67	-0.43	-0.59	-0.75
Total Liab	1.0	1.0	1.0	0.95	0.95	0.3	1.0	0.27	0.97	0.89	0.71	0.92	-0.74		0.9	0.92	0.8	0.99	0.86	0.99	0.66	-0.13	0.97	0.4	0.76	0.96
Total Current Assets	0.9	0.9	0.9	0.89	0.87	0.13	0.88	-0.08	0.88	1.0	0.65	0.81	-0.59	0.9		0.81	0.74	0.88	0.7	0.87	0.83	-0.03	0.87	0.36	0.71	0.87
Other Liab	0.91	0.94	0.94	0.84	0.84	0.3	0.91	0.38	0.87	0.8	0.59	0.75	-0.66	0.92	0.81		0.74	0.93	0.82	0.92	0.6	0.07	0.96	0.49	0.69	0.86
Property Plant And Equipment Net	0.81	0.78	0.77	0.83	0.89	0.21	0.8	0.29	0.77	0.73	0.45	0.84	-0.62	0.8	0.74	0.74		0.82	0.5	0.75	0.83	-0.37	0.84	0.65	1.0	0.87
Retained Earnings	0.99	0.99	0.99	0.96	0.95	0.32	0.99	0.32	0.95	0.87	0.72	0.92	-0.77	0.99	0.88	0.93	0.82		0.81	0.97	0.65	-0.2	0.98	0.48	0.78	0.96
Accounts Payable	0.85	0.88	0.89	0.75	0.69	0.37	0.86	0.28	0.85	0.68	0.63	0.67	-0.57	0.86	0.7	0.82	0.5	0.81		0.91	0.37	0.18	0.81	-0.02	0.45	0.72
Net Receivables	0.99	1.0	1.0	0.92	0.91	0.35	0.99	0.29	0.96	0.86	0.71	0.88	-0.73	0.99	0.87	0.92	0.75	0.97	0.91		0.61	-0.07	0.96	0.32	0.7	0.93
Short Term Investments	0.67	0.65	0.65	0.69	0.74	0.07	0.64	-0.11	0.66	0.84	0.35	0.65	-0.49	0.66	0.83	0.6	0.83	0.65	0.37	0.61		-0.07	0.66	0.5	0.83	0.71
Inventory	-0.15	-0.07	-0.07	-0.31	-0.28	-0.1	-0.16	-0.12	-0.05	-0.02	-0.22	-0.36	0.23	-0.13	-0.03	0.07	-0.37	-0.2	0.18	-0.07	-0.07		-0.13	-0.3	-0.43	-0.28
Property Plant And Equipment Gross	0.97	0.97	0.97	0.95	0.93	0.23	0.97	0.3	0.94	0.86	0.65	0.88	-0.67	0.97	0.87	0.96	0.84	0.98	0.81	0.96	0.66	-0.13		0.5	0.8	0.94
Intangible Assets	0.4	0.37	0.37	0.4	0.59	-0.07	0.4	0.32	0.35	0.36	0.07	0.51	-0.43	0.4	0.36	0.49	0.65	0.48	-0.02	0.32	0.5	-0.3	0.5		0.63	0.56
Property Plant Equipment	0.77	0.73	0.73	0.81	0.85	0.21	0.76	0.26	0.73	0.7	0.43	0.81	-0.59	0.76	0.71	0.69	1.0	0.78	0.45	0.7	0.83	-0.43	0.8	0.63		0.83
Short Long Term Debt Total	0.96	0.94	0.94	0.92	1.0	0.23	0.96	0.28	0.9	0.86	0.63	0.97	-0.75	0.96	0.87	0.86	0.87	0.96	0.72	0.93	0.71	-0.28	0.94	0.56	0.83

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First Savings Account Relationship Matchups

First Savings fundamental ratios Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	1.7B	2.1B	2.3B	2.5B	2.8B	3.0B
Other Current Liab	1.3B	1.5B	1.7B	1.9B	2.2B	2.3B
Total Current Liabilities	1.3B	1.5B	1.7B	1.9B	2.2B	2.3B
Total Stockholder Equity	180.4M	151.6M	151.0M	177.1M	203.7M	213.9M
Net Debt	236.4M	352.2M	380.3M	297.6M	342.3M	359.4M
Cash	35.7M	43.3M	31.3M	52.6M	60.5M	32.8M
Non Current Assets Total	1.5B	1.7B	2.0B	2.1B	2.5B	2.6B
Non Currrent Assets Other	87.6M	84.1M	101.1M	107.6M	96.8M	49.2M
Other Assets	1.8B	1.7B	1.6B	2.2B	2.6B	2.7B
Cash And Short Term Investments	242.3M	359.8M	259.1M	301.3M	346.5M	363.8M
Common Stock Shares Outstanding	7.2M	7.1M	6.9M	6.9M	7.9M	7.6M
Liabilities And Stockholders Equity	1.7B	2.1B	2.3B	2.5B	2.8B	3.0B
Non Current Liabilities Total	271.9M	396.7M	412.7M	379.0M	435.8M	457.6M
Other Stockholder Equity	21.2M	16.6M	14.2M	14.9M	13.4M	20.5M
Total Liab	1.5B	1.9B	2.1B	2.3B	2.6B	2.7B
Total Current Assets	248.6M	368.1M	269.2M	312.7M	359.6M	377.6M
Other Liab	2.1M	2.9M	62.5M	81.9M	94.2M	98.9M
Property Plant And Equipment Net	27.7M	27.1M	27.9M	26.5M	30.4M	16.5M
Retained Earnings	150.2M	161.9M	166.3M	173.3M	199.3M	209.3M
Accounts Payable	258K	1.3M	8.9M	13.4M	15.4M	16.2M
Net Receivables	6.2M	8.3M	10.2M	11.4M	13.1M	13.7M
Short Term Investments	206.7M	316.5M	227.7M	248.7M	286.0M	162.2M
Inventory	(50.6M)	(44.9M)	(43.6M)	203K	182.7K	191.8K
Property Plant And Equipment Gross	38.1M	39.3M	41.9M	41.9M	48.2M	50.6M
Accumulated Other Comprehensive Income	8.9M	(27.1M)	(29.6M)	(11.2M)	(10.1M)	(9.6M)
Intangible Assets	55.0M	68.0M	63.4M	3.2M	3.6M	3.4M
Property Plant Equipment	21.1M	26.1M	29.4M	27.3M	31.4M	15.7M
Short Long Term Debt Total	269.9M	395.5M	411.6M	350.2M	402.8M	422.9M
Long Term Debt	19.9M	50.2M	411.6M	350.2M	402.8M	422.9M
Other Current Assets	43.6M	13.4M	42.2M	52.1M	46.9M	44.6M
Treasury Stock	(4.5M)	(4.3M)	(4.4M)	(9.2M)	(8.2M)	(7.8M)
Short Term Debt	40.6M	10M	142.7M	48.5M	55.8M	58.6M
Net Tangible Assets	109.8M	146.2M	169.5M	142M	163.3M	109.3M
Retained Earnings Total Equity	91.2M	123.2M	150.2M	163.0M	187.4M	196.8M
Capital Surpluse	27.5M	27.5M	25.7M	26.8M	24.1M	26.9M
Long Term Investments	1.3B	1.8B	229.0M	249.7M	287.2M	272.8M

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When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:

How To Invest In First

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Is First Stock a good investment?

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What is First Savings' Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.476

Dividend Share

0.15

Earnings Share

2.81

Revenue Per Share

11.616

Quarterly Revenue Growth

0.226

The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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First Net Receivables vs Retained Earnings Analysis

Net Receivables vs Retained Earnings

Net Receivables vs Retained Earnings Correlation Analysis

Correlation Coefficient

Net Receivables

Retained Earnings

First Savings fundamental ratios Correlations

First Savings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

First Savings fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Non Current Assets Total	+ 1.0	Total Assets
Total Liab	+ 1.0	Total Assets
Total Current Liabilities	+ 1.0	Other Current Liab
Total Liab	+ 1.0	Other Current Liab
Net Receivables	+ 1.0	Other Current Liab
Total Liab	+ 1.0	Total Current Liabilities

Retained Earnings	- 0.77	Other Stockholder Equity
Short Long Term Debt Total	- 0.75	Other Stockholder Equity
Total Liab	- 0.74	Other Stockholder Equity
Other Stockholder Equity	- 0.74	Non Current Assets Total
Net Receivables	- 0.73	Other Stockholder Equity
Other Stockholder Equity	- 0.73	Total Current Liabilities