First Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . First Savings Financial
FSFG Stock  USD 25.81  0.19  0.73%   
First Savings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Savings' valuation are provided below:
Gross Profit
79.7 M
Profit Margin
0.2706
Market Capitalization
179.9 M
Enterprise Value Revenue
2.3438
Revenue
79.7 M
There are over one hundred nineteen available fundamental signals for First Savings Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of First Savings Financial prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The First Savings' current Market Cap is estimated to increase to about 95.3 M. The First Savings' current Enterprise Value is estimated to increase to about 454.7 M

First Savings Total Revenue

162.29 Million

Check First Savings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Savings' main balance sheet or income statement drivers, such as Interest Expense of 77.2 M, Total Revenue of 162.3 M or Gross Profit of 50.5 M, as well as many indicators such as Price To Sales Ratio of 1.8, Dividend Yield of 0.0137 or PTB Ratio of 0.66. First financial statements analysis is a perfect complement when working with First Savings Valuation or Volatility modules.
  
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Check out the analysis of First Savings Correlation against competitors.

First Savings Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3 B2.8 B1.4 B
Slightly volatile
Other Current Liabilities2.3 B2.2 B1.1 B
Slightly volatile
Total Current Liabilities2.3 B2.2 B1.1 B
Slightly volatile
Total Stockholder Equity213.9 M203.7 M125.5 M
Slightly volatile
Cash32.8 M60.5 M38.6 M
Slightly volatile
Non Current Assets Total2.6 B2.5 B1.2 B
Slightly volatile
Non Currrent Assets Other49.2 M96.8 M67.9 M
Pretty Stable
Other Assets2.7 B2.6 B1.4 B
Slightly volatile
Cash And Short Term Investments363.8 M346.5 M239.4 M
Slightly volatile
Common Stock Shares Outstanding7.6 M7.9 M7 M
Slightly volatile
Liabilities And Stockholders Equity3 B2.8 B1.4 B
Slightly volatile
Non Current Liabilities Total457.6 M435.8 M237.6 M
Slightly volatile
Other Stockholder Equity20.5 M13.4 M24.1 M
Slightly volatile
Total Liabilities2.7 B2.6 B1.3 B
Slightly volatile
Total Current Assets377.6 M359.6 M245.3 M
Slightly volatile
Other Liabilities98.9 M94.2 M33.4 M
Slightly volatile
Property Plant And Equipment Net16.5 M30.4 M18.4 M
Slightly volatile
Retained Earnings209.3 M199.3 M105.6 M
Slightly volatile
Accounts Payable16.2 M15.4 M3.7 M
Slightly volatile
Net Receivables13.7 M13.1 M6 M
Slightly volatile
Short Term Investments162.2 M286 M190.8 M
Slightly volatile
Property Plant And Equipment Gross50.6 M48.2 M24.9 M
Slightly volatile
Intangible Assets3.4 M3.6 M15 M
Slightly volatile
Property Plant Equipment15.7 M31.4 M19.1 M
Slightly volatile
Short and Long Term Debt Total422.9 M402.8 M221.1 M
Slightly volatile
Long Term Debt422.9 M402.8 M123.8 M
Slightly volatile
Good Will9.2 M11.3 M8.9 M
Slightly volatile
Common Stock Total Equity94.2 K89.7 K46.8 K
Slightly volatile
Other Current Assets44.6 M46.9 M214.9 M
Slightly volatile
Short Term Debt58.6 M55.8 M27.3 M
Slightly volatile
Common Stock94.2 K89.7 K46.8 K
Slightly volatile
Net Tangible Assets109.3 M163.3 M109.3 M
Slightly volatile
Retained Earnings Total Equity196.8 M187.4 M103.7 M
Slightly volatile
Capital Surpluse26.9 M24.1 M31.8 M
Slightly volatile
Long Term Investments272.8 M287.2 M565.2 M
Pretty Stable
Non Current Liabilities Other184.7 M354.8 M198.2 M
Slightly volatile
Long Term Debt Total60.6 M57.7 M25.4 M
Slightly volatile
Short and Long Term Debt18 M36 M32.8 M
Very volatile
Earning Assets279.2 M367.4 M275.5 M
Slightly volatile
Net Invested Capital456.7 M606.5 M353.2 M
Slightly volatile
Capital Stock61.3 K89.7 K45.2 K
Slightly volatile

First Savings Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense77.2 M73.5 M20.8 M
Slightly volatile
Total Revenue162.3 M154.6 M87.3 M
Slightly volatile
Gross Profit50.5 M77.5 M65.7 M
Slightly volatile
Other Operating Expenses144.6 M137.8 M71.9 M
Slightly volatile
Operating Income11.9 M16.8 M15.2 M
Slightly volatile
EBIT11.9 M16.8 M15.2 M
Slightly volatile
EBITDA13 M19.5 M16.7 M
Slightly volatile
Cost Of Revenue80.9 M77.1 M22.8 M
Slightly volatile
Income Before Tax11.1 M16.8 M14.8 M
Slightly volatile
Net Income8.8 M15.6 M11.9 M
Slightly volatile
Depreciation And Amortization1.5 M2.7 M1.7 M
Slightly volatile
Selling General Administrative29.6 M39.3 M34.4 M
Slightly volatile
Selling And Marketing Expenses1.6 M1.4 M1.9 M
Slightly volatile
Net Income Applicable To Common Shares10.4 M18.9 M12.9 M
Slightly volatile
Preferred Stock And Other Adjustments53 K55.8 K91.6 K
Slightly volatile
Net Income From Continuing Ops13.7 M15.6 M12.7 M
Slightly volatile
Net Interest Income48.1 M65 M40.5 M
Slightly volatile
Interest Income145.4 M138.5 M62.4 M
Slightly volatile
Reconciled Depreciation2.2 M2.7 M1.7 M
Slightly volatile
Extraordinary Items116 K130.5 K142.3 K
Slightly volatile

First Savings Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation662.4 K629.1 K626.7 K
Slightly volatile
Begin Period Cash Flow29.1 M35.5 M31.1 M
Slightly volatile
Depreciation2.9 M2.7 M1.6 M
Slightly volatile
Capital Expenditures747.3 K786.6 K2.4 M
Very volatile
Net Income10.3 M15.6 M12.3 M
Slightly volatile
End Period Cash Flow31.9 M60 M35.1 M
Slightly volatile
Dividends Paid3.5 M3.6 M2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.81.391.6438
Slightly volatile
Dividend Yield0.01370.02240.0172
Slightly volatile
PTB Ratio0.660.830.8974
Pretty Stable
Days Sales Outstanding30.5635.5326.8349
Very volatile
Book Value Per Share24.5123.3417.609
Slightly volatile
Stock Based Compensation To Revenue0.00570.0060.0129
Slightly volatile
Capex To Depreciation0.250.261.4717
Pretty Stable
PB Ratio0.660.830.8974
Pretty Stable
ROIC0.02460.0220.036
Pretty Stable
Net Income Per Share0.941.791.6817
Slightly volatile
Payables Turnover5.475.7618.8939
Slightly volatile
Sales General And Administrative To Revenue0.290.230.355
Pretty Stable
Capex To Revenue0.00560.00590.0321
Slightly volatile
Cash Per Share41.6939.733.8736
Slightly volatile
Interest Coverage0.20.211.719
Pretty Stable
Payout Ratio0.140.270.1837
Slightly volatile
Days Payables Outstanding68.8865.631.5872
Slightly volatile
ROE0.05580.06910.0908
Pretty Stable
PE Ratio13.0713.7611.2168
Pretty Stable
Return On Tangible Assets0.00590.0050.0091
Very volatile
Earnings Yield0.06610.07520.1007
Very volatile
Intangibles To Total Assets0.00450.00480.0164
Very volatile
Current Ratio0.170.150.2724
Slightly volatile
Tangible Book Value Per Share22.7121.6314.2319
Slightly volatile
Receivables Turnover11.6610.6314.9581
Pretty Stable
Graham Number32.230.6725.6401
Slightly volatile
Shareholders Equity Per Share24.5123.3417.5914
Slightly volatile
Debt To Equity1.131.781.493
Slightly volatile
Capex Per Share0.08560.09010.3398
Very volatile
Revenue Per Share18.617.7112.4882
Slightly volatile
Interest Debt Per Share57.354.5833.3071
Slightly volatile
Debt To Assets0.110.130.139
Slightly volatile
Price Earnings Ratio13.0713.7611.2168
Pretty Stable
Operating Cycle30.5635.5326.8349
Very volatile
Price Book Value Ratio0.660.830.8974
Pretty Stable
Days Of Payables Outstanding68.8865.631.5872
Slightly volatile
Dividend Payout Ratio0.140.270.1837
Slightly volatile
Pretax Profit Margin0.130.09780.1843
Slightly volatile
Operating Profit Margin0.130.09780.1843
Slightly volatile
Company Equity Multiplier7.4712.4510.2001
Slightly volatile
Long Term Debt To Capitalization0.420.60.5504
Slightly volatile
Total Debt To Capitalization0.440.60.5582
Slightly volatile
Return On Capital Employed0.03260.02360.0451
Slightly volatile
Debt Equity Ratio1.131.781.493
Slightly volatile
Ebit Per Revenue0.130.09780.1843
Slightly volatile
Quick Ratio0.170.150.2724
Slightly volatile
Net Income Per E B T0.580.840.8151
Very volatile
Cash Ratio0.03040.0320.0571
Slightly volatile
Days Of Sales Outstanding30.5635.5326.8349
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.770.890.9768
Very volatile
Price To Book Ratio0.660.830.8974
Pretty Stable
Fixed Asset Turnover2.984.574.0363
Slightly volatile
Debt Ratio0.110.130.139
Slightly volatile
Price Sales Ratio1.81.391.6438
Slightly volatile
Return On Assets0.00580.0050.0089
Very volatile
Asset Turnover0.0470.04940.059
Pretty Stable
Net Profit Margin0.0960.0910.1491
Slightly volatile
Gross Profit Margin0.580.450.7644
Slightly volatile
Price Fair Value0.660.830.8974
Pretty Stable
Return On Equity0.05580.06910.0908
Pretty Stable

First Savings Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap95.3 M90.8 M107.8 M
Slightly volatile

First Fundamental Market Drivers

Cash And Short Term Investments301.3 M

First Upcoming Events

5th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of October 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
30th of September 2023
Last Financial Announcement
View

About First Savings Financial Statements

First Savings stakeholders use historical fundamental indicators, such as First Savings' revenue or net income, to determine how well the company is positioned to perform in the future. Although First Savings investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Savings' assets and liabilities are reflected in the revenues and expenses on First Savings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Savings Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-35.6 M-37.4 M
Total Revenue154.6 M162.3 M
Cost Of Revenue77.1 M80.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.23  0.29 
Capex To Revenue 0.01  0.01 
Revenue Per Share 17.71  18.60 
Ebit Per Revenue 0.10  0.13 

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When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
How To Invest In First
Details
Is First Stock a good investment?
Details
What is First Savings' Net Worth?
Details
Largest Regional Banks Companies
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Largest Banks - Regional Companies
View
Check out the analysis of First Savings Correlation against competitors.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.476
Dividend Share
0.15
Earnings Share
2.81
Revenue Per Share
11.616
Quarterly Revenue Growth
0.226
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Z Score
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Piotroski
F Score
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Beneish
M Score
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Financial
Analysis
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Buy or Sell
Advice
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Earnings
Projections
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Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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